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2015 and forward App-O-Rama (AOR) and Churn Advice Archive

2015 and forward App-O-Rama (AOR) and Churn Advice Archive

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Old Nov 4, 17, 11:40 am   -   Wikipost
Please read: This is a community-maintained wiki post containing the most important information from this thread. You may edit the Wiki once you have been on FT for 90 days and have made 90 posts.
 
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The Master List of credit card offers can be found on this thread: http://www.flyertalk.com/forum/credi...scription.html


A list of Flyertalk members who would appreciate "paying it forward" by using their referral links can be found here: Individual discussions of bank policies, credit cards, and pros/cons of the various programs can be found in this forum:
Credit, Debit and Prepaid Card Forum
Discussions on redeeming miles and points can be found in the Airline and Hotel forums.
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2014 posts can be found here: http://www.flyertalk.com/forum/credi...e-archive.html
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Old Nov 4, 17, 7:46 pm
  #316  
FlyerTalk Evangelist
 
Join Date: Aug 2002
Location: Iintermountain West
Programs: Too many to list
Posts: 10,599
Originally Posted by atwnsw2 View Post
Within the past 2 years, I have received the following cards:
Chase Preferred, Reserve, and Personal Southwest.
Amex Delta Gold and Delta Plat.
Barclay's AA Aviator.

Does Chase restriction of 5/24 apply only to Chase cards issued in last 24 or all credit card companies?
(This still confuses me).

Considering applying for 75k BA Chase next depending on your input
and then Barclay Luftansa 50k in December (which would be 6 months since last Barclay card).
[Chase Explorer was my 1st choice but I am only eligible for 40k miles which doesn't seem worth it]

Thoughts/Suggestions?

Thanks in advance.......
The 5/24 rule is only applied by Chase Bank when you apply for a Chase card. If you have opened 5, or more, new cards (Chase doesn't count Business cards normally) in the last 24 months, from ANY bank, you will not be approved for any most Chase card. Since you have opened 5+ cards in the last 24 months forget anymore Chase cards. Concentrate on cards from Amex, Citi & Barclays. I'd go for Business cards first if you can.

You really need to go to the Chase Forum and read the "Applying for Chase credit cards..." thread. Start with the Wiki.

Last edited by philemer; Nov 5, 17 at 9:01 pm Reason: correction
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Old Nov 5, 17, 1:56 am
  #317  
 
Join Date: Jun 2017
Location: NYC
Programs: UR, MR, TYP
Posts: 23
Is there an easy way to figure out my 5/24 status? Credit Karma? Credit Sesame? What am I looking for?
laffingleigh is offline  
Old Nov 5, 17, 7:01 am
  #318  
 
Join Date: Apr 2002
Posts: 564
Originally Posted by philemer View Post
The 5/24 rule is only applied by Chase Bank when you apply for a Chase card. If you have opened 5, or more, new cards (Chase doesn't count Business cards normally) in the last 24 months, from ANY bank, you will not be approved for any Chase card. Since you have opened 5+ cards in the last 24 months forget anymore Chase cards. Concentrate on cards from Amex, Citi & Barclays. I'd go for Business cards first if you can.

You really need to go to the Chase Forum and read the "Applying for Chase credit cards..." thread. Start with the Wiki.
Thanks for the feedback.....
atwnsw2 is offline  
Old Nov 5, 17, 9:04 pm
  #319  
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Join Date: Aug 2002
Location: Iintermountain West
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Originally Posted by atwnsw2 View Post
Thanks for the feedback.....
You're welcome. When you read the WIKI in this thread: https://www.flyertalk.com/forum/chas...l#524appliesto you'll notice a few Chase cards that are NOT affected by the 5/24 rule.
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