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City National Bank Crystal Visa Infinite (USA); NY GA TN NV CA MA DC & MN

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Old Nov 6, 2015, 11:03 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: mia
Current welcome offer is 50,000 30,000 Crystal points with $5,000 $3,000 spending in the first 90 days. First annual fee not waived. (as of telephone call with bank employee 8/7/2019)

Past bonuses were:

***** #1502 - signup bonus 1/16/18 BUT ANNUAL FEE NOT WAIVED ******

100,000 points after spending $5,000 in first three months. Offer expires 30 December 2015. EXPIRED

A 70,000 points offer was offered back in March 2017 and expired March 31st, 2017. EXPIRED

The requirements for the application process varies from bank to bank based on various online data points collected from FlyerTalk, Doctor of Credit, etc.

Some banks require that you go into a branch and apply personally. Other banks want you to have another account open for 90 days before you can get this card. Some banks (if you already have a relationship with them) let you apply via mail. Sometimes you have to be a resident of the state they operate in, while some were able to get the card without living in those states. It is very much YMMV. You will need proof of income (W2, check stubs, etc). The only states City National Bank operates in are: NY, DE (only trust office, no go), DC, GA, TN, MN, NV & CA. The bank is looking for high net worth individuals, but that's not exactly consistent either.

The card has no foreign transactions fees and is fee-free the first year, then $400 annually.

Register your card for online access (cno.cnb.com). This changed on Sept 19 2019.
Register separately for the award page (www.cnbrewards.com).
Register for Visa Infinite info and access at https://myvisainfinite.com/cnb/en_us/home.html
Click "my info" to see details on points awarded.
Best* redemption found to date is $1,000 prepaid visa for 105K pts. It's now 125K pts for a $1,000 prepaid visa. Link to catalog
*(other than spending for flights etc. & getting 1.2 cents each in value)

To set-up spending alerts, create an account here : http://citynationalbank.digitalcardservice.com

Point redemptions for flights have been reported as being as high as 1.35cpp (see here) by calling the Concierge service at +1 800 595 8950 and having them book direct from airline website for you

Significant benefits:

$250 per calendar year airline incidental credit - works on AU card as well - STARTING JAN 1ST, 2020 THE CREDIT WILL BE $350 PER ACCOUNT
$100 Global Entry fee credit - works on AU card as well Per DDResq post 842
Priority Pass lounge membership for up to 2 people. No fee for any number of guests, but lounge policy may limit the number of guests admitted.- STARTING JAN 1ST, 2020 EACH ADDITIONAL GUEST BEYOND ACCOUNT HOLDER WILL BE CHARGED $32
12 GoGo inflight passes - create an account at myvisainfinite.com/cnb. Once the account is created, you enter, then search for GoGo passes. You then input your card number again, create a GoGo account if you don't have one, and the 12 passes post to it ready to be used when you fly again on a participating airline. - works on AU card as well
$100 off when you book a qualifying airline itinerary via visa discount air portal (https://www.visadiscountair.com/CNB/default.aspx - STARTING JAN 1ST, 2020 THIS WILL NO LONGER BE OFFERED AS A BENEFIT
$30 off GroundLink car service (works with AU cards as well) plus instant 15% off rides. There are $25 current user referrals to go for first.

Airline fees are reimbursed up to $250 per calendar year. Fees must be from domestic carriers. There is no need to declare a carrier, and fees can be reimbursed from multiple carriers. Partial Ts and Cs:

Qualifying Airline Purchases are defined as incidental airline fee transactions made at eligible US Domestic Airline Carriers and include: ticket change/cancellation fees, checked baggage fees, inflight entertainment, onboard food and beverage charges, airport lounge membership fees and day passes, onboard wireless charges (excluding Gogo Wireless), and TSA Pre✓® membership application fee.


What works
AA: Award Fees/Taxes, Award Redeposit Fees ($150)
AA: e-Gift cards $250 including AUs (1x per card max 4)
AS: Award ticket fees, $16
AS: In flight food, entertainment.
AS: Premium Class Upgrade, $59

HA: Interisland Flight, $48.80
UA: award ticket fees, $51
WN: Award Fees/Taxes, Award Redeposit Fees (limit unknown, but it's between $75 and $80 per transaction), Early Bird boarding fees ($15)
DL: Baggage fees
B6: $53.30 airfare

What doesn't work
AS: Award ticket fees, $130ish
DL: GC; PGGM (reports of not working since April/2016)
DL: Just about anything. Don't use on Delta
UA: MPX, Award Fees (~$170)
UA: Gift card registry (up to $75) (No longer working as of 11/25/17)
UA: Seat Selection Fee
WN: GC
EY: Award Fees
TW: Change fee
UO: Seat fee
AA: Award Fees/Taxes on an itinerary originating outside the US.

To Be Confirmed
UA: Award Redeposit Fees ($200)


Global Entry reimbursements: (works on AU also)

user - mnsweeps ( https://www.flyertalk.com/forum/29336509-post1549.html )

Used mine and a AU card to register for GE for in laws
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00

Credit posted today for both cards.
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00

In 2016, 2017 AND 2018 airline incidental credits for transactions on-or-after January 1st did not start posting until the third week of January. In 2019 they started posting on Jan 11th.

For further information, see this

STARTING JAN 1ST, 2020 there are going to be major changes to this card, these being:[/s]
  • $350 airline incidental credit per account (was $250 per AU)
    • $95 Annual Fee per AU
      • $32 per guest using PriorityPass (used to be free & unlimited)
        • Elimination of $100 Visa Air Discount Benefit
          • Groceries and Gas only earn 1x (used to be 3x)

Sources:

discussion starting here

https://www.cnb.com/content/dam/cnbc...ewards2020.pdf
https://www.cnb.com/content/dam/cnbc...rystal2020.pdf


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City National Bank Crystal Visa Infinite (USA); NY GA TN NV CA MA DC & MN

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Old Feb 14, 2016, 1:34 pm
  #721  
 
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 1,978
Let me explain how WN PGGM works.
1. Buy tickets with points and pay taxes with CNB card
2. Wait for rebate to post
3. Cancel the tickets.
BTW, it also worked for me with Amex Platinum.
yugi is offline  
Old Feb 14, 2016, 3:40 pm
  #722  
 
Join Date: Sep 2012
Posts: 4,431
Originally Posted by yugi
Let me explain how WN PGGM works.
1. Buy tickets with points and pay taxes with CNB card
2. Wait for rebate to post
3. Cancel the tickets.
BTW, it also worked for me with Amex Platinum.
It didn't work for me for international tickets. Someone else had the same experience.
DaveInLA is offline  
Old Feb 15, 2016, 4:14 am
  #723  
 
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 1,978
Originally Posted by DaveInLA
It didn't work for me for international tickets. Someone else had the same experience.
The rebate didn't post? I flew 2 times to Mexico, and used this card to pay the fees. Rebates always posted.
Then using Amex Plat, I booked 2 international tickets on WN (with high fees), then waited for rebates to post, cancelled.
Now I have -$380 on Plat, and want to cancel it. Should I ask them for a check?
yugi is offline  
Old Feb 20, 2016, 10:33 am
  #724  
 
Join Date: Jan 2013
Posts: 140
Random question: is it possible to get the $100 discount on an itinerary you pay for using CNB rewards points? Or is there no way to combine those two? Thanks!
esw30 is offline  
Old Feb 20, 2016, 3:32 pm
  #725  
 
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 1,978
Another question: what's the best use of those points, instead of getting $1000 VGC?
yugi is offline  
Old Feb 20, 2016, 11:16 pm
  #726  
 
Join Date: Sep 2012
Posts: 4,431
Originally Posted by yugi
Another question: what's the best use of those points, instead of getting $1000 VGC?
I got the points, but frequent miler had a good post on using them for airfare. He got over 1c value for each point.
DaveInLA is offline  
Old Feb 21, 2016, 1:56 pm
  #727  
 
Join Date: Jan 2013
Posts: 140
As of April 1st, seat fees no longer qualify for the airline incidental fee credit. Got a notice along with a new AU card.
esw30 is offline  
Old Feb 21, 2016, 2:00 pm
  #728  
 
Join Date: Dec 2006
Posts: 333
Originally Posted by esw30
As of April 1st, seat fees no longer qualify for the airline incidental fee credit. Got a notice along with a new AU card.
No kidding? So what's left?
GrnLantern is offline  
Old Feb 21, 2016, 6:43 pm
  #729  
 
Join Date: Sep 2012
Posts: 4,431
Originally Posted by GrnLantern
No kidding? So what's left?
Ugh, but I guess we saw this coming.

I guess now it has to be stuff like in-flight dining, wifi, baggage fees, change fees...
DaveInLA is offline  
Old Feb 21, 2016, 8:54 pm
  #730  
 
Join Date: Jan 2013
Posts: 140
What works
AA: GC, Award Fees/Taxes, Award Redeposit Fees ($150)
UA: Gift Registry (up to $75 per transaction)
WN: Award Fees/Taxes, Award Redeposit Fees
esw30 is offline  
Old Feb 21, 2016, 11:05 pm
  #731  
 
Join Date: Sep 2012
Posts: 4,431
Originally Posted by esw30
What works
AA: GC, Award Fees/Taxes, Award Redeposit Fees ($150)
UA: Gift Registry (up to $75 per transaction)
WN: Award Fees/Taxes, Award Redeposit Fees
I didn't get reimbursed early 2016 for international award fees. But I've gotten reimbursed multiple times for $5.60 domestic fees.
DaveInLA is offline  
Old Feb 22, 2016, 11:25 am
  #732  
 
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 1,978
Originally Posted by DaveInLA
I didn't get reimbursed early 2016 for international award fees. But I've gotten reimbursed multiple times for $5.60 domestic fees.
I'll try WN PGGM again with intl flight and report how it works.
yugi is offline  
Old Feb 22, 2016, 9:31 pm
  #733  
 
Join Date: May 2011
Location: Bay Area, CA
Programs: SPG, Hyatt Diamond Member, Club Calrson Silver, AA, Hilton Gold, BA
Posts: 476
holy moly. anyone receive a big package from CNB? what a waste of money to tell me their benefits.
livestrongforever is offline  
Old Feb 23, 2016, 7:17 am
  #734  
 
Join Date: Mar 2011
Location: NY, NY
Posts: 695
Originally Posted by livestrongforever
holy moly. anyone receive a big package from CNB? what a waste of money to tell me their benefits.
I just got mine yesterday - completely batty waste of money!
ukinny2000 is offline  
Old Feb 23, 2016, 9:18 am
  #735  
 
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 1,978
Originally Posted by ukinny2000
I just got mine yesterday - completely batty waste of money!
I received too, postage costed more than $7, and useless stuff inside.
Well, Citi Prestige also send similar junk from time to time, and Amex Platinum as well.
yugi is offline  


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