Apr 10, 2014, 10:55 am
Last edit by: muji
Churnable to get repeated 5x rewards?
Not possible
http://www.flyertalk.com/forum/22871522-post710.html
Update April 16, 2016: Still Not Churnable
http://www.flyertalk.com/forum/credi...l#post26511091
__________________________________________________ _____________
How to pay down CL quickly?
ACH push from other banks to wells fargo checking and then use that to pay credit card
Likely to get shut down if...?
- Have a negative balance
- Have a really high balance
- Cycling several times through your CL
- Calling in and getting caught by human eyes for suspicious activities.
To check what your 5X/5% window is:
In the rewards account, go to My Rewards -> Account Activity and the days left on the promo will show up at the top....looks like a pie chart.
To check which transactions get 5X/5% before your statement posts
Now, to check if new transactions are eligible for 5X before statement closes, go to "My Rewards" on the top and click "Activity" and set the start/end dates. You should see a "bonus earning" for 4% extra cash back for anything that's eligible.
Caps on 5x / 5%??
There are no more caps.
What to do when transaction not going through due to FA?
Human @ fraud prevention line is 877-575-0462 (to verify charges if locked out) (Update 3-3-15 - Phone number no longer in service per this post)
Automated response number was 800-446-0664
Not possible
http://www.flyertalk.com/forum/22871522-post710.html
Update April 16, 2016: Still Not Churnable
http://www.flyertalk.com/forum/credi...l#post26511091
__________________________________________________ _____________
How to pay down CL quickly?
ACH push from other banks to wells fargo checking and then use that to pay credit card
Likely to get shut down if...?
- Have a negative balance
- Have a really high balance
- Cycling several times through your CL
- Calling in and getting caught by human eyes for suspicious activities.
To check what your 5X/5% window is:
In the rewards account, go to My Rewards -> Account Activity and the days left on the promo will show up at the top....looks like a pie chart.
To check which transactions get 5X/5% before your statement posts
Now, to check if new transactions are eligible for 5X before statement closes, go to "My Rewards" on the top and click "Activity" and set the start/end dates. You should see a "bonus earning" for 4% extra cash back for anything that's eligible.
Caps on 5x / 5%??
There are no more caps.
What to do when transaction not going through due to FA?
Human @ fraud prevention line is 877-575-0462 (to verify charges if locked out) (Update 3-3-15 - Phone number no longer in service per this post)
Automated response number was 800-446-0664
Wells Fargo 5X rewards cap
Jan 17, 2015, 5:20 am
#1231
Join Date: Sep 2013
Posts: 3
Go to your Wells Fargo accounts and click on your Credit Accounts and your card will be there. Click on your card and that will bring up Account Activity. On the far left side is the Account Information box. Click View Account Profile. You will see the date your account was opened and your statement closing date will be about 2 days after that date.
Jan 17, 2015, 12:15 pm
#1232
Join Date: Feb 2014
Posts: 90
and my wife's card open date is 14th, statement date is 10th, there is no pattern here
Jan 17, 2015, 2:15 pm
#1233
Join Date: Aug 2013
Posts: 55
Same here. It usually closes at the end of the month, but my card was opened in the middle of the month.
Jan 18, 2015, 2:56 pm
#1234
Join Date: Aug 2014
Posts: 282
Jan 24, 2015, 11:38 pm
#1235
Join Date: Aug 2013
Posts: 240
I remember Wells Fargo giving bonus cash once you hit a certain amount of spending on your card (not sure if it resets each year). It has been a while so I don't remember the particulars. But, it was something like spend $60,000, get an extra .25% in cash back. I searched this thread up and down but couldn't find any info. Does anyone remember the details on that?
Jan 25, 2015, 11:30 am
#1236
Join Date: Aug 2010
Location: CLT
Programs: AA, UA, BA, Hilton Diamond, Marriott Gold, IHG Platinum
Posts: 2,074
I remember Wells Fargo giving bonus cash once you hit a certain amount of spending on your card (not sure if it resets each year). It has been a while so I don't remember the particulars. But, it was something like spend $60,000, get an extra .25% in cash back. I searched this thread up and down but couldn't find any info. Does anyone remember the details on that?
Jan 26, 2015, 9:21 am
#1237
Join Date: Dec 2007
Location: PDX
Programs: AA,DL,BA,UA,SPG, and any other free trip!
Posts: 1,803
Ok, so from what I'm reading, it looks like if you make a payment before it goes into pending, the system can lock u out? I made about 6K this past weekend, and this AM I went in online, I got this:
Your online access has been temporarily disabled. To access your accounts online again please re-enroll:
Is this as simple as calling and having them reset my account?
Your online access has been temporarily disabled. To access your accounts online again please re-enroll:
Is this as simple as calling and having them reset my account?
Jan 27, 2015, 9:27 am
#1238
Join Date: Sep 2005
Location: CVG
Programs: AAdvantage, Delta Skymiles, CapOne Venture, Citi ThankYou
Posts: 486
I just picked up the 5% card. I knew about the Jan 15 change in gift card qualification but I don't think it's enforceable.
I'm quite interested in reports of receiving, or not, 5x for post Jan 15 gift card purchases.
Thanks.
I'm quite interested in reports of receiving, or not, 5x for post Jan 15 gift card purchases.
Thanks.
Jan 27, 2015, 9:28 am
#1239
Join Date: Aug 2013
Posts: 78
Ok, so from what I'm reading, it looks like if you make a payment before it goes into pending, the system can lock u out? I made about 6K this past weekend, and this AM I went in online, I got this:
Your online access has been temporarily disabled. To access your accounts online again please re-enroll:
Is this as simple as calling and having them reset my account?
Your online access has been temporarily disabled. To access your accounts online again please re-enroll:
Is this as simple as calling and having them reset my account?
Last edited by ChurnChop; Jan 28, 2015 at 8:56 am
Jan 30, 2015, 7:02 pm
#1241
Join Date: Jan 2013
Programs: AA, SPG, MR, UR, Cash Back!
Posts: 606
I applied for this card with an EX credit freeze over the phone and was denied, can't obtain a credit report. I then tried again in branch and got the same result, denied can't obtain a credit report. I want WF to pull TU or EQ due to inquires. I'm considering unfreezing and applying again, Third time. Will that result in 3 inquires? I'm wondering if my first two apps automatically close after not being able to obtain a report? I don't want those apps to be reprocessed, should I just wait for the denial letters so that I know they are for sure denied?
Feb 1, 2015, 5:01 am
#1243
Join Date: Dec 2014
Location: VA
Posts: 147
Was this by trial and error or did you talk to someone at WF? Or did the errors state that was the reason?
Feb 1, 2015, 7:16 am
#1244
Join Date: Aug 2013
Posts: 415
I wasn't able to pay with my external accounts the last couple days. The error message was these two accounts can't be used together. I called up and the rep asked tech support and they told him. He wasn't aware of it either. Limit doesn't appear to apply to WF account payments, as I was able to make one after I was already getting error messages
Feb 1, 2015, 12:36 pm
#1245
Join Date: Dec 2014
Location: VA
Posts: 147
I wasn't able to pay with my external accounts the last couple days. The error message was these two accounts can't be used together. I called up and the rep asked tech support and they told him. He wasn't aware of it either. Limit doesn't appear to apply to WF account payments, as I was able to make one after I was already getting error messages