Post your receipt of your 1st EMV based transaction in the US
#91
Join Date: Jul 2012
Location: Canada
Programs: BA Gold (OWE), Star Alliance Gold, Hilton Diamond
Posts: 2,194
I can attest that my Chase Hyatt card works at the Torrance Walmart, which was already confirmed by another person. Swiped it, gave me insert card message, cashier told me I have a chip card and showed me how to do it (very well trained on the matter; not that I needed it), screen showed that it was a "Chase VISA Card," asked me to verify the amount, and processed it through the chip.
#92
Join Date: Nov 2012
Posts: 3,537
I can attest that my Chase Hyatt card works at the Torrance Walmart, which was already confirmed by another person. Swiped it, gave me insert card message, cashier told me I have a chip card and showed me how to do it (very well trained on the matter; not that I needed it), screen showed that it was a "Chase VISA Card," asked me to verify the amount, and processed it through the chip.
Cashier mentioned that it's still slow but this was how it's going to be as Walmart takes credit card security more seriously than other companies. Seems like that's going to be Walmart's next slogan?
Cashier mentioned that it's still slow but this was how it's going to be as Walmart takes credit card security more seriously than other companies. Seems like that's going to be Walmart's next slogan?
Also surprised that yours is named 'Chase VISA Card' mine has an application label of 'Chase VisaCredit'
#93
Original Poster
Join Date: Jul 2006
Location: LAX
Programs: AA EXP 1.5MM, Asiana Club Silver, KE Morning Calm, Hyatt Platinum, Amtrak Select
Posts: 7,161
I wonder what my Andrews FCU card shows up as.
Since Walmart can now have official bragging rights as the first major national retailer to turn on EMV on a mass scale, they might as well make it a big thing out of it like "use your EMV card, get 10% off" or something of that nature to keep their competition out in the dust.
#94
Join Date: Nov 2012
Posts: 3,537
It could've been the latter; didn't really pay that much attention other than "cool, it actually shows on the display that's it's a Chase VISA card."
I wonder what my Andrews FCU card shows up as.
Since Walmart can now have official bragging rights as the first major national retailer to turn on EMV on a mass scale, they might as well make it a big thing out of it like "use your EMV card, get 10% off" or something of that nature to keep their competition out in the dust.
I wonder what my Andrews FCU card shows up as.
Since Walmart can now have official bragging rights as the first major national retailer to turn on EMV on a mass scale, they might as well make it a big thing out of it like "use your EMV card, get 10% off" or something of that nature to keep their competition out in the dust.
Now, offering a discount for using a technology like this makes no sense. The idea is to save them money - but well under 1% so not enough to discount and it still have a purpose!
#95
Original Poster
Join Date: Jul 2006
Location: LAX
Programs: AA EXP 1.5MM, Asiana Club Silver, KE Morning Calm, Hyatt Platinum, Amtrak Select
Posts: 7,161
I think my local CVS had something like that much like they were giving discounts to those who brought their own shopping bags. Then again, it could be a local thing.
Last edited by kebosabi; May 12, 2014 at 11:41 am
#96
Join Date: Nov 2012
Posts: 3,537
IIRC, some retailers (partnered with a bank perhaps?) had given discounts when RFID contactless was being rolled out several years ago. It was done to get people get used to change by providing an incentive to do so.
I think my local CVS had something like that much like they were giving discounts to those who brought their own shopping bags. Then again, it could be a local thing.
I think my local CVS had something like that much like they were giving discounts to those who brought their own shopping bags. Then again, it could be a local thing.
#97
Original Poster
Join Date: Jul 2006
Location: LAX
Programs: AA EXP 1.5MM, Asiana Club Silver, KE Morning Calm, Hyatt Platinum, Amtrak Select
Posts: 7,161
Sure there is. I can choose to pay cash, use my CapOne mag-stripe only card or use my EMV chipped Chase Hyatt card. That's a choice between three modes of payment right there.
Those who use the EMV card get 10% off at Walmart, more people will use Chase branded cards over CapOne, Walmart gains an edge against their competitors through this exclusive discount that only they can provide (as they're the only national retailer with active EMV terminals), and more people will get used to the idea EMV.
It doesn't have to be a long term thing. Walmart can do this for a limited time. And only an idea. Not saying that Walmart should do it, but they could take advantage of the fact that they're the nation's leader in EMV as of 2014/05.
Hey, if Walmart has fully activated EMV terminals that the rest of Murica still hasn't, more chance for them to capitalize on it to move ahead the rest of the pack; I could've bought my three 12 can packs of soda at Ralphs, I went to Walmart this weekend instead.
Those who use the EMV card get 10% off at Walmart, more people will use Chase branded cards over CapOne, Walmart gains an edge against their competitors through this exclusive discount that only they can provide (as they're the only national retailer with active EMV terminals), and more people will get used to the idea EMV.
It doesn't have to be a long term thing. Walmart can do this for a limited time. And only an idea. Not saying that Walmart should do it, but they could take advantage of the fact that they're the nation's leader in EMV as of 2014/05.
Hey, if Walmart has fully activated EMV terminals that the rest of Murica still hasn't, more chance for them to capitalize on it to move ahead the rest of the pack; I could've bought my three 12 can packs of soda at Ralphs, I went to Walmart this weekend instead.
Last edited by kebosabi; May 12, 2014 at 12:46 pm
#98
Moderator: Manufactured Spending
Join Date: Jul 2011
Posts: 6,580
Sure there is. I can choose to pay cash, use my CapOne mag-stripe only card or use my EMV chipped Chase Hyatt card. That's a choice between three modes of payment right there.
Those who use the EMV card get 10% off at Walmart, more people will use Chase branded cards over CapOne, Walmart gains an edge against their competitors through this exclusive discount that only they can provide (as they're the only national retailer with active EMV terminals), and more people will get used to the idea EMV.
It doesn't have to be a long term thing. Walmart can do this for a limited time. And only an idea. Not saying that Walmart should do it, but they could take advantage of the fact that they're the nation's leader in EMV as of 2014/05.
Hey, if Walmart has fully activated EMV terminals that the rest of Murica still hasn't, more chance for them to capitalize on it to move ahead the rest of the pack; I could've bought my three 12 can packs of soda at Ralphs, I went to Walmart this weekend instead.
Those who use the EMV card get 10% off at Walmart, more people will use Chase branded cards over CapOne, Walmart gains an edge against their competitors through this exclusive discount that only they can provide (as they're the only national retailer with active EMV terminals), and more people will get used to the idea EMV.
It doesn't have to be a long term thing. Walmart can do this for a limited time. And only an idea. Not saying that Walmart should do it, but they could take advantage of the fact that they're the nation's leader in EMV as of 2014/05.
Hey, if Walmart has fully activated EMV terminals that the rest of Murica still hasn't, more chance for them to capitalize on it to move ahead the rest of the pack; I could've bought my three 12 can packs of soda at Ralphs, I went to Walmart this weekend instead.
#99
Original Poster
Join Date: Jul 2006
Location: LAX
Programs: AA EXP 1.5MM, Asiana Club Silver, KE Morning Calm, Hyatt Platinum, Amtrak Select
Posts: 7,161
In all seriousness though, I doubt EMV cards are solely for the rich folk. Many people can join any number of CUs that offer EMV cards, anyone can apply for a BofA C&S card provided that their credit score isn't extremely low. Many people own Citi branded credit cards and they can be upgraded anytime.
Last edited by kebosabi; May 12, 2014 at 1:55 pm
#100
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,933
Because those are the only Walmarts I know of within the city limits of L A.
Ie, how many Hollywood celebrities drive dozens of miles from Beverly Hills or Hollywood or Malibu just to go to a Walmart?
Virtually all the Walmarts in the L A area are in the periphery suburbs plus adjacent counties.
Thus while Walmart shopping may be common in the South Bay and beyond, those who live north of LAX are not as likely to frequent them much (except on travels).
(And, for FlyerTalkers north of LAX, the biggest issue is not how hard it makes it to try out EMV cards domestically, it's how hard it makes MSing! )
#101
Moderator: Manufactured Spending
Join Date: Jul 2011
Posts: 6,580
In all seriousness though, I doubt EMV cards are solely for the rich folk. Many people can join any number of CUs that offer EMV cards, anyone can apply for a BofA C&S card provided that their credit score isn't extremely low. Many people own Citi branded credit cards and they can be upgraded anytime.
#102
Original Poster
Join Date: Jul 2006
Location: LAX
Programs: AA EXP 1.5MM, Asiana Club Silver, KE Morning Calm, Hyatt Platinum, Amtrak Select
Posts: 7,161
Despite the tendency to see the San Fernando Valley as separate entity, they are officially part of the City of LA and there are 3 Walmarts north of the Hollywood/Santa Monica mountains. Those Walmarts may have some B or C grade washed out Hollywood "celebs," especially the one in Van Nuys. Then it would be understandable somewhat for them to buy Great Value brand items, I suppose. But I don't think I'm going to see Paris Hilton there.
Last edited by kebosabi; May 12, 2014 at 10:32 pm
#103
Join Date: Nov 2012
Posts: 3,537
Sure, EMV cards are available to many people, but why would anyone bother getting one unless they plan to use it for international travel? There is currently no reason to have one for domestic purchases, although that may change soon. Some banks are upgrading EMV cards without asking, but those are the premium-level cards, not the ones that average folk use. I don't have scientific data, but I'm pretty sure that the average American with an EMV card in his/her wallet is much wealthier than the average American.
#104
Join Date: Jul 2007
Posts: 1,762
To play devil's advocate for a second or two, several years ago as part of the whole bru ha ha regarding debit cards and swipe fees and the like, Walmart, for one, changed its policies regarding use of debit cards in transactions and basically said they would no longer give consumers the choice of signature based transaction (that is treating the debit card like a credit card and clearing through the visa/mc networks) or pin based (clearing through cirrus/plus or whatever as debit transactions). Remember the stink raised by some who didn't remember their pins or never used it or whatever. If we go the chip and pin route domestically, and quite frankly that is really looking more and more unlikely at least in total, just wait for the stink that will be raised, especially for folks with three or four different credit cards trying to match up which pin with which card. No matter how many times you tell them it's for their own security (which it really isn't), they will still scream bloody murder.
#105
Join Date: Jul 2007
Programs: HH Diamond
Posts: 221
Until EMV units are everywhere I feel that's the larger fraud reduction benefit. Reduce the skimming risk up front before it happens. Otherwise thieves will just skim and use cards in non-EMV terminals or off-line.
Be safe, dip, don't swipe!