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-   -   Is MasterCard losing ground to VISA? (https://www.flyertalk.com/forum/credit-card-programs/1523852-mastercard-losing-ground-visa.html)

armature Nov 22, 2013 12:03 pm

I've seen a lots of MasterCard MasterPass advertisements on Hulu Plus recently.

Sevenfeet Nov 22, 2013 12:15 pm


Originally Posted by jonnyd13 (Post 21833794)
Interesting, I didn't know this was happening. I wonder what will happen with the Ink cards?

Also, I wonder if it would be beneficial to do a product change with my Freedom/CSP from visa to mc in hopes of being eligible for another sign up bonus in 2-5 years. :confused:

It's my understanding from others around here that Chase isn't allowing any new Mastercards and will be transitioning all Chase-branded Mastercards to Visa in early 2014.

Zip Nov 23, 2013 9:10 am


Originally Posted by UA Fan (Post 21834168)
Is DC still around? the others seem to be expensive.

Also, Discover is "linked" to DC in many countries (not U.S.). Used Discover at places posting DC many times in Brazil. (You do have to call Discover first to get an 'OK to use" in a specific country).

reclusive46 Nov 23, 2013 11:08 am


Originally Posted by Zip (Post 21838597)
Also, Discover is "linked" to DC in many countries (not U.S.). Used Discover at places posting DC many times in Brazil. (You do have to call Discover first to get an 'OK to use" in a specific country).

The Diners Club network doesn't really seem to exist anymore, it just seems to be a brand name. When I use my UK Diners Club here in the UK the receipt will normally say "Discover" and occasionally "Diners/Discover". The Discover logo is normally the logo shown on doors as well (Often with the Diners Club logo next to it though).

sdsearch Nov 23, 2013 8:36 pm


Originally Posted by UA Fan (Post 21828026)
Is Mastercard losing ground to Visa?

After reading this thread, I began to think of some of the good reward cards out there, and realized Visa has more than MC. The only good MC I can think of are by Barclays - VS, US, LH and the Arrivals.

Define "losing ground". You seem to be looking solely at popular rewards cards. There are way more credit cards issued in the US than are not talked about on FT (because they don't earn anything that anyone on FT is interested in) than that do get talked about on FT.

So if you mean "losing ground" on FT, perhaps. If you mean "losing ground" as in their overall business model, the discussions on FT about "hot" rewards cards and which networks those are on is close to irrelevant.

DC777Fan Nov 23, 2013 10:19 pm


Originally Posted by sdsearch (Post 21842007)
Define "losing ground". You seem to be looking solely at popular rewards cards. There are way more credit cards issued in the US than are not talked about on FT (because they don't earn anything that anyone on FT is interested in) than that do get talked about on FT.

So if you mean "losing ground" on FT, perhaps. If you mean "losing ground" as in their overall business model, the discussions on FT about "hot" rewards cards and which networks those are on is close to irrelevant.

...and honestly losing ground on FT might be a good thing from a financial perspective

AscorbylPalmitate Nov 28, 2013 4:18 pm

is there a reason to use MasterPass app? Paypal offers discounts via it's app....

mia Sep 30, 2014 8:45 am

While preparing for a trip to London and Dublin, I realized that every card I intended to take is a MasterCard. In the end I decided to also take the Chase BA VISA only because it had been used to pay for ballet tickets.

kebosabi Sep 30, 2014 9:43 am

To me, VISA vs MC is just as same as Coca Cola vs Pepsi. They pretty much offer the same exact thing and all it comes down to is personal choice.

If you're agnostic, you're also free to say no thanks to both and go with Dr. Pepper! :D

mia Sep 30, 2014 10:01 am


Originally Posted by kebosabi (Post 23604181)
... They pretty much offer the same exact thing

In the USA we have this impression because the banks which owned MasterCard and VISA for several decades operated an illegal duopoly. Now that this has ended they compete with each other, banks are free to also offer Amex-network or Discover-network cards, and we are beginning to see some product differentiation between MasterCard and VISA as they look for ways to retain (VISA) or gain (MasterCard) market share and revenue.

I am not reporting that I chose cards because they are MasterCard, but rather the cards I chose based on benefits and features increasingly are MasterCards. We still put a fair amount of spend on VISA cards, but most of it is internet purchases or recurring charges, and the physical cards seldom make their way out of the safe.

Points Scrounger Sep 30, 2014 11:01 am


Originally Posted by kebosabi (Post 23604181)
To me, VISA vs MC is just as same as Coca Cola vs Pepsi. They pretty much offer the same exact thing and all it comes down to is personal choice.

If you're agnostic, you're also free to say no thanks to both and go with Dr. Pepper! :D

I don't recall hearing even anecdotal reports of a transaction where one card was okay, but the other type was specifically not allowed (Visa or MasterCard only - NOT both).

Redhead Sep 30, 2014 1:40 pm


Originally Posted by mia (Post 23604294)
In the USA we have this impression because the banks which owned MasterCard and VISA for several decades operated an illegal duopoly. Now that this has ended they compete with each other, banks are free to also offer Amex-network or Discover-network cards, and we are beginning to see some product differentiation between MasterCard and VISA as they look for ways to retain (VISA) or gain (MasterCard) market share and revenue.

I am not reporting that I chose cards because they are MasterCard, but rather the cards I chose based on benefits and features increasingly are MasterCards. We still put a fair amount of spend on VISA cards, but most of it is internet purchases or recurring charges, and the physical cards seldom make their way out of the safe.

MC is gaining market share in terms of total cards, and spend vs. V. Not just in the US, but also globally. While V is still larger, MC is gaining ground


Originally Posted by Points Scrounger (Post 23604590)
I don't recall hearing even anecdotal reports of a transaction where one card was okay, but the other type was specifically not allowed (Visa or MasterCard only - NOT both).

For example, Costco Canada will be moving to MasterCard only, no Visa, no AMEX. There are other merchants which only accept one and not the other, but this is the largest example. Also, when travelling, I've been places where only MC is accepted and not Visa. Not as common in the US, but it does happen.

rrgg Sep 30, 2014 1:44 pm


Originally Posted by Points Scrounger (Post 23604590)
I don't recall hearing even anecdotal reports of a transaction where one card was okay, but the other type was specifically not allowed (Visa or MasterCard only - NOT both).

Sam's Club is MC only. The Olympics are Visa only (according to commercials). In Brazil I found lots of places that accepted only Visa (or sometimes only Visa debit).

reclusive46 Sep 30, 2014 3:14 pm


Originally Posted by Points Scrounger (Post 23604590)
I don't recall hearing even anecdotal reports of a transaction where one card was okay, but the other type was specifically not allowed (Visa or MasterCard only - NOT both).

I can think of a couple of locations in South America. I've also been to places in the US (restaurants) that have only taken Amex.

mia Sep 30, 2014 3:25 pm

Florida Power and Light, which accepts credit card payments through Western Union Speedpay, accepts American Express, Discover and MasterCard, but not VISA.

Also, see recent discussion here, at post 343, mentioning an educational institution which accepts MasterCard, but not VISA:

http://www.flyertalk.com/forum/23561246-post343.html


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