C* Chopped Again
 

I appear to have been C* 3 times now. After roughly 45 days I get to 65 pulls or so, then the next day when I check it's back down to 10 or 12 and the other soft pulls are gone. Is this expected, or has anyone else experienced this? Thanks

Is this happening at about the same time each month that it occurs? I haven't been up to date on bumping for quite some time as I haven't had a need or the motivation to spend the time/effort doing it. Perhaps try varying your start time of your pulls. Use the beginning of the month instead of the end, or vice versa.

Hopefully some others can chime in as I am sure many are much more experienced than myself.

If you're pulling with EQ, archive your reports. Possible split file...not fun.

I think you are totally on the wrong forum entirely.

You're not going to get great responses here to be honest, almost nobody is trying to bump on FT.

Lots of reasons that could be causing this.

+1

C* Chopped Again
 

I don't even know what this thread is about.... ????

Google it. You'll see.

This is normal for Equifax if you've used the backdoor or pulled on Equifax Complete Advantage; once you do either of these two you are on the Equifax chopping board.

Expect to be chopped one time every month.

From a google search:

Since this question gets asked hourly, here is a thread for it.

B* = Bumpage
An unethical, but fun way of removing hard inquiries from EQ and TU before the 2 year expiration date.

C* = Choppage
Measures taken by the evil credit bureaus to stop us from having fun and enjoying life by resorting to sneaky tactics that try and stop us from bumpage. Usually this entails the removal of soft inquires from our reports to impede us from reaching the magic number of 85 soft inquires needed to achieve B* on EQ. This occurs once, twice or three times a month.

R* = Rapeage
Some credit bureaus, I won't name any names (Transunion) rather then updating their countermeasures to stop us, they let us have our fun and then one day ruin our party by reinserting all the inquiries we worked so hard to remove. Like a large earthquake in California, we are way overdue for this to happen so expect it any day now.

So this is the most recent post I could find about this subject (please direct me to another thread if I missed it).

I've been bumping T/U with two service (Smartcredit,Transunionpluss) and recently reduced my number of H/P from 15 to 7. However, it looks like my file has been split - two of my banks haven't updated CC usage information from their last payments since I started.

How do I fix this? I've called the number Barclays gave me for T/U (800-888-4213) only to get nothing. I figure calling in will get my H/Ps reinserted, but it's better than having my previous usage stuck on there (it was high, rookie mistake).

This isn't the right forum where you'd find good information on B*/C* etc.
You need to head to another forum on the interwebs. A good Google search will lead you there.