May 21, 2014, 10:21 am
Last edit by: Superorb
These are Amex-network cards, issued and administered by Wells Fargo. American Express acts as the transaction processing network, in the same way that VISA process transactions for other Wells Fargo cards. Amex-network cards do not count against your four credit card limit with American Express, nor will you deal with American Express customer service.
There have been several data points that people on work visas don't qualify, only US citizens and permanent residents do. However some people with visas have also received this card.
If you have some relationship with wells fargo, less verification info is asked so keeping a checking with WF can be a good way to improve your chances.
Wells fargo also restricts CC signup bonuses to 1 per person lifetime. Some people have also reported one per address so YMMV.
You can have both types of Propel cards open simultaneously.
It easily takes 90-120 days after meeting the spend for the bonus to post.
Airline Fee Credit
Once per anniversary year.
It appears that one can wait until after the annual fee is charged, the get a second reimbursement of an airline expenditure, and then cancel to get the annual fee refunded.
Examples of airline related charges that have been reimbursed:
1. Gift cards of most airlines
2. BA award ticket taxes
3. AA award ticket taxes (booked via phone)
4. LH award redeposit fee (charged via phone)
5. Amazon GC through UA shopping app.
Examples of airline related charges that have NOT been reimbursed:
1. AS award date change fee ($125, charged online)
There have been several data points that people on work visas don't qualify, only US citizens and permanent residents do. However some people with visas have also received this card.
If you have some relationship with wells fargo, less verification info is asked so keeping a checking with WF can be a good way to improve your chances.
Wells fargo also restricts CC signup bonuses to 1 per person lifetime. Some people have also reported one per address so YMMV.
You can have both types of Propel cards open simultaneously.
It easily takes 90-120 days after meeting the spend for the bonus to post.
Airline Fee Credit
Once per anniversary year.
It appears that one can wait until after the annual fee is charged, the get a second reimbursement of an airline expenditure, and then cancel to get the annual fee refunded.
Examples of airline related charges that have been reimbursed:
1. Gift cards of most airlines
2. BA award ticket taxes
3. AA award ticket taxes (booked via phone)
4. LH award redeposit fee (charged via phone)
5. Amazon GC through UA shopping app.
Examples of airline related charges that have NOT been reimbursed:
1. AS award date change fee ($125, charged online)
Wells Fargo 40k/$3k-3mo Propel World & 20k/$3k-3mo Propel 365 Amex
Sep 15, 2016, 6:07 pm
#811
Join Date: Apr 2012
Posts: 432
Is it normal for WF to renew your card expiry date with every replacement? My expiry date has changed twice based on simply requesting a new card or adding an AU. Example 04/20, add an AU in May and new cards say 05/20. Get a replacement in Sept, now it shows 09/20.
Sep 29, 2016, 5:17 am
#812
Join Date: Oct 2006
Location: Okinawa
Posts: 2,610
My account opening date is 7/30/2015 (you can check this online). I purchased $100 toys r us on MPX United app on 7/30/2016. transaction posted and air line credit reimbursed on 8/1/2016. Annual fee posted on 8/1/2016. Called Wells fargo and canceled the card on 8/2. Annual fee refunded without any hassles...
Did not opt for no fee version as that will be a new account on the credit profile and not 'product transfer' account.
I hope this helps someone as it did for me..
Best card in the market in my mind.
40,000 points
0% Apr for a year
2 x $100 airline credit..
I loved this for a year and will churn it in near future !
Did not opt for no fee version as that will be a new account on the credit profile and not 'product transfer' account.
I hope this helps someone as it did for me..
Best card in the market in my mind.
40,000 points
0% Apr for a year
2 x $100 airline credit..
I loved this for a year and will churn it in near future !
Sep 29, 2016, 7:06 am
#813
Join Date: Sep 2015
Posts: 64
I'm really steamed about Wells Fargo Propel Amex 40K bonus. I earned the bonus in June and was told I would get it September 8th, which is what the website stated. I checked on that date, and they pushed back my reward to October 9th. I called and they said "since there was no charging activity during that period, they had no monthly-use points to add the bonus to." What a crock. Not only will this card get closed after all this, I'm going to close my other Wells Fargo bank accounts also. The calltaker just kept talking about how I could earn bonus point through their shopping portal and how I just had to buy a pack of gum this month so I can get my points next month. "This is done so people don't earn the bonus and stop using the card." I told her I was using my Disney card over the summer vacation period.
Sep 29, 2016, 7:35 am
#814
Join Date: Oct 2006
Location: Okinawa
Posts: 2,610
I just finished the spend and the statement closed yesterday with some charges on it. I got the points for the regular spend today but not the 40k. Do I need to wait until the next statement to get those? So I need to charge something again or does it usually take a few days after the statement to close?
Sep 29, 2016, 9:15 pm
#816
Join Date: May 2014
Posts: 394
I just finished the spend and the statement closed yesterday with some charges on it. I got the points for the regular spend today but not the 40k. Do I need to wait until the next statement to get those? So I need to charge something again or does it usually take a few days after the statement to close?
Last edited by givingitatry; Sep 29, 2016 at 9:34 pm
Oct 3, 2016, 1:15 am
#818
Join Date: Oct 2006
Location: Okinawa
Posts: 2,610
Anyone?
Oct 4, 2016, 7:25 am
#819
Join Date: Jul 2005
Location: Chicago, IL
Programs: AA EP; WN CP;UA SILVER; MARRIOTT TITANIUM; HH DIAMOND; IHG PLAT; RADISSON PLAT; HYATT GLOBAL
Posts: 1,938
Oct 5, 2016, 4:05 am
#820
Join Date: Oct 2006
Location: Okinawa
Posts: 2,610
My current working guess is that because my transaction posted with a transaction date of 9/20 instead of 9/21 as happened in the example above it didn't trigger the credit. Tried again for a $25 card.
Oct 6, 2016, 4:59 am
#821
Join Date: Oct 2006
Location: Okinawa
Posts: 2,610
So that was the issue. The $25 was refunded immediately. Should have waited one more day.
Oct 6, 2016, 4:39 pm
#822
Join Date: Oct 2012
Posts: 225
What a hassle this card is. 5 months and no bonus. CS just refers you to Rewards CS who are inept. They said there was no such thing as a 40K offer. She thought she put me on hold but I could hear the rep say: "should I just give him the spiel?
Oct 10, 2016, 4:19 pm
#823
Join Date: Oct 2006
Location: Okinawa
Posts: 2,610
Of note partial points balances less than 2,500 are redeemable for gift cards, unfortunately I did not see digital options, but I ordered a physical Amazon card which let me use the few remaining points I had at $0.01 pp for a nice discount on a $25 Amazon gift card.
Oct 13, 2016, 8:57 am
#824
Join Date: Jun 2014
Posts: 38
Just to update anyone that is interested. I did finally receive the bonuses for both me and my wife. It took the full 90 days even though I met the spend within 30 days. But, we did get it.