Apr 10, 2014, 10:55 am
Last edit by: muji
Churnable to get repeated 5x rewards?
Not possible
http://www.flyertalk.com/forum/22871522-post710.html
Update April 16, 2016: Still Not Churnable
http://www.flyertalk.com/forum/credi...l#post26511091
__________________________________________________ _____________
How to pay down CL quickly?
ACH push from other banks to wells fargo checking and then use that to pay credit card
Likely to get shut down if...?
- Have a negative balance
- Have a really high balance
- Cycling several times through your CL
- Calling in and getting caught by human eyes for suspicious activities.
To check what your 5X/5% window is:
In the rewards account, go to My Rewards -> Account Activity and the days left on the promo will show up at the top....looks like a pie chart.
To check which transactions get 5X/5% before your statement posts
Now, to check if new transactions are eligible for 5X before statement closes, go to "My Rewards" on the top and click "Activity" and set the start/end dates. You should see a "bonus earning" for 4% extra cash back for anything that's eligible.
Caps on 5x / 5%??
There are no more caps.
What to do when transaction not going through due to FA?
Human @ fraud prevention line is 877-575-0462 (to verify charges if locked out) (Update 3-3-15 - Phone number no longer in service per this post)
Automated response number was 800-446-0664
Not possible
http://www.flyertalk.com/forum/22871522-post710.html
Update April 16, 2016: Still Not Churnable
http://www.flyertalk.com/forum/credi...l#post26511091
__________________________________________________ _____________
How to pay down CL quickly?
ACH push from other banks to wells fargo checking and then use that to pay credit card
Likely to get shut down if...?
- Have a negative balance
- Have a really high balance
- Cycling several times through your CL
- Calling in and getting caught by human eyes for suspicious activities.
To check what your 5X/5% window is:
In the rewards account, go to My Rewards -> Account Activity and the days left on the promo will show up at the top....looks like a pie chart.
To check which transactions get 5X/5% before your statement posts
Now, to check if new transactions are eligible for 5X before statement closes, go to "My Rewards" on the top and click "Activity" and set the start/end dates. You should see a "bonus earning" for 4% extra cash back for anything that's eligible.
Caps on 5x / 5%??
There are no more caps.
What to do when transaction not going through due to FA?
Human @ fraud prevention line is 877-575-0462 (to verify charges if locked out) (Update 3-3-15 - Phone number no longer in service per this post)
Automated response number was 800-446-0664
Wells Fargo 5X rewards cap
Jan 22, 2014, 7:00 pm
#242
Join Date: Sep 2012
Location: IAD/DCA
Programs: Bunch of mid-tiers
Posts: 1,034
How are people going about finding out the date when their 5X promo is almost over? Has anyone been able to call and find out the end date? I know if nothing weird happens mine is supposed to end sometime in March or April 2014, but don't know exactly and don't want to waste a better opportunity as a result !? Also, in the beginning there was info going around that there was a hidden $10k monthly cap on 5X earning with this card? Is that true? PM's welcome!
Thanks
Thanks
Jan 22, 2014, 9:15 pm
#244
Join Date: Jul 2012
Location: PA
Posts: 126
Anyone run into a problem where they can no longer make online payments to their WF account? I think there may be a limit of 10 payments per month or per billing cycle. Can anyone confirm or deny? I'm attempting to make a payment from an external checking account.
Jan 22, 2014, 10:48 pm
#245
Join Date: Jul 2009
Location: RDU
Programs: Delta silver, HH silver, IHG platinum, SPG gold, AMEX platinum
Posts: 400
I think there may be a limit of 10 payments per month or per billing cycle. Can anyone confirm or deny? I'm attempting to make a payment from an external checking account.[/QUOTE]
No experience with external checking account but no limit when using WF checking account. Definitely a good idea to open one with these cards...
No experience with external checking account but no limit when using WF checking account. Definitely a good idea to open one with these cards...
Jan 23, 2014, 6:12 am
#246
Join Date: Nov 2011
Posts: 450
Currently ran into this issue. I was making a few smaller payments, but I guess I'll have to just make bigger, less frequent payments. I don't think I'm at 10 though. Only showing 7.
Jan 26, 2014, 7:49 am
#248
Join Date: Jan 2014
Location: Northern VA
Posts: 48
Did you have to build up to this amount? I've had the card for 2 weeks. 12K limit and was doing $500 VGC one at a time. Bumped up to $1k spend at 7-11 and got call from CSR about fraud alert for such a large purchase at a gas station. Is it easier to get larger transaction totals through at CVS on this card than at gas stations? Should i mix purchases up between gas and drugstore?
Also, any red flags raised by repeatedly depositing MO directly to WF checking and paying card (once transactions have posted obviously)?
Also, any red flags raised by repeatedly depositing MO directly to WF checking and paying card (once transactions have posted obviously)?
Jan 28, 2014, 8:10 am
#252
Join Date: Dec 2008
Posts: 377
I've been exceeding that without issue.
Jan 28, 2014, 8:53 am
#253
Join Date: Jul 2013
Posts: 1,036
Jan 28, 2014, 10:06 am
#255
Join Date: Jun 2011
Location: AL
Programs: All of the Above
Posts: 1,374
