May 21, 2014, 10:21 am
Last edit by: Superorb
These are Amex-network cards, issued and administered by Wells Fargo. American Express acts as the transaction processing network, in the same way that VISA process transactions for other Wells Fargo cards. Amex-network cards do not count against your four credit card limit with American Express, nor will you deal with American Express customer service.
There have been several data points that people on work visas don't qualify, only US citizens and permanent residents do. However some people with visas have also received this card.
If you have some relationship with wells fargo, less verification info is asked so keeping a checking with WF can be a good way to improve your chances.
Wells fargo also restricts CC signup bonuses to 1 per person lifetime. Some people have also reported one per address so YMMV.
You can have both types of Propel cards open simultaneously.
It easily takes 90-120 days after meeting the spend for the bonus to post.
Airline Fee Credit
Once per anniversary year.
It appears that one can wait until after the annual fee is charged, the get a second reimbursement of an airline expenditure, and then cancel to get the annual fee refunded.
Examples of airline related charges that have been reimbursed:
1. Gift cards of most airlines
2. BA award ticket taxes
3. AA award ticket taxes (booked via phone)
4. LH award redeposit fee (charged via phone)
5. Amazon GC through UA shopping app.
Examples of airline related charges that have NOT been reimbursed:
1. AS award date change fee ($125, charged online)
There have been several data points that people on work visas don't qualify, only US citizens and permanent residents do. However some people with visas have also received this card.
If you have some relationship with wells fargo, less verification info is asked so keeping a checking with WF can be a good way to improve your chances.
Wells fargo also restricts CC signup bonuses to 1 per person lifetime. Some people have also reported one per address so YMMV.
You can have both types of Propel cards open simultaneously.
It easily takes 90-120 days after meeting the spend for the bonus to post.
Airline Fee Credit
Once per anniversary year.
It appears that one can wait until after the annual fee is charged, the get a second reimbursement of an airline expenditure, and then cancel to get the annual fee refunded.
Examples of airline related charges that have been reimbursed:
1. Gift cards of most airlines
2. BA award ticket taxes
3. AA award ticket taxes (booked via phone)
4. LH award redeposit fee (charged via phone)
5. Amazon GC through UA shopping app.
Examples of airline related charges that have NOT been reimbursed:
1. AS award date change fee ($125, charged online)
Wells Fargo 40k/$3k-3mo Propel World & 20k/$3k-3mo Propel 365 Amex
Feb 14, 2015, 7:57 am
#467
Join Date: Sep 2009
Programs: Far too many
Posts: 315
You might be surprised by having a banking relationship with WF that you didn't know about--I was.
Thinking I would have to apply in branch because I did not have one, I did that. One of the CSR's first questions was whether I had any WF accounts. I said I did not.
She checked my social security number and found:
A long-ago refinanced WF mortgage
Me listed as an officer with check-signing authority on the long-closed checking account of a nonprofit.
Me as the executor of the estate of a deceased former WF client.
This streamlined the application process, since much of the form she used prepopulated with my info.
She e-mailed me later in the day with the account approval.
The moral of the story: you might have a banking relationship with WF you do not know about. Their system has a long memory.
Thinking I would have to apply in branch because I did not have one, I did that. One of the CSR's first questions was whether I had any WF accounts. I said I did not.
She checked my social security number and found:
A long-ago refinanced WF mortgage
Me listed as an officer with check-signing authority on the long-closed checking account of a nonprofit.
Me as the executor of the estate of a deceased former WF client.
This streamlined the application process, since much of the form she used prepopulated with my info.
She e-mailed me later in the day with the account approval.
The moral of the story: you might have a banking relationship with WF you do not know about. Their system has a long memory.
Feb 15, 2015, 10:48 am
#469
Join Date: Jul 2010
Posts: 357
Feb 18, 2015, 9:31 am
#471
Join Date: Oct 2005
Location: SLC
Programs: Marriott Silver, Delta Amex Plat, Southwest Visa
Posts: 72
I applied on Saturday, February 14 and got a message that my application was Pending.
I have a banking relationship with Wells Fargo back to 2002. I have a PMA account which includes a safe deposit box and my rollover IRA with a six figure balance. 727 three bureau credit score which is low for me because I have two car payments on my credit right now.
I also have a short sale on my credit from a Las Vegas investment property that I owned with my ex-spouse in 2012. I was the secondary person on that loan.
I called in just now and the rep told me that my application was approved for a $6K limit and the card is in the mail now. I should receive it in 7-10 days. I asked why it was put in pending and not auto approved, as the last few applications that I have put in have been auto approved. He said it was because they had a backlog over the weekend.
I have a banking relationship with Wells Fargo back to 2002. I have a PMA account which includes a safe deposit box and my rollover IRA with a six figure balance. 727 three bureau credit score which is low for me because I have two car payments on my credit right now.
I also have a short sale on my credit from a Las Vegas investment property that I owned with my ex-spouse in 2012. I was the secondary person on that loan.
I called in just now and the rep told me that my application was approved for a $6K limit and the card is in the mail now. I should receive it in 7-10 days. I asked why it was put in pending and not auto approved, as the last few applications that I have put in have been auto approved. He said it was because they had a backlog over the weekend.
Mar 9, 2015, 7:59 pm
#474
Join Date: Sep 2009
Programs: Far too many
Posts: 315
Go to Account Activity.
Click Wells Fargo Rewards Link.
Rewards tab.
Redeem to your account.
Choose amount and delivery method.
Add to cart.
Check out.
Mar 20, 2015, 11:37 pm
#476
Join Date: Oct 2012
Posts: 970
My plan is the same. Wait for AF to post, charge $100 SW gc, wait for it to post and get credit, then cancel and get AF refunded. WF is too much of PITA to bother with and the card isn't worth keeping unless there's some sort of decent retention offer over and above the $100 airline credit.
Mar 24, 2015, 10:57 pm
#477
Join Date: Jul 2002
Location: Boston, MA
Posts: 905
hi everyone
i had read at some point on saverocity that this card was giving around 1.7 c per point for flights. is that still happening by any chance for anyone? if so, do you need another card to make that happen?
also, from the wiki, it seems it is possible sometimes to get approved for this card even if you dont have a relationship with WF? i dont really want to open a checking account, but several other places people have said its required...
thanks!
i had read at some point on saverocity that this card was giving around 1.7 c per point for flights. is that still happening by any chance for anyone? if so, do you need another card to make that happen?
also, from the wiki, it seems it is possible sometimes to get approved for this card even if you dont have a relationship with WF? i dont really want to open a checking account, but several other places people have said its required...
thanks!
Apr 2, 2015, 11:33 am
#480
Join Date: Jun 1999
Location: NYC/LA
Programs: DL Plat, AA Plat Pro, Marriott Titanium, IHG Diamond Amb
Posts: 7,485
