Effect of Balance Transfer on Bonus Miles
 

I signed up for the AA Exec MC in June, and I'm working on the $10K spend via some work I'm doing on my house.

I recieved an offer for a 0%/$0 balance transfer card yesterday. If I do my $10K spend on the AA card, and then move it to the 0% card, will my $10K spend still qualify?

Also, I'm thinking of making part of my $10K spend a very expensive airline ticket that I may or may not need next spring. If I cancel the reservation, the funds would be returned to the AA card after the balance transfer goes through. How would that work? Would AA yank my bonus miles if the balance had already been cleared from the card?

I suggest that if you can not payoff your CC monthly, thus not carrying a balance, which would incur interest charges, you not get into the miles game.

I appreciate that. I carry a $4-5k balance from month to month as part of the work on my house, which is just part of where I'm at and I accept the inefficiency of it.

So, you see, it's no so much about getting into the miles game as getting the most out of what I'm going to have to pay anyway.

Effect of Balance Transfer on Bonus Miles
 

In regards to the second part... don't do it. Unless you have a pattern of expensive tickets that get canceled. Read the audit thread in the AA forum. TONS of shut down AAdvantage accounts for buying refundable tickets to make minimum spend then returning them.

Understood.

Somewhat OT - Don't try the refund trick with United either. I've canceled tickets on United months after purchase and the miles get clawed back from my UAMP account as a separate debit entry.