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First National Bank of Omaha TravElite card - refreshed April 2017.

First National Bank of Omaha TravElite card - refreshed April 2017.

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Old Sep 19, 19, 6:01 pm   -   Wikipost
Please read: This is a community-maintained wiki post containing the most important information from this thread. You may edit the Wiki once you have been on FT for 90 days and have made 90 posts.
 
Last edit by: 84fiero
Wiki Link
As of June 1, 2017, public links are dead. As of December 2017, targeted mailers are being received by some folks with either a $49 AF or a $0 AF offer. May include $250 bonus for $2.5K spend in first 3 months. Offers have a Jan 28, 2018 expiration to apply. The unique access code and reservation number from the mailer are required in order to begin the application process.

This little known card has a great current offer (April 2017 until ?????)
Apparently First Bank of Omaha was not getting many to apply so they have dropped the Annual Fee and are now offering a 25,000 point bonus for $2500 spend in three months. The relevant particulars of the card are below.
In addition, I invite folks to post what counts as travel and gives cardholders three points per $.

TRAVELITE® REWARDS PROGRAM TERMS AND CONDITIONS SUMMARY

EARN POINTS
Earn 3 points for each $1.00 of Travel Purchases posted to the Account.
Earn 1.5 points for each $1.00 of Net Purchases posted to the Account that is not from a Travel Purchase.

BONUS EARNINGS
In addition to the above, 25,000 bonus points can be earned after the first $2,500 in Net Purchases are posted to the Account within the first 3 consecutive Billing Cycles after the Account is opened and while the Account is enrolled in the Program. Please allow 6-8 weeks after bonus points are earned for these bonus points to be added to the point balance.

ANNUAL REWARDS PROGRAM FEE
There is no Annual Rewards Program Fee

LIMIT ON POINTS EARNED
There is no limit on the number of points that can be earned, but if we offer bonus points, we may limit the number of bonus points awarded for certain purchases and/or promotions.

POINT EXPIRATIONPOINT REDEMPTION
Points do not expire.

POINT FORFEITURE
If the Account is closed for any reason, enrollment in the Program will be terminated and any accumulated points will be forfeited.

POINT REDEMPTION
Points can be redeemed for (collectively, the "Rewards"):
Merchandise
Gift cards/certificates
Travel (Airline, Hotel, and Car Rentals)
Cash back as a statement credit to the Account
Other goods and services
Complete details on Rewards and point redemption are available through our Rewards Service Center and Rewards website.

REDEMPTION REQUESTS
24/7 online access or toll-free customer service during hours of operation; additional information about redemption will be provided once you become a cardmember.
NET PURCHASES: "Net Purchases" are authorized, new purchases posted to the Account on or after enrollment in the Program, excluding refunds, credits (for returned merchandise or otherwise), and disputed billing items. Net Purchases do not include: (a) annual fees, finance charges and other fees or charges posted by us to the Account; (b) cash advances (including but not limited to cash received over the amount of Net Purchases charged to the Account, purchases of money orders or other cash equivalents) or special check transactions; (c) balance transfers; (d) charges for other products, services, or benefits that we provide (such as credit insurance premiums); or (e) other transactions that we determine not to be eligible.

"Travel Purchases" are Net Purchases made at any merchant whose merchant category code ("MCC") is classified by the payment card industry as "Local Suburban Commuter Passenger Transportation-Railroads, Ferries, Local Water Transportation" (MCC 4111), "Passenger Railways" (MCC 4112), "Taxicabs and Limousines" (MCC 4121), "Bus Lines, Including Charters, Tour Buses" (MCC 4131), "Cruise Lines/Steamship Lines" (MCC 4411), "Airline, Air Carriers (not listed elsewhere" (MCC 4511), "Travel Agencies and Tour Operations" (MCC 4722), "Package Tour Operators (For use in Germany only) (MCC 4723), "Toll and Bridge Fees" (MCC 4784), "Transportation Services, not elsewhere classified" (MCC 4789), "Direct Marketing-Travel Related Arrangements Services" (MCC 5962), "Lodging-Hotels, Motels, Resorts, Central Reservation Services (not elsewhere classified)" (MCC 7011), "Specific Airline Codes" (MCC 3000-3299), "Specific Car Rental Company Codes" (MCC 3351-3441), "Specific Hotel and Resort Codes" (MCC 3501-3828), "Timeshares" (MCC 7012), or "Car Rental Companies not listed" (MCC 7512).

The MCC is a four-digit code used by the payment card industry to classify a merchant's primary business. You might expect some merchants to be classified into one of the MCCs identified above, but they may not be classified as such. This could affect whether transactions you make with such merchants will qualify as a Travel Purchase, or Net Purchase and, as a result, whether points will be earned on such transactions. We do not assign MCCs to merchants nor are we responsible for confirming or monitoring the MCC assignments made by the payment card networks.
We reserve the right to determine, in our sole discretion, whether any transaction qualifies as a Travel Purchase or Net Purchase, and our determinations shall be final.
POINTS: Point awards are not earned until they show on the Account statement. Points may be deducted for awards based on purchases that are subsequently subject to a refund, credit or dispute. We reserve the right to retroactively correct errors made in point awards. Points will not be earned if the Account cannot be used for new purchases or participation in the Program has been suspended.
At our sole discretion, we may award additional bonus points in connection with certain purchases and/or promotions. Additional details and additional terms and conditions will be provided with such offers and are in addition to these Terms and Conditions unless otherwise specified therein. We reserve the right to determine which Airline Purchases, Hotel Purchases, Travel Agency Purchases, or Net Purchases are eligible for bonus points.

OUR PRICE GUARANTEE: Subject to the Our Price Guarantee Terms and Conditions, which are available on the Website, we will credit you the difference between the price for your hotel, flight, or car rental booked through us and the price for a hotel, flight, or car rental that is at least $20 lower and available through another travel site within 72 hours of your booking with us.
REWARDS & REDEMPTION: If the Account is open and credit privileges have not been suspended, points can be used to obtain the Rewards stated above. Point redemption may be subject to shipping, handling or other fees. If a credit card is reported lost or stolen, the ability to redeem points will be temporarily suspended until a new card is issued.
CASH BACK IN THE FORM OF A STATEMENT CREDIT: Only points can be used to redeem for cash back, which cannot be redeemed using a combination of points and a credit card. Cash back is redeemable in denominations of $25, $50, $100, and $250. Cash back in the form of a statement credit will be applied as a credit to the Account. The regular monthly minimum payments shown on the billing statements must still be made.
We may change or terminate the Program in our discretion at any time with or without prior notice except where required by law.

In order to enjoy Amex offers and concierge, etc. sign up on the rewards page link found on your FBNO card account webpage. You can also call 1-855-327-1432

Counts as Travel To Receive 3X Points
Daily Getaways purchase of Hilton Honor Points
Norwegian Cruise Line purchases


Airline Incidentals Reported As Reimbursed

Southwest: Giftcards
Alaska Airlines: Giftcards
United: Gift registry
Delta: Award taxes
Hawaiian: Baggage Fees
Paying for seats on Frontier work.
Alaska: Partner award fee and award tax/fee

6/2017: United checked bag fee reimbursed, Air Canada checked bag fee NOT reimbursed (YYZ Toronto). (I called FNBO and they stated reimbursement ONLY applies to domestic carriers) - fluffyCat
United: Award ticket fees on partner (LOT)
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Old Oct 3, 14, 10:20 pm
  #1  
Original Poster
 
Join Date: Mar 2007
Location: S Cal
Programs: AA Lifetime Plat, United Silver, Marriott Plat, IHG Plat, Hilton Gold, Club Carlson Gold
Posts: 1,118
First National Bank of Omaha TravElite card - refreshed April 2017.

My wife (who has a higher FICO score than me) keeps getting invites for a First National Bank of Omaha TravElite card. This is an AmEx card.

I can't find any info on this forum about this card. Anyone have it? Is it a worthwhile card? I've shredded the mailers a couple of times, but they are persistent.

Here is some of the bennies:

1. Rewards
3 points per $1 on qualifying air and hotel purchases
1.5 points per $1 on all other purchases
Redeem points for travel, cash back (redeemed as a credit to your account) or retail merchandise. (I don't know what type of points these are, but I'm assuming that they are some sort of First National Bank of Omaha points.)

2. As long as you’re a Cardmember, you’ll receive complimentary access to Premium Concierge.

3. Receive up to $100 in statement credits for incidental airline expenses such as baggage, fees, airport lounge access, on-board food and beverage.

4. With approved Global Entry membership, qualify for 5 years of free, expedited security clearance at select U.S. airports when you enroll with Premium Concierge and apply online.
GetawaysRus is offline  
Old Oct 4, 14, 2:15 pm
  #2  
 
Join Date: Jun 2014
Location: TPA
Programs: Hilton Gold; Marriott Gold; IHG Gold
Posts: 2,551
Website is here. Looks tempting, but they're not saying anything about the fees. It appears you have to have codes received in the mail in order to apply, and that mail provides the missing information. According to discussion on myFICO, AF is $99 and no FTF. And the card does not appear to have a chip
SpammersAreScum is offline  
Old Oct 4, 14, 8:59 pm
  #3  
Original Poster
 
Join Date: Mar 2007
Location: S Cal
Programs: AA Lifetime Plat, United Silver, Marriott Plat, IHG Plat, Hilton Gold, Club Carlson Gold
Posts: 1,118
I forgot to say: no mention of any bonus for sign-up
GetawaysRus is offline  
Old Oct 6, 14, 11:08 pm
  #4  
 
Join Date: Jul 2011
Programs: UA 1K, SPG Platinum, Hyatt Diamond, Hilton Platinum, Marriott Platinum
Posts: 568
First National Bank of Omaha TravElite card - what is this?

Well I was so curious I spent an hour on the phone with staff at the registration call center. This is new and the nice phone people (Omaha) and their supervisors don't know how points are redeemed . We did eventually discover a number for an entity called the Reward Service Center (1855 856 0510). The agent at RSC confirmed that this was not a system where you transfer points to an airlines or hotel partner but the point are used like cash. She could not give me a value for the points but offered to call back tomorrow with an answer.

So we learn little by little. Curious that this seems to be a card targeted at travellers but the early marketing info does not provide the answer to questions travellers will have on redemption. We discussed how they will get lots enquiries on this point.

Edit- a quick google found RSC to offer redemption of 1c / mile for USAA.
Levy.

Last edited by LeviFlight; Oct 6, 14 at 11:24 pm
LeviFlight is offline  
Old Oct 26, 14, 12:16 pm
  #5  
 
Join Date: Jan 2002
Location: Seattle WA USA
Programs: Hyatt Globalist, IHG Spire, Wyndham Diamond, Hilton Diamond
Posts: 570
My wife also just received a mail solicitation for this card. Odd how little available information there seems to be on rewards offerings.
DaveH is offline  
Old Oct 26, 14, 1:10 pm
  #6  
In memoriam
 
Join Date: Jan 2006
Posts: 4,020
I've been getting a lot of US Mail solicitations for various Omaha cards. The selling point is an appeal to the cards "prestige."

But, there are no signup bonuses.

So--shredder.

Somehow, 50K AA miles or Ultimate Rewards Points looks better than nothing. @:-)
biggestbopper is offline  
Old Apr 7, 17, 3:22 pm
  #7  
 
Join Date: Apr 2013
Location: Lehigh Valley, Pennsylvania
Programs: Milege+, SkyMiles, AAdvantage, HHonors Diamond, Marriott Gold
Posts: 1,646
UPDATE

The $99 AF has been eliminated and there is a sign up bonus of 25K points for $2,500 spend on the card in three months. That will get you a $250 statement credit. For further details here is a link where anyone may apply https://www.firstnational.com/site/p...ravelite.fhtml
eajusa is offline  
Old Apr 7, 17, 4:48 pm
  #8  
 
Join Date: Oct 2015
Location: HNL
Posts: 88
So anyone know how cash back redemptions work? It's been 2.5 years since OP haha, still no info I can find
jeffersun is offline  
Old Apr 7, 17, 4:58 pm
  #9  
 
Join Date: Apr 2013
Location: Lehigh Valley, Pennsylvania
Programs: Milege+, SkyMiles, AAdvantage, HHonors Diamond, Marriott Gold
Posts: 1,646
Originally Posted by jeffersun View Post
So anyone know how cash back redemptions work? It's been 2.5 years since OP haha, still no info I can find
TRAVELITE® REWARDS PROGRAM TERMS AND CONDITIONS SUMMARY

EARN POINTS
Earn 3 points for each $1.00 of Travel Purchases posted to the Account.
Earn 1.5 points for each $1.00 of Net Purchases posted to the Account that is not from a Travel Purchase.

BONUS EARNINGS
In addition to the above, 25,000 bonus points can be earned after the first $2,500 in Net Purchases are posted to the Account within the first 3 consecutive Billing Cycles after the Account is opened and while the Account is enrolled in the Program. Please allow 6-8 weeks after bonus points are earned for these bonus points to be added to the point balance.

ANNUAL REWARDS PROGRAM FEE
There is no Annual Rewards Program Fee

LIMIT ON POINTS EARNED
There is no limit on the number of points that can be earned, but if we offer bonus points, we may limit the number of bonus points awarded for certain purchases and/or promotions.

POINT EXPIRATIONPOINT REDEMPTION
Points do not expire.

POINT FORFEITURE
If the Account is closed for any reason, enrollment in the Program will be terminated and any accumulated points will be forfeited.

POINT REDEMPTION
Points can be redeemed for (collectively, the "Rewards"):
Merchandise
Gift cards/certificates
Travel (Airline, Hotel, and Car Rentals)
Cash back as a statement credit to the Account
Other goods and services
Complete details on Rewards and point redemption are available through our Rewards Service Center and Rewards website.

REDEMPTION REQUESTS
24/7 online access or toll-free customer service during hours of operation; additional information about redemption will be provided once you become a cardmember.
NET PURCHASES: "Net Purchases" are authorized, new purchases posted to the Account on or after enrollment in the Program, excluding refunds, credits (for returned merchandise or otherwise), and disputed billing items. Net Purchases do not include: (a) annual fees, finance charges and other fees or charges posted by us to the Account; (b) cash advances (including but not limited to cash received over the amount of Net Purchases charged to the Account, purchases of money orders or other cash equivalents) or special check transactions; (c) balance transfers; (d) charges for other products, services, or benefits that we provide (such as credit insurance premiums); or (e) other transactions that we determine not to be eligible.

"Travel Purchases" are Net Purchases made at any merchant whose merchant category code ("MCC") is classified by the payment card industry as "Local Suburban Commuter Passenger Transportation-Railroads, Ferries, Local Water Transportation" (MCC 4111), "Passenger Railways" (MCC 4112), "Taxicabs and Limousines" (MCC 4121), "Bus Lines, Including Charters, Tour Buses" (MCC 4131), "Cruise Lines/Steamship Lines" (MCC 4411), "Airline, Air Carriers (not listed elsewhere" (MCC 4511), "Travel Agencies and Tour Operations" (MCC 4722), "Package Tour Operators (For use in Germany only) (MCC 4723), "Toll and Bridge Fees" (MCC 4784), "Transportation Services, not elsewhere classified" (MCC 4789), "Direct Marketing-Travel Related Arrangements Services" (MCC 5962), "Lodging-Hotels, Motels, Resorts, Central Reservation Services (not elsewhere classified)" (MCC 7011), "Specific Airline Codes" (MCC 3000-3299), "Specific Car Rental Company Codes" (MCC 3351-3441), "Specific Hotel and Resort Codes" (MCC 3501-3828), "Timeshares" (MCC 7012), or "Car Rental Companies not listed" (MCC 7512).

The MCC is a four-digit code used by the payment card industry to classify a merchant's primary business. You might expect some merchants to be classified into one of the MCCs identified above, but they may not be classified as such. This could affect whether transactions you make with such merchants will qualify as a Travel Purchase, or Net Purchase and, as a result, whether points will be earned on such transactions. We do not assign MCCs to merchants nor are we responsible for confirming or monitoring the MCC assignments made by the payment card networks.
We reserve the right to determine, in our sole discretion, whether any transaction qualifies as a Travel Purchase or Net Purchase, and our determinations shall be final.
POINTS: Point awards are not earned until they show on the Account statement. Points may be deducted for awards based on purchases that are subsequently subject to a refund, credit or dispute. We reserve the right to retroactively correct errors made in point awards. Points will not be earned if the Account cannot be used for new purchases or participation in the Program has been suspended.
At our sole discretion, we may award additional bonus points in connection with certain purchases and/or promotions. Additional details and additional terms and conditions will be provided with such offers and are in addition to these Terms and Conditions unless otherwise specified therein. We reserve the right to determine which Airline Purchases, Hotel Purchases, Travel Agency Purchases, or Net Purchases are eligible for bonus points.

OUR PRICE GUARANTEE: Subject to the Our Price Guarantee Terms and Conditions, which are available on the Website, we will credit you the difference between the price for your hotel, flight, or car rental booked through us and the price for a hotel, flight, or car rental that is at least $20 lower and available through another travel site within 72 hours of your booking with us.
REWARDS & REDEMPTION: If the Account is open and credit privileges have not been suspended, points can be used to obtain the Rewards stated above. Point redemption may be subject to shipping, handling or other fees. If a credit card is reported lost or stolen, the ability to redeem points will be temporarily suspended until a new card is issued.
CASH BACK IN THE FORM OF A STATEMENT CREDIT: Only points can be used to redeem for cash back, which cannot be redeemed using a combination of points and a credit card. Cash back is redeemable in denominations of $25, $50, $100, and $250. Cash back in the form of a statement credit will be applied as a credit to the Account. The regular monthly minimum payments shown on the billing statements must still be made.
We may change or terminate the Program in our discretion at any time with or without prior notice except where required by law.

Last edited by eajusa; Apr 7, 17 at 5:08 pm
eajusa is offline  
Old Apr 9, 17, 5:17 pm
  #10  
 
Join Date: Jun 2015
Posts: 246
Just curious, is global entry credit once per ...... (how long?)
Also, any clue on "how" to enroll for $100 credit ?
$100 Travel Discretionary Fund3 - Enroll your TravElite Card with Premium Concierge and receive up to $100 in statement credits yearly to use for baggage, fees, airport lounge access, on-board food and beverage and more.
Anyone who has the complete detail of the card is appreciated !
Kevin Liu is offline  
Old Apr 9, 17, 7:00 pm
  #11  
 
Join Date: Nov 2010
Location: Washington, DC
Posts: 374
Thanks for the info! Just applied. Have to wait 1-2 weeks for a response. They are a conservative lender, but since I already have their Best Western card, maybe they'll cut me some slack. (I applied for the Best Western card 3 times before I was finally approved!)
gm9928 is offline  
Old Apr 9, 17, 8:22 pm
  #12  
 
Join Date: Apr 2013
Location: Lehigh Valley, Pennsylvania
Programs: Milege+, SkyMiles, AAdvantage, HHonors Diamond, Marriott Gold
Posts: 1,646
Originally Posted by Kevin Liu View Post
Just curious, is global entry credit once per ...... (how long?)
Also, any clue on "how" to enroll for $100 credit ?
$100 Travel Discretionary Fund3 - Enroll your TravElite Card with Premium Concierge and receive up to $100 in statement credits yearly to use for baggage, fees, airport lounge access, on-board food and beverage and more.
Anyone who has the complete detail of the card is appreciated !
As for $100 credit
Cardmembers must register their eligible American Express Card at www.amexconnect.com/mycardoffers to participate. Program terms apply, offer terms will vary. See program website for details.
Global Entry credit is once every 5 years.
eajusa is offline  
Old May 9, 17, 2:39 pm
  #13  
FlyerTalk Evangelist
 
Join Date: Apr 2009
Location: Bye Delta
Programs: AA EXP, HH Diamond, IHG Plat, Hyatt Plat, SPG Gold, MR Gold, Nat'l Exec Elite, Avis Presidents Club
Posts: 15,363
Just got a mailing on this as well. For $250 in sign up bonuses at a bank I haven't already tapped, plus $100 in annual airline credits when there is no annual fee... why the hell not?
javabytes is offline  
Old May 9, 17, 5:55 pm
  #14  
 
Join Date: Apr 2013
Location: Lehigh Valley, Pennsylvania
Programs: Milege+, SkyMiles, AAdvantage, HHonors Diamond, Marriott Gold
Posts: 1,646
I just received my first statement and was surprised to find that my Daily Getaway purchase of HH points counted as travel and therefore gave me three points per $ spent.
I'm halfway to my $2,500 spend and looking forward to my 25K bonus points.
eajusa is offline  
Old May 10, 17, 4:09 pm
  #15  
 
Join Date: Apr 2013
Location: Lehigh Valley, Pennsylvania
Programs: Milege+, SkyMiles, AAdvantage, HHonors Diamond, Marriott Gold
Posts: 1,646
Don't know how long a card with benefits this good without an Annual Fee will last. So, I started a Wiki to help folks see what is offered. I invite FTers to post what counts as Travel in their purchases.
eajusa is offline  

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