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Ink is $95 a year though. Maybe I'll keep it for one more year to transfer to Hyatt. I spent a lot (both MS and legit purchases) on that card, maybe my AF will be waived for the year when it hits.
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Okay does churning count as getting a new card? I hope not because I want a second Citi AA Exec.
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Originally Posted by agp423
(Post 22304450)
Okay does churning count as getting a new card? I hope not because I want a second Citi AA Exec.
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Originally Posted by 405#Club
(Post 22238724)
You could do a product change for your Citi Diamond Preferred to Citi Dividend...it's a 5% cash back card, no AF, and Q1 categories include drugstores...up to $6k spend
Also BOFA has a better balance rewards card which gives $25 per quarter just to charge and pay in full monthly...may be you can convert your AS card to this. I just did this with their hawaiian card when annual fee was due. Keep ink bold and downgrade CSP instead of closing it. Having one UR transfer card will be always useful and I doubt bold will be downgraded. I was just denied for ink plus. SPG you can convert it to any non-annual fee card (BCP?) to keep the credit line |
Chase is giving statement credit for pretty much everyone I think. I got a statement credit for 4 cards (self + SO for bold and ink+). Also the chase retention offers thread has similar data points from many other FT'ers.
Originally Posted by agp423
(Post 22304380)
Ink is $95 a year though. Maybe I'll keep it for one more year to transfer to Hyatt. I spent a lot (both MS and legit purchases) on that card, maybe my AF will be waived for the year when it hits.
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Originally Posted by StartinSanDiego
(Post 22304934)
Are you and KennyBSAT planning on paying the 250x2 for the AA Exec cards? Or are you going to try to cancel when the AF posts?
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Originally Posted by 405#Club
(Post 22238724)
You could do a product change for your Citi Diamond Preferred to Citi Dividend...it's a 5% cash back card, no AF, and Q1 categories include drugstores...up to $6k spend
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Originally Posted by nrdk
(Post 22305837)
It takes 6 weeks to do a product change apparently?
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Originally Posted by dcpilgrim
(Post 22306613)
51 days is Citi's stated policy - *IF* it falls into the CARD ACT's 45 day cooling off period (basically if any term is adverse to the borrower, AF, interest rate, fees, whatever). I recently converted two cards to Dividend. The TY Pref got the 51 day treatment. The AA Bronze got converted and shipped out w/i 10-14 days.
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