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Originally Posted by acefspadez
(Post 24674072)
Just had the card for couple of days and it is already pissing me off. All my Large transactions keep getting declined. I even called in before I went to load my Redcard and it would still be declined. Called Wells Fargo to release the transaction, it goes through but try to load the card once more and it was declined. Called customer service to release and this time it was declined again. How long will this be going on for until my purchases go through with no problems? Any tips? Thanks in advance.
Lately every time I get a decline, I swipe again and it goes through the 2nd time. Not sure if it has to do with me having the card for 5 months, or it's a new feature. I stopped having constant alerts after the first month or two. |
Originally Posted by exarkun
(Post 24673596)
Don't believe them.
I had the same thing happen with me. I got the application department to verify to me twice that I would qualify for the 5%. However, after getting the card, it was not applying. After many calls and "cases" being opened, the rewards department told me I did not qualify because I had a WF card open from years ago (that I haven't used for years). I was pretty mad and told them this was a bait and switch. The rewards department person said the sales and credit card department people keep telling people the wrong information about qualifying. Had another response about their prior email. Here it is: I appreciate you taking the time to email us back with a follow up concern about applying for a Visa Signature Card. I am happy to provide you with further information and assistance regarding this matter. Also, I am sorry that I was not able to reach you at the preferred number you provided us in your account profile. You may have received the message I left on your voicemail. If you apply for a Visa Signature Credit Card and for any unknown reason the 5%, 6 month cash back isn't automatically added to the card, it can be manually added so there is zero risk in your using a hard pull/credit inquiry when applying. |
Just adding a data point on payments because it definitely does vary between people's accounts. Made a $4800 payment request on 4/15 from my RB account. Payment posted on 4/17 and available credit was there by 4/18.
Not sure why many people are having long delays with external payments. |
Does one need any previous accounts with WF to apply for WF Visa card?
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Wells Fargo 5X rewards cap
Why do people not put some cash in their WF checking accounts and send the payment directly?
You're risking getting yourself in trouble if you're so broke you can't set aside a few thousand dollars for payments when playing this game. |
to some people this isn't a game, it's a job.... those people don't have the money to float and have to cycle things carefully to avoid an interest payment that would ruin things for them.....and some people are hogs that do more than they should, or can afford.....working with 2 redbirds and a 13k CL I have run my monthly limit up and paid the bill without ever buying a MO.
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Originally Posted by wise2u
(Post 24688433)
to some people this isn't a game, it's a job.... those people don't have the money to float and have to cycle things carefully to avoid an interest payment that would ruin things for them.....and some people are hogs that do more than they should, or can afford.....working with 2 redbirds and a 13k CL I have run my monthly limit up and paid the bill without ever buying a MO.
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Originally Posted by wise2u
(Post 24688433)
to some people this isn't a game, it's a job.... those people don't have the money to float and have to cycle things carefully to avoid an interest payment that would ruin things for them.....and some people are hogs that do more than they should, or can afford.....working with 2 redbirds and a 13k CL I have run my monthly limit up and paid the bill without ever buying a MO.
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Originally Posted by wise2u
(Post 24688433)
to some people this isn't a game, it's a job.... those people don't have the money to float and have to cycle things carefully to avoid an interest payment that would ruin things for them.....and some people are hogs that do more than they should, or can afford.....working with 2 redbirds and a 13k CL I have run my monthly limit up and paid the bill without ever buying a MO.
If you do not have endless funds to float/spend/pay/recycle then you are not doing this correctly. |
Originally Posted by wise2u
(Post 24688433)
to some people this isn't a game, it's a job.... those people don't have the money to float and have to cycle things carefully to avoid an interest payment that would ruin things for them.....and some people are hogs that do more than they should, or can afford.....working with 2 redbirds and a 13k CL I have run my monthly limit up and paid the bill without ever buying a MO.
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Originally Posted by ibleed0range
(Post 24699150)
As someone else mentioned if this is your job you should have plenty of money to work with. Your severely limiting yourself without money orders. No one cares that you max out 2 redcards a month with WF. You could be making way more money. You can cycle your CL to your hearts content. I wish you would loan me your card and I'll give you a cut of the profits.
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Man, I should have come to FT before signing up for the WF Cash Back Rewards card, since I had a WF platinum card from 10 years ago (college day). Sigh 1% so sad.
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Originally Posted by MountainManDuy
(Post 24729138)
Man, I should have come to FT before signing up for the WF Cash Back Rewards card, since I had a WF platinum card from 10 years ago (college day). Sigh 1% so sad.
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Originally Posted by MountainManDuy
(Post 24729138)
Man, I should have come to FT before signing up for the WF Cash Back Rewards card, since I had a WF platinum card from 10 years ago (college day). Sigh 1% so sad.
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Nope I have not closed it. However, I have not used that card for sometime. They said they will cancel it if I do not reply to them this June.
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