Apr 10, 2014, 10:55 am
Last edit by: muji
Churnable to get repeated 5x rewards?
Not possible
http://www.flyertalk.com/forum/22871522-post710.html
Update April 16, 2016: Still Not Churnable
http://www.flyertalk.com/forum/credi...l#post26511091
__________________________________________________ _____________
How to pay down CL quickly?
ACH push from other banks to wells fargo checking and then use that to pay credit card
Likely to get shut down if...?
- Have a negative balance
- Have a really high balance
- Cycling several times through your CL
- Calling in and getting caught by human eyes for suspicious activities.
To check what your 5X/5% window is:
In the rewards account, go to My Rewards -> Account Activity and the days left on the promo will show up at the top....looks like a pie chart.
To check which transactions get 5X/5% before your statement posts
Now, to check if new transactions are eligible for 5X before statement closes, go to "My Rewards" on the top and click "Activity" and set the start/end dates. You should see a "bonus earning" for 4% extra cash back for anything that's eligible.
Caps on 5x / 5%??
There are no more caps.
What to do when transaction not going through due to FA?
Human @ fraud prevention line is 877-575-0462 (to verify charges if locked out) (Update 3-3-15 - Phone number no longer in service per this post)
Automated response number was 800-446-0664
Not possible
http://www.flyertalk.com/forum/22871522-post710.html
Update April 16, 2016: Still Not Churnable
http://www.flyertalk.com/forum/credi...l#post26511091
__________________________________________________ _____________
How to pay down CL quickly?
ACH push from other banks to wells fargo checking and then use that to pay credit card
Likely to get shut down if...?
- Have a negative balance
- Have a really high balance
- Cycling several times through your CL
- Calling in and getting caught by human eyes for suspicious activities.
To check what your 5X/5% window is:
In the rewards account, go to My Rewards -> Account Activity and the days left on the promo will show up at the top....looks like a pie chart.
To check which transactions get 5X/5% before your statement posts
Now, to check if new transactions are eligible for 5X before statement closes, go to "My Rewards" on the top and click "Activity" and set the start/end dates. You should see a "bonus earning" for 4% extra cash back for anything that's eligible.
Caps on 5x / 5%??
There are no more caps.
What to do when transaction not going through due to FA?
Human @ fraud prevention line is 877-575-0462 (to verify charges if locked out) (Update 3-3-15 - Phone number no longer in service per this post)
Automated response number was 800-446-0664
Wells Fargo 5X rewards cap
Jan 5, 2014, 12:52 pm
#196
Join Date: Apr 2002
Posts: 2,934
Same here. I got several fraud alert calls while I make the transactions over the last 2 months. Yesterday, the cashier had to call in to clear my transaction and that took over 15 min while I was waiting in the line. Hated that.
WF CSR said that I am overpaying my card and will eventually be closed by compliance dept. if I keep doing this (overpaying??). I don't overpay. I just make the payment the same day transaction was made. But the in-store transaction takes three to four days to be posted.
All my payments from BB also take take 2 weeks to be cleared. Does it happen with any one else?
WF CSR said that I am overpaying my card and will eventually be closed by compliance dept. if I keep doing this (overpaying??). I don't overpay. I just make the payment the same day transaction was made. But the in-store transaction takes three to four days to be posted.
All my payments from BB also take take 2 weeks to be cleared. Does it happen with any one else?
Jan 5, 2014, 3:23 pm
#197
Join Date: Apr 2013
Posts: 580
I did my first 1k purchase today instead of 500s, and no call or anything, so I think that will be the new plan.
Jan 5, 2014, 5:44 pm
#198
Join Date: Apr 2002
Posts: 2,934
WF is very finicky to say the least.
Jan 10, 2014, 7:26 pm
#203
Join Date: Apr 2011
Location: New York, NY
Posts: 390
pardon me if this has been covered.... (I'm the one who had the fiasco applying for the card). I just got my WF cash card in the mail and there is no mention in the materials of the 5X bonus for the drugstore, etc. purchases. Is that typical?
Jan 10, 2014, 8:39 pm
#204
Join Date: Sep 2012
Location: IAD/DCA
Programs: Bunch of mid-tiers
Posts: 1,034
I got my cash card a couple of weeks ago and the materials did not mention the 5x. I took a screen shot when I applied and seem to be getting the bonus.
Jan 11, 2014, 10:23 am
#205
Join Date: Jun 2013
Posts: 510
I just applied for the card & have received a pending review message. I called them in to know the status. The CSR only said its under processing & will take 5-7 business days. Does anyone know if this is a usual message?
EQ FICO is 720. 2 inquiries in the past one year. 0 in the last 6 months.
EQ FICO is 720. 2 inquiries in the past one year. 0 in the last 6 months.
Jan 11, 2014, 11:30 am
#206
Join Date: Sep 2012
Location: IAD/DCA
Programs: Bunch of mid-tiers
Posts: 1,034
I just applied for the card & have received a pending review message. I called them in to know the status. The CSR only said its under processing & will take 5-7 business days. Does anyone know if this is a usual message?
EQ FICO is 720. 2 inquiries in the past one year. 0 in the last 6 months.
EQ FICO is 720. 2 inquiries in the past one year. 0 in the last 6 months.
