Tracking credit card applications
 

Hey,

We have created myccapp.com to help track credit card applications.
It's free and only requires an email and password to register.

When logged in, you can manually add any current/past/future applications or use the CC Offers page to automatically populate your dashboard.
The links on the CC Offers page are public links (no targeted links).

If you track applications for your family, you can add up to 3 more users in your profile (no need to create separate accounts for each one).

In addition, there is an alert system which sends you automatic emails before annual fees are due, 60/90 days after applying for a card, etc.

Let us know if you have any comments/ questions/ suggestions. Your feedback is always welcome and will help us improve the site.

Thank you

How is this different from cardwatchdog.com?

To start with it's completely free and it's not subscription based.

You can automatically add credit cards by using our CC Offers page. (You don't need to manually enter the data).

Also, the alert system is tailored for churners with 5 alerts per card.

bump...

Can you try letting me set up Google Calendar events (with reminders) instead of email alerts?

irrelevant

The other site isn't subscription based, I use it completely free.

So we give you a referral and you'll keep track of it, sounds like a work-around to "not subscription" based.

Well, it looks like they have just changed it recently. As when I wrote my comments, it had different subscription levels. (if you carry more than 10 cards, see also
http://www.flyertalk.com/forum/trave...dwatchdog.html)

We don't get any referral (also see our disclaimer here http://www.myccapp.com/help/faq/#offers). You can verify it by inspecting the links provided. They are 100% public non-commissioned links.

Commercial nature of service?
 

For those who are alerting the mod team to the commercial nature of this thread:

We are not aware of any commercial aspect to this service and have confirmed that with myccapp. If you have specific details that prove a direct monetary benefit, please give us those details.

Otherwise, this thread is appropriate, so long as it does not violate any other FT rules.

Note that we have NOT evaluated the service itself, especially not its privacy or security practices. It's up to you to evaluate it and decide if you want to use it. We encourage you to discuss any concerns openly in this thread, in a respectful tone. Thank you.

i'm curious. what is the intended business model here?

i've been tracking my app cycles in excel for a while. of course my spreadsheets bias me horrendously, but it seems like optimizing # of cycles at the issuer level, # of inquiries across each of your reports, inquiries expiries, and B*/C* are all hard to incorporate without something creditkarma or creditsesame ish data.