May 21, 2014, 10:21 am
Last edit by: Superorb
These are Amex-network cards, issued and administered by Wells Fargo. American Express acts as the transaction processing network, in the same way that VISA process transactions for other Wells Fargo cards. Amex-network cards do not count against your four credit card limit with American Express, nor will you deal with American Express customer service.
There have been several data points that people on work visas don't qualify, only US citizens and permanent residents do. However some people with visas have also received this card.
If you have some relationship with wells fargo, less verification info is asked so keeping a checking with WF can be a good way to improve your chances.
Wells fargo also restricts CC signup bonuses to 1 per person lifetime. Some people have also reported one per address so YMMV.
You can have both types of Propel cards open simultaneously.
It easily takes 90-120 days after meeting the spend for the bonus to post.
Airline Fee Credit
Once per anniversary year.
It appears that one can wait until after the annual fee is charged, the get a second reimbursement of an airline expenditure, and then cancel to get the annual fee refunded.
Examples of airline related charges that have been reimbursed:
1. Gift cards of most airlines
2. BA award ticket taxes
3. AA award ticket taxes (booked via phone)
4. LH award redeposit fee (charged via phone)
5. Amazon GC through UA shopping app.
Examples of airline related charges that have NOT been reimbursed:
1. AS award date change fee ($125, charged online)
There have been several data points that people on work visas don't qualify, only US citizens and permanent residents do. However some people with visas have also received this card.
If you have some relationship with wells fargo, less verification info is asked so keeping a checking with WF can be a good way to improve your chances.
Wells fargo also restricts CC signup bonuses to 1 per person lifetime. Some people have also reported one per address so YMMV.
You can have both types of Propel cards open simultaneously.
It easily takes 90-120 days after meeting the spend for the bonus to post.
Airline Fee Credit
Once per anniversary year.
It appears that one can wait until after the annual fee is charged, the get a second reimbursement of an airline expenditure, and then cancel to get the annual fee refunded.
Examples of airline related charges that have been reimbursed:
1. Gift cards of most airlines
2. BA award ticket taxes
3. AA award ticket taxes (booked via phone)
4. LH award redeposit fee (charged via phone)
5. Amazon GC through UA shopping app.
Examples of airline related charges that have NOT been reimbursed:
1. AS award date change fee ($125, charged online)
Wells Fargo 40k/$3k-3mo Propel World & 20k/$3k-3mo Propel 365 Amex
May 12, 2014, 4:03 pm
#76
Join Date: Feb 2014
Posts: 511
DTI would include all forms of debt, including mortgages/personal loans/auto loans/etc.
May 12, 2014, 8:08 pm
#77
Join Date: Aug 2011
Location: MSP and HKG
Programs: DL DM. Marriott Plat. Hyatt DM.
Posts: 332
I was pending, called to see the hold up they said they had a flood of applications and usually didn't auto approve. She said I could wait a day or two or I could send in pay stubs and she'd approve me once they arrived. I fax in two pay stubs called back and she approved me.
My FICOs are ~800 across the board, didn't check to see who they pulled in Cali but looks to be EQ/EX.
In talks with WF over this at the moment, they officially said it's expired but are looking to extend.
Avg credit limit seems to be in the $8,250 range, minimum limit of $5,000 from what I've seen. This is based on 20+ data points from various different forums.
Lots of people on SD/FWF have. No need for a banking relationship, I imagine if you have one you're more likely to be instantly approved because they can verify your income.
My FICOs are ~800 across the board, didn't check to see who they pulled in Cali but looks to be EQ/EX.
In talks with WF over this at the moment, they officially said it's expired but are looking to extend.
Avg credit limit seems to be in the $8,250 range, minimum limit of $5,000 from what I've seen. This is based on 20+ data points from various different forums.
Lots of people on SD/FWF have. No need for a banking relationship, I imagine if you have one you're more likely to be instantly approved because they can verify your income.
My wife and I both applied and within 24 hours the cards were visible on the WF website. We do have banking relationship. Excellent credit scores. I just applied and received two Citi AA cards for 100K each, Chase Marriott and Chase Sapphire-within the past 75 days.
May 12, 2014, 8:12 pm
#78
Join Date: Sep 2013
Location: STL
Posts: 22
I was thinking about buying 6x $500 Wells Fargo gift cards to do the minimum spend in a couple of clicks without leaving the house; or do you think that's pushing the limit?
https://www.wellsfargo.com/help/faqs...card-purchase/
https://www.wellsfargo.com/help/faqs...card-purchase/
May 13, 2014, 4:23 am
#80
Join Date: Dec 2013
Location: Nebraska
Programs: Marriott Ambassador/LTT AA PLT
Posts: 89
I heard Wells Fargo did not accept non-citizen/permanent resident apply for credit card. Does anybody know if this wrote in T/C? (I haven't found the word)
I'm a resident alien, 6yr relationship with Wells Fargo. I have PMA checking+saving accounts, Wells Fargo Advisors brokerage account, and a regular reward credit card that been upgraded from a college student card.
FICO 765, 3 HP in 6 months, 5 in 1yr.
Really want take advantage of this relationship
I'm a resident alien, 6yr relationship with Wells Fargo. I have PMA checking+saving accounts, Wells Fargo Advisors brokerage account, and a regular reward credit card that been upgraded from a college student card.
FICO 765, 3 HP in 6 months, 5 in 1yr.
Really want take advantage of this relationship
May 13, 2014, 9:17 am
#81
Join Date: May 2006
Location: Melbourne, Florida, USA
Posts: 2,983
I heard Wells Fargo did not accept non-citizen/permanent resident apply for credit card. Does anybody know if this wrote in T/C? (I haven't found the word)
I'm a resident alien, 6yr relationship with Wells Fargo. I have PMA checking+saving accounts, Wells Fargo Advisors brokerage account, and a regular reward credit card that been upgraded from a college student card.
FICO 765, 3 HP in 6 months, 5 in 1yr.
Really want take advantage of this relationship
I'm a resident alien, 6yr relationship with Wells Fargo. I have PMA checking+saving accounts, Wells Fargo Advisors brokerage account, and a regular reward credit card that been upgraded from a college student card.
FICO 765, 3 HP in 6 months, 5 in 1yr.
Really want take advantage of this relationship
May 13, 2014, 9:36 am
#82
Join Date: Dec 2013
Location: Nebraska
Programs: Marriott Ambassador/LTT AA PLT
Posts: 89
A foreigner who is a permanent resident of the country in which he or she resides but does not have citizenship. To fall under this classification in the U.S., you need to either currently have a green card or have had one in the last calendar year. You also fall under the U.S. classification of resident alien if you have been in the U.S. for more than 31 days during the current year along with having been in the U.S. for at least 183 days over a three-year period that includes the current year
Great, I'm fall in the second rule. I'll shot for it^
May 13, 2014, 10:55 am
#83
Join Date: Feb 2014
Posts: 511
I was thinking about buying 6x $500 Wells Fargo gift cards to do the minimum spend in a couple of clicks without leaving the house; or do you think that's pushing the limit?
https://www.wellsfargo.com/help/faqs...card-purchase/
https://www.wellsfargo.com/help/faqs...card-purchase/
May 13, 2014, 10:58 am
#84
Join Date: Sep 2012
Posts: 586
Their FAQ answers that question:
Note that in-store (in-branch?) will cause a cash advance fee:
EDIT: Also has a note that effects the other question of 6x$500 gift cards:
Online we accept Wells Fargo Debit Cards and Wells Fargo Credit Cards. No cash advance fee applies.
Wells Fargo Credit Cards. (Note: An in-store credit card purchase will be treated as a cash advance and a fee may apply.)
You can purchase up to five Visa gift cards per online session. Note that there is a $1,500 daily limit per funding source (for example, from a Wells Fargo account) and a $2,500 monthly limit per funding source.
To purchase more than five gift cards, you can:
Purchase the cards in multiple online order sessions (as long as you do not exceed the dollar limits noted above).
Use the bulk order process using a Wells Fargo checking or savings account. (Funding source limits noted above do not apply to bulk gift card orders.)
To purchase more than five gift cards, you can:
Purchase the cards in multiple online order sessions (as long as you do not exceed the dollar limits noted above).
Use the bulk order process using a Wells Fargo checking or savings account. (Funding source limits noted above do not apply to bulk gift card orders.)
May 13, 2014, 3:44 pm
#86
Join Date: Jan 2013
Posts: 299
So you gave up your birthright citizenship to remain a citizen of a nation that doesn't recognize dual citizenship, like China? Just curious. That is the only scenario I can think of.
May 13, 2014, 6:03 pm
#87
Join Date: Oct 2010
Posts: 99
Got the propel amex card with EMV and in a seperate mailing got a PIN. I thought this card was just chip and sign, but it can actually be used as a chip and pin. On the mailing it even says use the pin at unattended kiosks outside USA.
After all my chip and sign cards, this is my first chip and pin card!
After all my chip and sign cards, this is my first chip and pin card!
May 13, 2014, 6:23 pm
#88
Join Date: Feb 2013
Location: NY
Posts: 233
Odd. I tried ordering a $100 AA gift card and my card will not go through. No pending transactions on wellsfargo online. Nor does it say my card was declined, it just said they are unable to process my card and I have to call my bank.
Meanwhile, I just activated the card, it shows available credit, etc. I wonder if AA is trying to process it as a CA or something?
Meanwhile, I just activated the card, it shows available credit, etc. I wonder if AA is trying to process it as a CA or something?
May 13, 2014, 8:47 pm
#89
Join Date: Jan 2013
Posts: 299
Got the propel amex card with EMV and in a seperate mailing got a PIN. I thought this card was just chip and sign, but it can actually be used as a chip and pin. On the mailing it even says use the pin at unattended kiosks outside USA.
After all my chip and sign cards, this is my first chip and pin card!
After all my chip and sign cards, this is my first chip and pin card!
May 13, 2014, 9:02 pm
#90
Join Date: Jun 1999
Location: NYC/LA
Programs: DL Plat, AA Plat Pro, Marriott Titanium, IHG Diamond Amb
Posts: 7,486