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Barclay Arrival+ versus Chase Sapphire Preferred
After taking a few days to look over the advantages of both cards, it honestly appears to me as Chase Sapphire is the better card. That being said there's a ton of hype around the Arrival +.
Am I missing something? |
Barclay Arrival + vs. Chase Sapphire Preferred
I have both but when abroad I use the Barclay arrival card because it is chip and PIN versus chip and signature for the chase card so if that has any value you should consider it.
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Originally Posted by the general public
(Post 24394710)
After taking a few days to look over the advantages of both cards, it honestly appears to me as Chase Sapphire is the better card. That being said there's a ton of hype around the Arrival +.
Am I missing something? |
I have the Arrival + and will probably be dropping it when the fee comes due. Unless you need the chip and PIN functionality, you can get 2% cash back with the citi double cash card which doesn't have an annual fee compared with the A+ which is $89 after the first year free. To think another way, you'd have to spend $4000 on the card just to break even on the annual fee. That said, I'd probably get the A+ for the sign up bonus and call it a day. I'm not really sure why there is so much hype about that card.
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Originally Posted by bdohmen
(Post 24394982)
I have both but when abroad I use the Barclay arrival card because it is chip and PIN versus chip and signature for the chase card so if that has any value you should consider it.
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Originally Posted by krazykanuck
(Post 24395861)
That said, I'd probably get the A+ for the sign up bonus and call it a day. I'm not really sure why there is so much hype about that card.
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Originally Posted by the general public
(Post 24394710)
After taking a few days to look over the advantages of both cards, it honestly appears to me as Chase Sapphire is the better card. That being said there's a ton of hype around the Arrival +.
Am I missing something? For my personal spending, I spend $12k each month on non bonus categories (including MS). That's $144k per year. On the CSP, I would get 144000 UR points worth about $2160 to me (at 1.5 cpp). On the Arrival Plus, I would get $3168 towards travel expenses. Plus, Barclay's is more likely to waive the annual fee for the Arrival given my spend. I have never heard of Chase waiving the annual fee on the CSP. If Barclay's refuses to waive the annual fee, I would use the Citi Double cash or Fidelity Amex instead. |
I have both cards, but just canceled the Barclay's Arrival and kept the Chase Sapphire Preferred card. Two reasons. First, Sapphire has superior benefits such as Primary car rental insurance and $10k trip cancellation insurance. Double points on travel and ability to transfer to Singapore for a suite, which I just did, is also a plus. YMMV
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If you redeem miles for international premium travel then CSP, if not, then its hard to get more than 2 cent per point value out of chase points (not impossible though).
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I have two Arrival+s and one BOA travel (2.625%, no annual fee , w/ platinum honor). I might ditch one arrival+ next month if I cannot waive AF. One Arrival+ and one BOA travel are good enough for everything I need. I charges about 25-30K a month.
I might apply for AAA membership card (no annual fee platinum honor) later for 3.75% cash back travel, 2.75% cash back gas, grocery, drugstore, 1.75% back everything else. I don't have CSP. I also might apply for one later if 50K signon bonus + 5K co-applicant bonus surface again. And I will keep it for one year only until AF hit. I have Ink Plus, I don't want to pay for another Chase AF card. |
Originally Posted by skreemer6
(Post 24397666)
If you redeem miles for international premium travel then CSP, if not, then its hard to get more than 2 cent per point value out of chase points (not impossible though).
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Originally Posted by ffflllyyyeeerrr
(Post 24396124)
The Chip+PIN feature really should have little value. There are very few places that won't work with chip+signature, so I find this "feature" to be completely overblown for the Arrival+. In my experience traveling Europe, there was one instance (out of dozens of swipes) that chip+signature didn't work. In that case, it was fine to pay cash. You realistically have to carry cash anyways, for the occasional shop that doesn't accept plastic at all.
BTW, I consider the Arrival+ chip and signature just like the CSP; it just has a PIN as well for those few (and declining) kiosks that don't take signature-only cards. Actual chip and PIN cards that pretty much always ask for PIN even at attended locations are extremely rare in the US--you pretty much have to either be eligible for Navy Federal, do the insane UNFCU app process or hope BMO reopens Diners Club apps some time soon. |
I have both cards and the BofA travel rewards with platinum honor bonus (2.65%)
The arrival + has a permanent spot in my wallet as long as Amex Serve lives. But thats the only reason I have it. (because BofA goes as cash advance) Other than that I use most of the time my CSP. |
Originally Posted by the general public
(Post 24394710)
Am I missing something?
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I accept the logic of the Arrival+ card being better for most users, because it's essentially a cash-back card with travel benefits, but I find the redemption experience lacks the emotional satisfaction of accruing points and transferring them to partners. It's not logical, it just feels more rewarding.
Nevertheless, I use both these cards and plan to keep both. The Chase card I prefer for dining and other bonus categories, which makes up a big chunk of my spending, and the Barclay card for non-bonus expenses. If I plan to buy something online, I look for an affiliated vendor that will earn the best bonus. The Ultimate Rewards shopping portal has some vendors the Barclays portal does not, and vice versa. |
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