Small question regarding balance transfers
Oct 30, 2014, 5:40 pm
#1
Used to be 'flymanbeast'
Original Poster
Join Date: Jul 2011
Programs: Delta silver/marriot platinum
Posts: 2,795
Small question regarding balance transfers
Got a 0 percent offer when I pay off my credit card bill with city does it go to my normal expenses or my balance I transferred?
Oct 31, 2014, 4:25 am
#3
FlyerTalk Evangelist
Join Date: Aug 2009
Location: ZOA, SFO, HKG
Programs: UA 1K 0.9MM, Marriott Gold, HHonors Gold, Hertz PC, SBux Gold, TSA Pre✓
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If you don't transfer everything in full, your default portion and cash advance will the first get transferred. Then standard purchase and previous BT will be the last.
Oct 31, 2014, 9:55 am
#4
Used to be 'flymanbeast'
Original Poster
Join Date: Jul 2011
Programs: Delta silver/marriot platinum
Posts: 2,795
So in practice does it get allocated to the highest APR first? To clarify I got a really tempting offer to send a 0% balance transfer from my cities Card to my bank account!
P.s anyone have any idea how long it takes?
P.s anyone have any idea how long it takes?
Oct 31, 2014, 12:16 pm
#5
Join Date: Oct 2005
Location: SF
Programs: UA, VX, QF, EY, VA
Posts: 756
Citi BT is extremely fast. Couple of days for the DD version.
Oct 31, 2014, 5:51 pm
#6
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Join Date: Aug 2009
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Financial institutions do not have a choice. It's THE LAW 
http://www.bankrate.com/finance/cred...ard-law-2.aspx
http://www.bankrate.com/finance/cred...ard-law-2.aspx
