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Old Apr 10, 2014, 10:55 am
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: muji
Churnable to get repeated 5x rewards?

Not possible
http://www.flyertalk.com/forum/22871522-post710.html

Update April 16, 2016: Still Not Churnable
http://www.flyertalk.com/forum/credi...l#post26511091
__________________________________________________ _____________

How to pay down CL quickly?
ACH push from other banks to wells fargo checking and then use that to pay credit card


Likely to get shut down if...?
- Have a negative balance
- Have a really high balance
- Cycling several times through your CL
- Calling in and getting caught by human eyes for suspicious activities.


To check what your 5X/5% window is:
In the rewards account, go to My Rewards -> Account Activity and the days left on the promo will show up at the top....looks like a pie chart.


To check which transactions get 5X/5% before your statement posts
Now, to check if new transactions are eligible for 5X before statement closes, go to "My Rewards" on the top and click "Activity" and set the start/end dates. You should see a "bonus earning" for 4% extra cash back for anything that's eligible.


Caps on 5x / 5%??
There are no more caps.


What to do when transaction not going through due to FA?
Human @ fraud prevention line is 877-575-0462 (to verify charges if locked out) (Update 3-3-15 - Phone number no longer in service per this post)
Automated response number was 800-446-0664
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Wells Fargo 5X rewards cap

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Old Apr 7, 2014, 12:52 pm
  #496  
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Originally Posted by TheBOSman
Just a personal shutdown, that's all.
How???
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Old Apr 7, 2014, 1:07 pm
  #497  
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Originally Posted by ChessMaster1
How???
"ChessMaster1, you are no longer welcome to shop at our store. Have a good day."

Because return fraud is usually not worth the store's effort in prosecuting. Much easier to just ban .
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Old Apr 7, 2014, 1:14 pm
  #498  
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Originally Posted by TheBOSman
"ChessMaster1, you are no longer welcome to shop at our store. Have a good day."

Because return fraud is usually not worth the store's effort in prosecuting. Much easier to just ban .
....such a simple mind....
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Old Apr 7, 2014, 1:18 pm
  #499  
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Originally Posted by ChessMaster1
....such a simple mind....
Think what you want . And I didn't say to stop, just be prepared for the inevitable .
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Old Apr 7, 2014, 3:33 pm
  #500  
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Originally Posted by TheBOSman
Think what you want . And I didn't say to stop, just be prepared for the inevitable .
...like the downfall of CVS?
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Old Apr 8, 2014, 9:00 am
  #501  
 
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more like personal downfall
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Old Apr 8, 2014, 5:00 pm
  #502  
 
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Originally Posted by BBPlaya13
Wanted to throw in a data point - have a WF checking account (although only open 4-5 months), approved for only 2k limit (by far lowest CL of any card), called in to activate and ask about raising limit (have a valid reason, upcoming wedding), told I'd have to wait 60 days.
Waited just shy of 60 days, called in, got it bumped up to $10k. Required a credit pull, worth it to me as I've been constrained by the $2k limit so far.
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Old Apr 8, 2014, 6:06 pm
  #503  
 
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Sorry if this has been answered I tried searching through the thread and couldn't find anything but how long does it take for the rewards to post to your account once they are redeemed?
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Old Apr 8, 2014, 6:18 pm
  #504  
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Originally Posted by hawkstravler
Sorry if this has been answered I tried searching through the thread and couldn't find anything but how long does it take for the rewards to post to your account once they are redeemed?
2 days
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Old Apr 8, 2014, 6:22 pm
  #505  
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Originally Posted by BBPlaya13
Waited just shy of 60 days, called in, got it bumped up to $10k. Required a credit pull, worth it to me as I've been constrained by the $2k limit so far.
should have asked for more (10K is not enough during the CVS era...I had 35k and that was not enough for me). However, it might me sufficient after the CVS era.
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Old Apr 9, 2014, 12:02 pm
  #506  
 
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Question - I was reading through this thread and FW. Someone between the two threads mentioned getting the Rewards card b/c you could redeem for travel. I did a test on the travel website and I couldn't see any difference between booking there or using Expedia (minus MAYBE a few books). Is there still any benefit for redeeming through travel?
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Old Apr 9, 2014, 12:04 pm
  #507  
 
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Originally Posted by amolkold
I did a test charge at my local Target and lets just say I'll be doing AFT reloads with this card at that store.
I know that my local Target is coded as a grocery store and the loads show as purchase on your CC. Just wanted to confirm if you had luck getting the 5% on the AFT reloads?
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Old Apr 9, 2014, 12:51 pm
  #508  
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.....Success finally at CVS since April 3 2014....paid only $7.90 in fees
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Old Apr 9, 2014, 12:59 pm
  #509  
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Originally Posted by cdancer20
I know that my local Target is coded as a grocery store and the loads show as purchase on your CC. Just wanted to confirm if you had luck getting the 5% on the AFT reloads?
...please do confirm...I have 4 very hungry kids to feed 2 kids for me and 2 kids for my wife

Last edited by ChessMaster1; Apr 9, 2014 at 1:08 pm
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Old Apr 9, 2014, 1:01 pm
  #510  
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Originally Posted by ChessMaster1
.....Success finally at CVS since April 3 2014....paid only $7.90 in fees
...goes to show that you can never give up in life...
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