Last edit by: muji
Churnable to get repeated 5x rewards?
Not possible
http://www.flyertalk.com/forum/22871522-post710.html
Update April 16, 2016: Still Not Churnable
http://www.flyertalk.com/forum/credi...l#post26511091
__________________________________________________ _____________
How to pay down CL quickly?
ACH push from other banks to wells fargo checking and then use that to pay credit card
Likely to get shut down if...?
- Have a negative balance
- Have a really high balance
- Cycling several times through your CL
- Calling in and getting caught by human eyes for suspicious activities.
To check what your 5X/5% window is:
In the rewards account, go to My Rewards -> Account Activity and the days left on the promo will show up at the top....looks like a pie chart.
To check which transactions get 5X/5% before your statement posts
Now, to check if new transactions are eligible for 5X before statement closes, go to "My Rewards" on the top and click "Activity" and set the start/end dates. You should see a "bonus earning" for 4% extra cash back for anything that's eligible.
Caps on 5x / 5%??
There are no more caps.
What to do when transaction not going through due to FA?
Human @ fraud prevention line is 877-575-0462 (to verify charges if locked out) (Update 3-3-15 - Phone number no longer in service per this post)
Automated response number was 800-446-0664
Not possible
http://www.flyertalk.com/forum/22871522-post710.html
Update April 16, 2016: Still Not Churnable
http://www.flyertalk.com/forum/credi...l#post26511091
__________________________________________________ _____________
How to pay down CL quickly?
ACH push from other banks to wells fargo checking and then use that to pay credit card
Likely to get shut down if...?
- Have a negative balance
- Have a really high balance
- Cycling several times through your CL
- Calling in and getting caught by human eyes for suspicious activities.
To check what your 5X/5% window is:
In the rewards account, go to My Rewards -> Account Activity and the days left on the promo will show up at the top....looks like a pie chart.
To check which transactions get 5X/5% before your statement posts
Now, to check if new transactions are eligible for 5X before statement closes, go to "My Rewards" on the top and click "Activity" and set the start/end dates. You should see a "bonus earning" for 4% extra cash back for anything that's eligible.
Caps on 5x / 5%??
There are no more caps.
What to do when transaction not going through due to FA?
Human @ fraud prevention line is 877-575-0462 (to verify charges if locked out) (Update 3-3-15 - Phone number no longer in service per this post)
Automated response number was 800-446-0664
Wells Fargo 5X rewards cap
#1561
Join Date: May 2015
Posts: 1,066
Is there a cap on the Cash Back Credit card: https://www.wellsfargo.com/credit-cards/cash-back/ ? I see references in this thread to a cap, but don't see any on the terms and conditions.
Also, if I add my wife as an authorized user would that keep eliminate her from applying for this card after my promotional period ends?
Also, if I add my wife as an authorized user would that keep eliminate her from applying for this card after my promotional period ends?
#1562
Join Date: Apr 2011
Location: USA
Programs: DL DI AA LTPL MAR LTPL HY GL
Posts: 477
Is there a cap on the Cash Back Credit card: https://www.wellsfargo.com/credit-cards/cash-back/ ? I see references in this thread to a cap, but don't see any on the terms and conditions.
Also, if I add my wife as an authorized user would that keep eliminate her from applying for this card after my promotional period ends?
Also, if I add my wife as an authorized user would that keep eliminate her from applying for this card after my promotional period ends?
And you can be an AU of someone else first and then apply for the card yourself. So, no to your 2nd question.
#1563
Join Date: May 2015
Posts: 1,066
#1565
Join Date: Oct 2014
Programs: All of them
Posts: 1,664
How is she going to pay her balances assuming she does successfully apply at some point later? The only way to juice maximum value out of this promo is to pay off the card from a WF bank account as soon as the charges post and repeat. Might as well open one for her now.
#1566
formerly mattrendell27
Join Date: Feb 2015
Location: DFW
Posts: 162
so I'm looking to open some external checking accounts so I can push money to WF checking. Does anyone know if there are any maximum amounts that can be pushed to WF checking?
Also, is there any problem if the external accounts have my name on them and the WF checking account I'm pushing money to has my wife's name on it?
Thanks.
Also, is there any problem if the external accounts have my name on them and the WF checking account I'm pushing money to has my wife's name on it?
Thanks.
#1572
Join Date: Oct 2011
Posts: 54
so I'm looking to open some external checking accounts so I can push money to WF checking. Does anyone know if there are any maximum amounts that can be pushed to WF checking?
Also, is there any problem if the external accounts have my name on them and the WF checking account I'm pushing money to has my wife's name on it?
Thanks.
Also, is there any problem if the external accounts have my name on them and the WF checking account I'm pushing money to has my wife's name on it?
Thanks.