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-   -   PNC Flex Visa????? (https://www.flyertalk.com/forum/credit-card-programs/1572267-pnc-flex-visa.html)

Jaxxx Apr 26, 2014 8:02 pm
PNC Flex Visa?????
 
Just got a offer in the mail for $750 spend and 50k points... Just curious how much the 50k points is worth.?

Is this card worth applying for.?

eajusa Apr 26, 2014 10:10 pm
No
 
In short, no. You get 4 points for every dolar you spend on the card. That's the upside. PNC has a mall where you redeem your points for gift cards and merchandise. I like KFC. For 3500 points I received a $5.00 gift certificate. At that rate a point is one-seventh of a cent. Of course the fact you get 4 points for each dollar spent makes each point worth four sevenths or slightly more than half a cent. They have almost no travel benefits either. If this card had an annual fee, I would have dumped it long ago.

SumGai88 Apr 27, 2014 12:29 am
Originally Posted by eajusa (Post 22767426)
In short, no. You get 4 points for every dolar you spend on the card. That's the upside. PNC has a mall where you redeem your points for gift cards and merchandise. I like KFC. For 3500 points I received a $5.00 gift certificate. At that rate a point is one-seventh of a cent. Of course the fact you get 4 points for each dollar spent makes each point worth four sevenths or slightly more than half a cent. They have almost no travel benefits either. If this card had an annual fee, I would have dumped it long ago.
It's funny, I also looked into this program just last week, cuz I was curious of the value as well. Unfortunately you can see for yourself here, that the redemption value is just as horid, if not worse, than what eajusa described.
https://pncpoints.visaextras.com/Rew...talogMain.aspx

After seeing that, I wanted the 5 minutes of my life back that I wasted looking up this info.

Jaxxx Apr 27, 2014 10:43 am
thanks, its going to the trash

MaxVO Apr 27, 2014 3:14 pm
Originally Posted by Jaxxx (Post 22769265)
thanks, its going to the trash
Save the return envelope, and send it back with some recycling material. Gotta support USPS first-class mail service!

1DJonas Apr 27, 2014 7:27 pm
Their CashBuilder is really their only good card. If you can spend a lot or get their highest tier account, you get 1.75% cashback.

TerryK Sep 20, 2014 7:42 am
Originally Posted by 1DJonas (Post 22771256)
Their CashBuilder is really their only good card. If you can spend a lot or get their highest tier account, you get 1.75% cashback.
I applied for CashBuilder but was declined due to my residence.:confused: Called and was told that PNC doesn't market in NYC even though they maintain a branch on Madison.:confused:


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