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[Canada] Visa - Purchase Security - TD Travel Infinite

[Canada] Visa - Purchase Security - TD Travel Infinite

Old Jun 18, 14, 10:20 am
  #1  
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Join Date: Jun 2014
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[Canada] Visa - Purchase Security - TD Travel Infinite

Good afternoon,

I recently purchased an item on my credit card, and subsequently forgot it in the hotel. I wanted to inquire about claiming through Purchase Security.

In the card holder agreements, they state lost, stolen or damaged; but they also exclude 'mysterious disappearance'.


Does anyone have any experience with this? (in Canada)?

Facts:
* It was lost
* It was not 'mysterious'
* There was "no evidence of a wrongful act of another".


thoughts?
tstruck is offline  
Old Jun 18, 14, 11:26 am
  #2  
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Welcome to FT! Sorry about your loss. It would not be considered a 'mysterious disappearance' if you know you left it in the hotel room, IMHO. Call the card co. soon.
philemer is offline  
Old Jun 18, 14, 5:13 pm
  #3  
 
Join Date: Apr 2014
Posts: 57
I don't see why you couldn't file. However, from personal experience, Visa is a nightmare to file any claims through. It takes a lot of paperwork and a lot of time.

That's why I have switched to American Express as my primary card. I cracked my Nexus 5 screen and they refunded my money under purchase protection in under a week without any paperwork more than a message starting the claim.
Xylem is offline  

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