Apr 10, 2014, 10:55 am
Last edit by: muji
Churnable to get repeated 5x rewards?
Not possible
http://www.flyertalk.com/forum/22871522-post710.html
Update April 16, 2016: Still Not Churnable
http://www.flyertalk.com/forum/credi...l#post26511091
__________________________________________________ _____________
How to pay down CL quickly?
ACH push from other banks to wells fargo checking and then use that to pay credit card
Likely to get shut down if...?
- Have a negative balance
- Have a really high balance
- Cycling several times through your CL
- Calling in and getting caught by human eyes for suspicious activities.
To check what your 5X/5% window is:
In the rewards account, go to My Rewards -> Account Activity and the days left on the promo will show up at the top....looks like a pie chart.
To check which transactions get 5X/5% before your statement posts
Now, to check if new transactions are eligible for 5X before statement closes, go to "My Rewards" on the top and click "Activity" and set the start/end dates. You should see a "bonus earning" for 4% extra cash back for anything that's eligible.
Caps on 5x / 5%??
There are no more caps.
What to do when transaction not going through due to FA?
Human @ fraud prevention line is 877-575-0462 (to verify charges if locked out) (Update 3-3-15 - Phone number no longer in service per this post)
Automated response number was 800-446-0664
Not possible
http://www.flyertalk.com/forum/22871522-post710.html
Update April 16, 2016: Still Not Churnable
http://www.flyertalk.com/forum/credi...l#post26511091
__________________________________________________ _____________
How to pay down CL quickly?
ACH push from other banks to wells fargo checking and then use that to pay credit card
Likely to get shut down if...?
- Have a negative balance
- Have a really high balance
- Cycling several times through your CL
- Calling in and getting caught by human eyes for suspicious activities.
To check what your 5X/5% window is:
In the rewards account, go to My Rewards -> Account Activity and the days left on the promo will show up at the top....looks like a pie chart.
To check which transactions get 5X/5% before your statement posts
Now, to check if new transactions are eligible for 5X before statement closes, go to "My Rewards" on the top and click "Activity" and set the start/end dates. You should see a "bonus earning" for 4% extra cash back for anything that's eligible.
Caps on 5x / 5%??
There are no more caps.
What to do when transaction not going through due to FA?
Human @ fraud prevention line is 877-575-0462 (to verify charges if locked out) (Update 3-3-15 - Phone number no longer in service per this post)
Automated response number was 800-446-0664
Wells Fargo 5X rewards cap
Apr 29, 2014, 12:00 am
#631
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 29,760
The loss of the primary account doesn't really hurt me in that they are easily replaced... my manufactured spend is pretty close to 100% of my total activity anyway. BofA was convenient for me based on the locations. And honestly I thought my long relationship with them would help. I've spent the last hour researching new banks...got a list of 6 to open up. I was planning on using wells fargo for this purpose...but then opened a new 6mo for pops...
Having a long history of open account does not mean you are being a known entity to the bank for the compliance reason.
Apr 29, 2014, 3:58 am
#632
Suspended
Join Date: May 2012
Location: ORD
Programs: AA, UA, AS, DL, BA, F9, IHG Plat, HH Gold, CC Gold, SPG Gold, MR Silver
Posts: 1,786
)...I have 11 toilets at the moment and if I lost one or two...well easy enough to get a couple new toilets
Apr 29, 2014, 4:41 am
#633
Join Date: Apr 2013
Posts: 584
Yes, I understand. 1 of my other toilets recently "upgraded" their technology and no longer flush correctly. Another toilet recently became valuable for another reason. I have already called the plumber to get 3 new toilets installed, and plan on another 2 or 3 for today. The problem is I'm worried these new toilets might not be able to immediately handle my massive load.
Apr 29, 2014, 6:57 am
#634
Join Date: Oct 2013
Programs: Hyatt Globalist No More..., Hyatt Explorist, Hilton Diamond, SPG Platinum, Marriott Platinum
Posts: 4,375
Got approved for a 5k line 
Asked to speak to a cs who said no credit analyst available and need to wait until card gets in their systems. Any tips on how to hike this thing to more scalable levels? Obviously not gonna work if i can't spend several times my allotted CL.
Asked to speak to a cs who said no credit analyst available and need to wait until card gets in their systems. Any tips on how to hike this thing to more scalable levels? Obviously not gonna work if i can't spend several times my allotted CL.
Apr 29, 2014, 7:16 am
#635
Join Date: Apr 2012
Location: Uranus
Posts: 333
Yes, I understand. 1 of my other toilets recently "upgraded" their technology and no longer flush correctly. Another toilet recently became valuable for another reason. I have already called the plumber to get 3 new toilets installed, and plan on another 2 or 3 for today. The problem is I'm worried these new toilets might not be able to immediately handle my massive load.
Apr 29, 2014, 8:57 am
#636
Join Date: Jul 2012
Location: KSTP KSPG
Programs: AOPA
Posts: 974
I got the gown rebate version of this card. Is there any different between this one and the cash back card? I am still getting the cash back card offer on the website. Hope it will be there in 6 month.
Apr 29, 2014, 2:03 pm
#637
Join Date: Oct 2013
Programs: Hyatt Globalist No More..., Hyatt Explorist, Hilton Diamond, SPG Platinum, Marriott Platinum
Posts: 4,375
Apr 29, 2014, 3:41 pm
#638
Join Date: Apr 2013
Posts: 584
I went to a bathroom today and talked with the Executive Flusher. It's a small house with only 3 bathrooms. The lead flusher was quite astonished by the story I told her, which involved alphabet letters and Evil Stepmother toilet empires, but she was willing to talk to her toilet compliance officer. It seems like even if all goes well, there would be an outbreak of Severe
Acute Respiratory Syndrome, but I'm hoping I've gotten enough exposure that my body is immune to it.
Meanwhile I still have a couple weeks until the lid permanently closes on my old toilet, so I'll stick as much crap down there as possible... it can't break more than it already does, and the situation can't stink worse than it already does.
Acute Respiratory Syndrome, but I'm hoping I've gotten enough exposure that my body is immune to it.
Meanwhile I still have a couple weeks until the lid permanently closes on my old toilet, so I'll stick as much crap down there as possible... it can't break more than it already does, and the situation can't stink worse than it already does.
Apr 29, 2014, 9:47 pm
#640
Join Date: Feb 2007
Posts: 754
Only difference is the home rebate sets up an auto award transfer that credits your mortgage $25 every time you earn $25. If you let that kick in, it will literally transfer only $25 every day, and send you a snail mail letter telling you so. I got 12 my first month. I just visit the rewards site on the statement close date and do my transfers manually ($50 statement credit to cover fees, then the rest to my mortgage).
Apr 29, 2014, 9:52 pm
#641
Join Date: Jul 2012
Location: KSTP KSPG
Programs: AOPA
Posts: 974
Thanks for the reply, does that mean I can use some of the rewards to recover my fee? Or cash out?
How do you make that change ?
How do you make that change ?
Only difference is the home rebate sets up an auto award transfer that credits your mortgage $25 every time you earn $25. If you let that kick in, it will literally transfer only $25 every day, and send you a snail mail letter telling you so. I got 12 my first month. I just visit the rewards site on the statement close date and do my transfers manually ($50 statement credit to cover fees, then the rest to my mortgage).
Last edited by teddy25; Apr 29, 2014 at 10:11 pm
Apr 29, 2014, 10:19 pm
#642
Suspended
Join Date: May 2012
Location: ORD
Programs: AA, UA, AS, DL, BA, F9, IHG Plat, HH Gold, CC Gold, SPG Gold, MR Silver
Posts: 1,786
Only difference is the home rebate sets up an auto award transfer that credits your mortgage $25 every time you earn $25. If you let that kick in, it will literally transfer only $25 every day, and send you a snail mail letter telling you so. I got 12 my first month. I just visit the rewards site on the statement close date and do my transfers manually ($50 statement credit to cover fees, then the rest to my mortgage).
Apr 30, 2014, 12:29 am
#644
Suspended
Join Date: May 2012
Location: ORD
Programs: AA, UA, AS, DL, BA, F9, IHG Plat, HH Gold, CC Gold, SPG Gold, MR Silver
Posts: 1,786
Apr 30, 2014, 5:03 am
#645
Join Date: Apr 2013
Posts: 584
I did this with citizens bank without incident last summer. I made things easier by lining up all my 20s facing the same direction. It's one of those things that probably wouldn't be a problem, but you never know. If you meet the right nosy person at the bank...