Feb 26, 2015, 9:30 am
Last edit by: swag
Discover it Miles
current offer as of 9/1/17: https://www.discover.com/credit-cards/miles/index.html
There are two ways to redeem miles:
current offer as of 9/1/17: https://www.discover.com/credit-cards/miles/index.html
- 1.5x miles on all purchases
- Double miles for the first year (3x miles on all purchases)
An annual credit up to $30 for in-flight Wi-Fi charges(ended 3/31/19)- No foreign transaction fees
- No annual fee
- Free FICO Score
- 0% purchase APR for first twelve months
There are two ways to redeem miles:
- Cash back via a deposit into your linked bank account
- A statement credit against a travel purchase made in the past 180 days
Discover it Miles Credit Card Launched, 3x Miles On All Purchases 1st Year
Nov 21, 2017, 9:00 am
#151
Original Member
Join Date: May 1998
Posts: 1,139
Every once in a while this game still works the way it used to (and is supposed to).
Just got my year-end match of $3,750, which equates to $250,000 is spending.
All of the spending was US Bank debit cards from Kroger (with grocery items thrown in). Usual spending on MS days were $1,000 - $2,000.
Most payments on the card were through Check Free Bill Pay or money orders from WalMart.
Original credit line was $10,000, raised to $14,000, then $19,000.
Started off at $10,000 - $15,000 a month. Never went over $30,000 a month. So credit line was exceeded, but not significantly so.
Payments were constant, so the outstanding balance was never close to the credit line.
Only two fraud calls. One when the card was so worn out it needed to be swiped instead of scanned, and the other when I spent heavily on the replacement card once it arrived.
Nothing spectacular like the AMEX Blue unlimited 5% days, but this is a nice card for a year to generate a little sock drawer money when you are near a Kroger and WalMart anyway.
I figure the MS costs are 1.5%, so the year-end bonus amount is the profit.
So a shutdown eliminates the profit, and is a disaster. Hopefully data points like these helps avoid a shut down for others.
Just got my year-end match of $3,750, which equates to $250,000 is spending.
All of the spending was US Bank debit cards from Kroger (with grocery items thrown in). Usual spending on MS days were $1,000 - $2,000.
Most payments on the card were through Check Free Bill Pay or money orders from WalMart.
Original credit line was $10,000, raised to $14,000, then $19,000.
Started off at $10,000 - $15,000 a month. Never went over $30,000 a month. So credit line was exceeded, but not significantly so.
Payments were constant, so the outstanding balance was never close to the credit line.
Only two fraud calls. One when the card was so worn out it needed to be swiped instead of scanned, and the other when I spent heavily on the replacement card once it arrived.
Nothing spectacular like the AMEX Blue unlimited 5% days, but this is a nice card for a year to generate a little sock drawer money when you are near a Kroger and WalMart anyway.
I figure the MS costs are 1.5%, so the year-end bonus amount is the profit.
So a shutdown eliminates the profit, and is a disaster. Hopefully data points like these helps avoid a shut down for others.
Mar 27, 2018, 2:24 pm
#153
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,949
Seems to still be offered here:
https://www.discover.com/credit-cards/travel/
https://www.discover.com/credit-cards/travel/
Unlimited 1.5x Miles
Earn unlimited 1.5x Miles for every dollar spent on all purchases – from airfare and hotels to groceries and online shopping.
We Match Mile for Mile
We'll match all the Miles you've earned at the end of your first year. For example, 30,000 Miles turns into 60,000 Miles.2
Earn unlimited 1.5x Miles for every dollar spent on all purchases – from airfare and hotels to groceries and online shopping.
We Match Mile for Mile
We'll match all the Miles you've earned at the end of your first year. For example, 30,000 Miles turns into 60,000 Miles.2
Mar 28, 2018, 12:34 am
#154
Join Date: Sep 2008
Posts: 7,875
Wow, it is such a pain redeeming miles. First off, it says I don't have a linked bank account, even though I have linked to pay from. She says you have to initiate a payment from there (I used autopay), so I tried to but I cannot because I have no balance. The lady on the phone couldn't make a payment either.
And it limits how much you can redeem initially ($300) but supposedly after this I can do all of it.
Such a pain.
And it limits how much you can redeem initially ($300) but supposedly after this I can do all of it.
Such a pain.
Apr 11, 2018, 5:11 am
#156
Join Date: Mar 2017
Programs: HHonors, TrueBlue, Delta SkyMiles, Hyatt Discoverist, Starwood Preferred Guest, American Airlines.
Posts: 2,035
Jan 27, 2019, 7:30 pm
#158
Join Date: Apr 2013
Location: Lehigh Valley, Pennsylvania
Programs: Milege+, SkyMiles, AAdvantage, HHonors Diamond, Marriott Gold
Posts: 1,684
$30 Wi-Fi Credit Ends March 31st
Discover is discontinuing the annual $30 credit for Wi-Fi purchases. This was the only reason I was keeping the card.
Not using for 1.5% back when I have Chase Freedom with Sapphire for 5X UR categories and the Amex Gold for 4X MR on grocery/dining among other better cards for travel.
Not using for 1.5% back when I have Chase Freedom with Sapphire for 5X UR categories and the Amex Gold for 4X MR on grocery/dining among other better cards for travel.
Jan 28, 2019, 10:34 am
#159
Join Date: Aug 2013
Posts: 236
Discover is discontinuing the annual $30 credit for Wi-Fi purchases. This was the only reason I was keeping the card.
Not using for 1.5% back when I have Chase Freedom with Sapphire for 5X UR categories and the Amex Gold for 4X MR on grocery/dining among other better cards for travel.
Not using for 1.5% back when I have Chase Freedom with Sapphire for 5X UR categories and the Amex Gold for 4X MR on grocery/dining among other better cards for travel.
Jun 13, 2019, 7:41 pm
#160
Join Date: Apr 2012
Location: ORD
Programs: United 100K, Etihad Gold, Marriot Platinum, Hilton Gold
Posts: 578
Any Good Discover Cards?
Hi everyone, I'm based in Chicago, and a store we frequent only accepts Discover Card.
Are there any good promos out there? We don't really see Discover Card on this site. Thank you!
Are there any good promos out there? We don't really see Discover Card on this site. Thank you!
Jun 14, 2019, 11:40 am
#161
Join Date: Jan 2005
Programs: UA GOLD MM,WN CP A+list, HH Gold,MR LT Titanium
Posts: 2,184
It has no fee and 5% rotating categories cash back . Discover will match your cash back at the end of the first year.
There are many FTers that are not thrilled with this card, but we use it only for the 5% categories,which often match up well with the 5% categories on our Chase Freedom cards. If you are using at at location that only accepts Discover, then it seems to be a better choice to earn at least 1%, over using cash.
Jun 27, 2019, 8:21 am
#162
Join Date: Apr 2002
Posts: 2,928
Can the Discover It MIles card be churned for a subsequent year of the double cash back bonus at the end of the year (1.5% + 1.5% = 3% cash back)? Is there a waiting period, as there is with other card issuers before one can apply again for the card?
Last edited by TTT103; Jun 27, 2019 at 9:09 am
Jun 30, 2019, 4:26 pm
#163
Join Date: Oct 2014
Programs: All of them
Posts: 1,664
I'm just alternating it with a year of Business version of the same card. I figure by next year after 14 months since closing I can get it again.
