Feb 22, 2014, 12:13 pm
Last edit by: MDtR-Chicago
This thread is an archive of messages from threads started in 2014 requesting advice on proposed credit card App-o-Rama (AOR) or "churns". These threads are seldom revived after the Original Poster reports results, but they generate a large number of false positives when using Search this Forum to locate discussions of specific cards.
The 2013 archive is here:
2013 App-O-Rama (AOR) and Churn Advice Archive
The 2013 archive is here:
2013 App-O-Rama (AOR) and Churn Advice Archive
2014 App-O-Rama (AOR) and Churn Advice Archive
Jan 5, 2014, 1:25 pm
#61
Join Date: Feb 2013
Location: San Antonio
Programs: AS MVP
Posts: 2,276
In case you hadn't read or noticed this, UR points transferred to Southwest DO NOT count toward your companion pass unless transferred to a hotel program first.
My 2 cents - get Southwest business and personal cards on the same type of schedule you would get any 2 other cards you want.
Jan 5, 2014, 1:51 pm
#62
Suspended
Join Date: Jan 2013
Location: LAX/SNA
Programs: AA, Hilton Gold
Posts: 3,887
Did anyone else just have a flashback to the SouthPark episode where they're playing WoW and Cartman yells "MOM, MORE HOTPOCKETS!"?
Jan 5, 2014, 3:22 pm
#63
Join Date: Nov 2011
Location: SFO/SJC
Programs: whatever comes with CCs
Posts: 1,082
I think we need a wiki, never close a chase card.... The credit limit that was on that card was lost, that CL could have been moved over to the Fiarmount card with a simple call.
BTW, this game or hobby (whatever you call it) you can't be lazy, you have to be proactive, if not you could lose out so many offers...
BTW, this game or hobby (whatever you call it) you can't be lazy, you have to be proactive, if not you could lose out so many offers...
With my current cards, I should be able to take a couple of thousand from each and open this card with 5k limit.
Jan 5, 2014, 5:17 pm
#64
Join Date: Aug 2011
Location: BOS / BWI
Programs: AA, UA, Marriott, HHonors, Avis et al.
Posts: 237
Did an aor today given some nice offers. I try to minimize inquiries to improve chances. I have ~15 open cards. AAoA is 2 yrs and history is 7 years. I had balances reporting on 3 cards with <10% utilization.
All bureaus were frozen initially
Inq in last 6/12/24
TU: 0/1/6
EQ: 1/3/8
EX: 0/1/10
Unlock exp
- amex blue: instant
- wells fargo 5x: pending
Lock exp, unlock tu
- barclays arrival: instant
Lock tu, unlock EQ
- citi hilton reserve: instant
- chase fairmont: pending
- us bank club carlson business: instant
Waiting for the denial letters for wells fargo and chase for recon calls
All bureaus were frozen initially
Inq in last 6/12/24
TU: 0/1/6
EQ: 1/3/8
EX: 0/1/10
Unlock exp
- amex blue: instant
- wells fargo 5x: pending
Lock exp, unlock tu
- barclays arrival: instant
Lock tu, unlock EQ
- citi hilton reserve: instant
- chase fairmont: pending
- us bank club carlson business: instant
Waiting for the denial letters for wells fargo and chase for recon calls
If I have to guess, this could prevent more than one pull per bank, and if this is the plan, does this strategy involve any downsides (such as less chance of instant approval)? Thanks in advance.
Jan 5, 2014, 7:33 pm
#65
Join Date: Jul 2011
Posts: 321
Many people apply for both personal and business Southwest cards on the same day, but there is no need to do so. I got a personal card in October and did the spending late December - early January, and will be applying for the business card 90+ days later if/when there is a 50K business card available. You don't need the companion pass until you travel (or a few days before) unless the flight you will be taking completely sell out - as long as there is a seat for sale. You can add your companion to any booking made at any time once you get the pass.
In case you hadn't read or noticed this, UR points transferred to Southwest DO NOT count toward your companion pass unless transferred to a hotel program first.
My 2 cents - get Southwest business and personal cards on the same type of schedule you would get any 2 other cards you want.
In case you hadn't read or noticed this, UR points transferred to Southwest DO NOT count toward your companion pass unless transferred to a hotel program first.
My 2 cents - get Southwest business and personal cards on the same type of schedule you would get any 2 other cards you want.
Last edited by woow14610; Jan 5, 2014 at 7:44 pm
Jan 5, 2014, 7:45 pm
#66
Join Date: Feb 2013
Location: San Antonio
Programs: AS MVP
Posts: 2,276
KennyBSAT...Thank you so much. Kind poeple like you make the difference. Yes I did read about not being able to transfer points UR points directly. I still see the offer for 50K personal offer from referral link but not the business. is there anyway I could apply for 2 personal cards (wife and me) and get the points moved to 1 RR#
Jan 5, 2014, 7:53 pm
#67
Join Date: Apr 2007
Posts: 1,857
KennyBSAT...Thank you so much. Kind poeple like you makes the difference. Yes I did read about not being able to transfer points UR points directly. I still see the offer for 50K personal offer from referral link but not the business. is there anyway I could apply for 2 personal cards (wife and me) and get the points moved to 1 RR#
http://www.flyertalk.com/forum/chase...mes-rules.html
No one can tell you what to go after, but educating yourself in this game is something YOU need to do. Asking questions to clarify a misunderstanding is different then wanting people to tell you what to do.
This is one hobby that takes time, take a weekend lock yourself in your room with snacks and drinks and read whole threads, yes some are a few years old, but understanding how the game has evolved will give you an understanding on how to play it.
This is one hobby that takes time, take a weekend lock yourself in your room with snacks and drinks and read whole threads, yes some are a few years old, but understanding how the game has evolved will give you an understanding on how to play it.
Again, don't take this the wrong way. I'm about to ask some questions of my own, some of which will probably seem pretty basic to some of the people around here. But these questions only come after hours of reading and research, and hopefully they reflect that.
Last edited by bobert24; Jan 5, 2014 at 10:34 pm
Jan 5, 2014, 8:03 pm
#68
Join Date: Jul 2011
Posts: 321
No, you can not. Business link https://applynow.chase.com/FlexAppWe...DF01&SPID=F6KX from the bottom of this page https://creditcards.chase.com/a1/southwest/radio
Last edited by woow14610; Jan 5, 2014 at 8:15 pm
Jan 5, 2014, 8:19 pm
#69
Join Date: Feb 2013
Location: San Antonio
Programs: AS MVP
Posts: 2,276
Jan. 15 or later - 90+ days after my last apps
Jan 5, 2014, 9:09 pm
#71
Join Date: Apr 2013
Location: LAX, SIN, CGK
Programs: UA, AA EXP
Posts: 201
Jan 5, 2014, 11:42 pm
#72
Join Date: Apr 2007
Posts: 1,857
I've seen a couple places recommend no more than 2 cards per issuing bank in a single AOR. I'm guessing this is a pretty good guideline to follow? I've only ever had one Chase card (BA 100k card ~4 years ago), but as I plan my first real AOR, I suddenly find myself interested in a half dozen of their cards. I'm assuming I should knock it down to 2 from them, and wait (91 days or so?) before applying for another round?
Jan 5, 2014, 11:49 pm
#73
Moderator: Chase Ultimate Rewards
Join Date: Apr 2005
Location: SFO
Programs: UA 2P, MR LT Plat, IHG Plat, BW Dia, HH Au, Avis PC
Posts: 5,454
Jan 6, 2014, 1:03 am
#74
FlyerTalk Evangelist
Join Date: Feb 2005
Location: PHX & AGP
Programs: AA Lifetime PLT, Bonvoy Lifetime Titanium, Hilton Gold
Posts: 11,453
I think what happens is people jump in this game a couple of months before they want to take a trip and RUSH to get all the points ASAP...
Jan 6, 2014, 1:04 am
#75
FlyerTalk Evangelist
Join Date: Feb 2005
Location: PHX & AGP
Programs: AA Lifetime PLT, Bonvoy Lifetime Titanium, Hilton Gold
Posts: 11,453