FICO to start offering free credit scores
#16
Join Date: Dec 2003
Location: CA
Programs: BA, AA, United
Posts: 429
My FICO shows 805 with 5 cards opened just 4-5 weeks back.
I got a US bank Club carlson during my recent AOR and Experian shows 736. I have about 10 hard pulls from experian in the last 9 months, maybe that's why.
Weird, how there is such a huge difference in the score. Wish more banks pull from TU
I got a US bank Club carlson during my recent AOR and Experian shows 736. I have about 10 hard pulls from experian in the last 9 months, maybe that's why.
Weird, how there is such a huge difference in the score. Wish more banks pull from TU
#22
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,932
FICO score history coming at Barclays
It worked for me at Barclays (I have 3 credit cards with them, a BW hotel cards I've had for many years, a Choice hotel card I've had since it moved to Barclays from BofA a couple [?] years ago, and a US Airways card I got earlier this year). I used the link above, which asked for my username, then it gave me my site key, then I gave it my password, and there it was. They told me 824 instantly, which is better than I expected, but then I only got a different kind of score (Experian?) last about half a year ago, and that jumped around between 730 and 770 over the course of the month or so that I had access to it (through a time-limited Wells Fargo promotion).
But the thing of most interest to other is that there's a tab marked Your FICO® Score history, and when I click on that it says:
But the thing of most interest to other is that there's a tab marked Your FICO® Score history, and when I click on that it says:
Your FICO® Score history will be available 3 months after your acceptance of the FICO® Score Access Terms and Conditions.
That sounds like it'll be useful for tracking changes due to apps, utiltization, cancellations, credit limit adjustments, etc.
#23
Join Date: Mar 2010
Location: mountains of western NC
Programs: Life, Love and Laughter
Posts: 8,534
Now I can get my TU regularly for free and won't have to worry about checking CK's FAKO score any more.
I am looking forward to other credit card issuers providing access to our EX and EQ scores.....
#25
Join Date: Oct 2005
Location: Berkeley
Programs: Hilton, Marriott
Posts: 144
#26
Join Date: Mar 2010
Location: mountains of western NC
Programs: Life, Love and Laughter
Posts: 8,534
#28
Join Date: Mar 2010
Location: mountains of western NC
Programs: Life, Love and Laughter
Posts: 8,534
#29
Join Date: Sep 2013
Location: San Diego, CA
Programs: Marriott Gold, Amex PR Gold, Hertz Gold, Delta Silver
Posts: 95
#30
Join Date: Apr 2012
Location: BRU
Programs: Amex Centurion
Posts: 69
This is definitely the TU FICO 08 score. The same score Walmart card holders receive for free each month. The difference is it seems to update only when Barclays last conducted a soft inquiry on TU (not always monthly), whereas the Walmart FICO updates monthly on a fairly consistent schedule. A very nice addition, though, to the free score lineup.