Nov 6, 2015, 11:03 pm
Last edit by: mia
Current welcome offer is 50,000 30,000 Crystal points with $5,000 $3,000 spending in the first 90 days. First annual fee not waived. (as of telephone call with bank employee 8/7/2019)
Past bonuses were:
***** #1502 - signup bonus 1/16/18 BUT ANNUAL FEE NOT WAIVED ******
100,000 points after spending $5,000 in first three months. Offer expires 30 December 2015. EXPIRED
A 70,000 points offer was offered back in March 2017 and expired March 31st, 2017. EXPIRED
The requirements for the application process varies from bank to bank based on various online data points collected from FlyerTalk, Doctor of Credit, etc.
Some banks require that you go into a branch and apply personally. Other banks want you to have another account open for 90 days before you can get this card. Some banks (if you already have a relationship with them) let you apply via mail. Sometimes you have to be a resident of the state they operate in, while some were able to get the card without living in those states. It is very much YMMV. You will need proof of income (W2, check stubs, etc). The only states City National Bank operates in are: NY, DE (only trust office, no go), DC, GA, TN, MN, NV & CA. The bank is looking for high net worth individuals, but that's not exactly consistent either.
The card has no foreign transactions fees and is fee-free the first year, then $400 annually.
Register your card for online access (cno.cnb.com). This changed on Sept 19 2019.
Register separately for the award page (www.cnbrewards.com).
Register for Visa Infinite info and access at https://myvisainfinite.com/cnb/en_us/home.html
Click "my info" to see details on points awarded.
Best* redemption found to date is $1,000 prepaid visa for 105K pts. It's now 125K pts for a $1,000 prepaid visa. Link to catalog
*(other than spending for flights etc. & getting 1.2 cents each in value)
To set-up spending alerts, create an account here : http://citynationalbank.digitalcardservice.com
Point redemptions for flights have been reported as being as high as 1.35cpp (see here) by calling the Concierge service at +1 800 595 8950 and having them book direct from airline website for you
Significant benefits:
$250 per calendar year airline incidental credit - works on AU card as well - STARTING JAN 1ST, 2020 THE CREDIT WILL BE $350 PER ACCOUNT
$100 Global Entry fee credit - works on AU card as well Per DDResq post 842
Priority Pass lounge membership for up to 2 people. No fee for any number of guests, but lounge policy may limit the number of guests admitted.- STARTING JAN 1ST, 2020 EACH ADDITIONAL GUEST BEYOND ACCOUNT HOLDER WILL BE CHARGED $32
12 GoGo inflight passes - create an account at myvisainfinite.com/cnb. Once the account is created, you enter, then search for GoGo passes. You then input your card number again, create a GoGo account if you don't have one, and the 12 passes post to it ready to be used when you fly again on a participating airline. - works on AU card as well
$100 off when you book a qualifying airline itinerary via visa discount air portal (https://www.visadiscountair.com/CNB/default.aspx - STARTING JAN 1ST, 2020 THIS WILL NO LONGER BE OFFERED AS A BENEFIT
$30 off GroundLink car service (works with AU cards as well) plus instant 15% off rides. There are $25 current user referrals to go for first.
Airline fees are reimbursed up to $250 per calendar year. Fees must be from domestic carriers. There is no need to declare a carrier, and fees can be reimbursed from multiple carriers. Partial Ts and Cs:
Qualifying Airline Purchases are defined as incidental airline fee transactions made at eligible US Domestic Airline Carriers and include: ticket change/cancellation fees, checked baggage fees, inflight entertainment, onboard food and beverage charges, airport lounge membership fees and day passes, onboard wireless charges (excluding Gogo Wireless), and TSA Pre✓® membership application fee.
What works
AA: Award Fees/Taxes, Award Redeposit Fees ($150)
AA: e-Gift cards $250 including AUs (1x per card max 4)
AS: Award ticket fees, $16
AS: In flight food, entertainment.
AS: Premium Class Upgrade, $59
HA: Interisland Flight, $48.80
UA: award ticket fees, $51
WN: Award Fees/Taxes, Award Redeposit Fees (limit unknown, but it's between $75 and $80 per transaction), Early Bird boarding fees ($15)
DL: Baggage fees
B6: $53.30 airfare
What doesn't work
AS: Award ticket fees, $130ish
DL: GC; PGGM (reports of not working since April/2016)
DL: Just about anything. Don't use on Delta
UA: MPX, Award Fees (~$170)
UA: Gift card registry (up to $75) (No longer working as of 11/25/17)
UA: Seat Selection Fee
WN: GC
EY: Award Fees
TW: Change fee
UO: Seat fee
AA: Award Fees/Taxes on an itinerary originating outside the US.
To Be Confirmed
UA: Award Redeposit Fees ($200)
Global Entry reimbursements: (works on AU also)
user - mnsweeps ( https://www.flyertalk.com/forum/29336509-post1549.html )
Used mine and a AU card to register for GE for in laws
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00
Credit posted today for both cards.
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00
In 2016, 2017 AND 2018 airline incidental credits for transactions on-or-after January 1st did not start posting until the third week of January. In 2019 they started posting on Jan 11th.
For further information, see this
STARTING JAN 1ST, 2020 there are going to be major changes to this card, these being:[/s]
Sources:
discussion starting here
https://www.cnb.com/content/dam/cnbc...ewards2020.pdf
https://www.cnb.com/content/dam/cnbc...rystal2020.pdf
Past bonuses were:
The requirements for the application process varies from bank to bank based on various online data points collected from FlyerTalk, Doctor of Credit, etc.
Some banks require that you go into a branch and apply personally. Other banks want you to have another account open for 90 days before you can get this card. Some banks (if you already have a relationship with them) let you apply via mail. Sometimes you have to be a resident of the state they operate in, while some were able to get the card without living in those states. It is very much YMMV. You will need proof of income (W2, check stubs, etc). The only states City National Bank operates in are: NY, DE (only trust office, no go), DC, GA, TN, MN, NV & CA. The bank is looking for high net worth individuals, but that's not exactly consistent either.
The card has no foreign transactions fees and is fee-free the first year, then $400 annually.
Register your card for online access (cno.cnb.com). This changed on Sept 19 2019.
Register separately for the award page (www.cnbrewards.com).
Register for Visa Infinite info and access at https://myvisainfinite.com/cnb/en_us/home.html
Click "my info" to see details on points awarded.
*(other than spending for flights etc. & getting 1.2 cents each in value)
To set-up spending alerts, create an account here : http://citynationalbank.digitalcardservice.com
Point redemptions for flights have been reported as being as high as 1.35cpp (see here) by calling the Concierge service at +1 800 595 8950 and having them book direct from airline website for you
Significant benefits:
$250 per calendar year airline incidental credit - works on AU card as well - STARTING JAN 1ST, 2020 THE CREDIT WILL BE $350 PER ACCOUNT
$100 Global Entry fee credit - works on AU card as well Per DDResq post 842
Priority Pass lounge membership for up to 2 people. No fee for any number of guests, but lounge policy may limit the number of guests admitted.- STARTING JAN 1ST, 2020 EACH ADDITIONAL GUEST BEYOND ACCOUNT HOLDER WILL BE CHARGED $32
12 GoGo inflight passes - create an account at myvisainfinite.com/cnb. Once the account is created, you enter, then search for GoGo passes. You then input your card number again, create a GoGo account if you don't have one, and the 12 passes post to it ready to be used when you fly again on a participating airline. - works on AU card as well
$100 off when you book a qualifying airline itinerary via visa discount air portal (https://www.visadiscountair.com/CNB/default.aspx - STARTING JAN 1ST, 2020 THIS WILL NO LONGER BE OFFERED AS A BENEFIT
$30 off GroundLink car service (works with AU cards as well) plus instant 15% off rides. There are $25 current user referrals to go for first.
Airline fees are reimbursed up to $250 per calendar year. Fees must be from domestic carriers. There is no need to declare a carrier, and fees can be reimbursed from multiple carriers. Partial Ts and Cs:
Qualifying Airline Purchases are defined as incidental airline fee transactions made at eligible US Domestic Airline Carriers and include: ticket change/cancellation fees, checked baggage fees, inflight entertainment, onboard food and beverage charges, airport lounge membership fees and day passes, onboard wireless charges (excluding Gogo Wireless), and TSA Pre✓® membership application fee.
What works
AA: Award Fees/Taxes, Award Redeposit Fees ($150)
AA: e-Gift cards $250 including AUs (1x per card max 4)
AS: Award ticket fees, $16
AS: In flight food, entertainment.
AS: Premium Class Upgrade, $59
HA: Interisland Flight, $48.80
UA: award ticket fees, $51
WN: Award Fees/Taxes, Award Redeposit Fees (limit unknown, but it's between $75 and $80 per transaction), Early Bird boarding fees ($15)
DL: Baggage fees
B6: $53.30 airfare
What doesn't work
AS: Award ticket fees, $130ish
DL: GC; PGGM (reports of not working since April/2016)
DL: Just about anything. Don't use on Delta
UA: MPX, Award Fees (~$170)
UA: Gift card registry (up to $75) (No longer working as of 11/25/17)
UA: Seat Selection Fee
WN: GC
EY: Award Fees
TW: Change fee
UO: Seat fee
AA: Award Fees/Taxes on an itinerary originating outside the US.
To Be Confirmed
UA: Award Redeposit Fees ($200)
Global Entry reimbursements: (works on AU also)
user - mnsweeps ( https://www.flyertalk.com/forum/29336509-post1549.html )
Used mine and a AU card to register for GE for in laws
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00
Credit posted today for both cards.
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00
In 2016, 2017 AND 2018 airline incidental credits for transactions on-or-after January 1st did not start posting until the third week of January. In 2019 they started posting on Jan 11th.
For further information, see this
STARTING JAN 1ST, 2020 there are going to be major changes to this card, these being:[/s]
$350 airline incidental credit per account (was $250 per AU)$95 Annual Fee per AU$32 per guest using PriorityPass (used to be free & unlimited)Elimination of $100 Visa Air Discount BenefitGroceries and Gas only earn 1x (used to be 3x)
discussion starting here
https://www.cnb.com/content/dam/cnbc...ewards2020.pdf
https://www.cnb.com/content/dam/cnbc...rystal2020.pdf
City National Bank Crystal Visa Infinite (USA); NY GA TN NV CA MA DC & MN
Oct 28, 2015, 10:25 pm
#76
Join Date: Aug 2010
Location: Bay Area, CA
Programs: AA Plat, UA Gold, AS MVP Gold, HH Diamond, SPG Gold, Club Carlson Gold, US
Posts: 956
Points are posted before the statement is closed. I can see 100K points in my account. Most probably will get the 1000 GC. Bought a $100 AA gift card. Let's see if it get's reimbursed.
Oct 30, 2015, 12:21 pm
#79
Join Date: May 2010
Posts: 190
The global entry credit came in within two days of charge and I have not done with the 5K spend yet. I suspect $250 would work also not needing the spend.
Oct 30, 2015, 5:43 pm
#80
Join Date: Dec 2007
Posts: 118
Both my wife and I got approved via the Palo Alto office. Her income is only around $100k, so the bar is definitely not THAT high. She did need to open a savings account with a $500 deposit. I apparently applied right before the cutoff. Apparently the banker controls the requested credit line, and maximum is $40k.
Nov 1, 2015, 9:41 pm
#83
Join Date: Oct 2015
Posts: 12
I waiting a bit on these since I don't fly much and they have a 12 month expiration. Same with Clear membership. Clear is a 12 months membership from when you sign up with Clear - not with CNB. I'm going to sign up in a few months a few weeks before I travel. Just trying to maximize the benefits before I inevitably cancel.
Nov 2, 2015, 12:06 am
#84
Join Date: Jul 2015
Location: SFO
Posts: 108
I waiting a bit on these since I don't fly much and they have a 12 month expiration. Same with Clear membership. Clear is a 12 months membership from when you sign up with Clear - not with CNB. I'm going to sign up in a few months a few weeks before I travel. Just trying to maximize the benefits before I inevitably cancel.
If, at the end of your annual membership, the CLEAR
offer is no longer offered, or you no longer meet City
National Bank's eligibility requirements (i.e., the Crystal
Visa Infinite Card account must be opened and in good
standing), you will be given the option of renewing your
CLEAR membership by paying the then-applicable retail
rate. Any such renewal of your CLEAR membership will
be subject to CLEAR's then-current terms and conditions,
policies, deadlines and fees that apply.
offer is no longer offered, or you no longer meet City
National Bank's eligibility requirements (i.e., the Crystal
Visa Infinite Card account must be opened and in good
standing), you will be given the option of renewing your
CLEAR membership by paying the then-applicable retail
rate. Any such renewal of your CLEAR membership will
be subject to CLEAR's then-current terms and conditions,
policies, deadlines and fees that apply.
Nov 2, 2015, 9:52 am
#85
Join Date: Oct 2015
Posts: 12
Nov 2, 2015, 1:09 pm
#87
Join Date: Feb 2009
Location: SNA/LAX
Programs: AA, SPG, UA
Posts: 102
100K points offer
Would like to know if the 100K offer is still valid ?
I am planning to go to the local branch tomorrow to apply. Do I need to bring any proof of income ?
Really appreciate your help.
I am planning to go to the local branch tomorrow to apply. Do I need to bring any proof of income ?
Really appreciate your help.
Nov 2, 2015, 1:12 pm
#88
Community Director Emerita
Join Date: Oct 2000
Location: Anywhere warm
Posts: 33,745
It was valid last week when I applied. I had to provide money to fund a $500 checking account along with proof of income.
Nov 2, 2015, 1:13 pm
#89
Community Director Emerita
Join Date: Oct 2000
Location: Anywhere warm
Posts: 33,745
I tracked down the Ts and Cs for the airline credit.
Airline Incidental Fees Statement Credit
What is the Airline Incidental Fees Statement Credit
benefit and how does it work?
Under the Airline Incidental Fees Statement Credit benefit,
each cardholder under the Crystal Visa Infinite Card account
("Account") may receive a discount up to $250 per calendar
year for Qualifying Airline Purchases (as defined below)
charged to the cardholder's Crystal Visa Infinite Card
("Cardholder Card").
The discount will be in the form of a statement credit to the
Account and will appear on the billing statement as "Travel
Fee Rebate" under the transactions for the Cardholder Card.
To receive the statement credit, both the Cardholder Card
and the Account must be open and in good standing (i.e., not
in default) on the date the statement credit is posted to the
Cardholder Card. Please allow 6 to 8 weeks after a Qualifying
Airline Purchase is charged for a statement credit to be
posted to the Account. Until such time as the statement
credit has posted to the Account, the Crystal Visa Infinite
Account holder is responsible for the payment of the
Qualifying Airline Purchase that has been charged to
Cardholder Card and appears on the billing statement.
Qualifying Airline Purchases are defined as incidental airline
fee transactions made at eligible US-Domestic Airline
Carriers (each an "Eligible Airline") on domestic itineraries
and include: seat upgrade charges, ticket change/cancellation
fees, checked baggage fees, in-flight entertainment, onboard
food and beverage charges, airport lounge membership fees
and day passes, onboard wireless charges (excluding Gogo
Wireless), and TSA Pre® membership application fee1
transactions, and may vary depending on the airline.
I don't see a requirement to specify the carrier. It seems that I can have charges reimbursed at more than one carrier.
I am disappointed to see the US carrier restriction as I expect to have a number of international award redemption fees.
Airline Incidental Fees Statement Credit
What is the Airline Incidental Fees Statement Credit
benefit and how does it work?
Under the Airline Incidental Fees Statement Credit benefit,
each cardholder under the Crystal Visa Infinite Card account
("Account") may receive a discount up to $250 per calendar
year for Qualifying Airline Purchases (as defined below)
charged to the cardholder's Crystal Visa Infinite Card
("Cardholder Card").
The discount will be in the form of a statement credit to the
Account and will appear on the billing statement as "Travel
Fee Rebate" under the transactions for the Cardholder Card.
To receive the statement credit, both the Cardholder Card
and the Account must be open and in good standing (i.e., not
in default) on the date the statement credit is posted to the
Cardholder Card. Please allow 6 to 8 weeks after a Qualifying
Airline Purchase is charged for a statement credit to be
posted to the Account. Until such time as the statement
credit has posted to the Account, the Crystal Visa Infinite
Account holder is responsible for the payment of the
Qualifying Airline Purchase that has been charged to
Cardholder Card and appears on the billing statement.
Qualifying Airline Purchases are defined as incidental airline
fee transactions made at eligible US-Domestic Airline
Carriers (each an "Eligible Airline") on domestic itineraries
and include: seat upgrade charges, ticket change/cancellation
fees, checked baggage fees, in-flight entertainment, onboard
food and beverage charges, airport lounge membership fees
and day passes, onboard wireless charges (excluding Gogo
Wireless), and TSA Pre® membership application fee1
transactions, and may vary depending on the airline.
I don't see a requirement to specify the carrier. It seems that I can have charges reimbursed at more than one carrier.
I am disappointed to see the US carrier restriction as I expect to have a number of international award redemption fees.
Last edited by SanDiego1K; Nov 2, 2015 at 1:21 pm
Nov 2, 2015, 4:49 pm
#90
Join Date: Oct 2009
Location: SFO
Posts: 515
And if I am reading it right, each cardholder meaning the account holder and one authorized user, get the $250 credit which would mean $500 per household per year.
Regarding domestic vs. international, I would think fees for an international award booked using AA, UA etc miles should work
Wonder if airline gift cards will work...
Regarding domestic vs. international, I would think fees for an international award booked using AA, UA etc miles should work
Wonder if airline gift cards will work...