Apr 10, 2014, 10:55 am
Last edit by: muji
Churnable to get repeated 5x rewards?
Not possible
http://www.flyertalk.com/forum/22871522-post710.html
Update April 16, 2016: Still Not Churnable
http://www.flyertalk.com/forum/credi...l#post26511091
__________________________________________________ _____________
How to pay down CL quickly?
ACH push from other banks to wells fargo checking and then use that to pay credit card
Likely to get shut down if...?
- Have a negative balance
- Have a really high balance
- Cycling several times through your CL
- Calling in and getting caught by human eyes for suspicious activities.
To check what your 5X/5% window is:
In the rewards account, go to My Rewards -> Account Activity and the days left on the promo will show up at the top....looks like a pie chart.
To check which transactions get 5X/5% before your statement posts
Now, to check if new transactions are eligible for 5X before statement closes, go to "My Rewards" on the top and click "Activity" and set the start/end dates. You should see a "bonus earning" for 4% extra cash back for anything that's eligible.
Caps on 5x / 5%??
There are no more caps.
What to do when transaction not going through due to FA?
Human @ fraud prevention line is 877-575-0462 (to verify charges if locked out) (Update 3-3-15 - Phone number no longer in service per this post)
Automated response number was 800-446-0664
Not possible
http://www.flyertalk.com/forum/22871522-post710.html
Update April 16, 2016: Still Not Churnable
http://www.flyertalk.com/forum/credi...l#post26511091
__________________________________________________ _____________
How to pay down CL quickly?
ACH push from other banks to wells fargo checking and then use that to pay credit card
Likely to get shut down if...?
- Have a negative balance
- Have a really high balance
- Cycling several times through your CL
- Calling in and getting caught by human eyes for suspicious activities.
To check what your 5X/5% window is:
In the rewards account, go to My Rewards -> Account Activity and the days left on the promo will show up at the top....looks like a pie chart.
To check which transactions get 5X/5% before your statement posts
Now, to check if new transactions are eligible for 5X before statement closes, go to "My Rewards" on the top and click "Activity" and set the start/end dates. You should see a "bonus earning" for 4% extra cash back for anything that's eligible.
Caps on 5x / 5%??
There are no more caps.
What to do when transaction not going through due to FA?
Human @ fraud prevention line is 877-575-0462 (to verify charges if locked out) (Update 3-3-15 - Phone number no longer in service per this post)
Automated response number was 800-446-0664
Wells Fargo 5X rewards cap
Dec 8, 2015, 5:49 am
#1591
Join Date: Jan 2013
Location: NYC
Posts: 415
Immediately or next day? All my good guy banks are next day. The stupid credit unions that I opened up on the widespread advice of the forums take 2-3 business days.
Dec 8, 2015, 11:42 am
#1592
formerly mattrendell27
Join Date: Feb 2015
Location: DFW
Posts: 162
I followed this advice too and opened some smaller bank accounts and they have been nothing but hassle (holding deposits for over a week, not being able to identity drawee bank in regards to MO's, etc.)
Thanks.
Dec 8, 2015, 6:52 pm
#1593
Join Date: Oct 2014
Posts: 827
TD Bank is next day for me, my local CU is same day. Don't have any other national banks to deposit at in person.
Dec 8, 2015, 8:01 pm
#1594
Join Date: May 2015
Posts: 441
I have a mix of cu's and banks. All are immediately available except 1 that clears at midnight same day of deposit. Do you have a decent balance in your accounts? I keep 5 figures in each acct, which may have something to do with it...not sure though.
Dec 9, 2015, 12:16 pm
#1595
Join Date: Dec 2007
Location: PDX
Programs: AA,DL,BA,UA,SPG, and any other free trip!
Posts: 1,803
Dec 10, 2015, 9:14 am
#1596
Join Date: Dec 2015
Posts: 121
I have 6 bank accounts and have a hard time keeping a 4 figures balance in each. I guess that's why I'm only able to do 50k per month spend on this card.
Dec 11, 2015, 8:17 pm
#1597
Join Date: May 2015
Posts: 441
Dec 24, 2015, 2:52 am
#1598
Join Date: Mar 2014
Posts: 148
Missing Rewards?
My rewards just hit about 4 hours ago. I am missing roughly 75,000 rewards. I was just wondering if this has happened to anyone else. Do I wait a few more days? Do I dare call and ask about the rewards? Any advice is greatly appreciated.
Dec 24, 2015, 11:33 am
#1599
Join Date: Dec 2007
Location: PDX
Programs: AA,DL,BA,UA,SPG, and any other free trip!
Posts: 1,803
There was a minor fluke a while back like what you are xperiencing, but cleared up in a day ...just check it later. ALso, make sure your spending is categorized in the appropriate category. Some Wal-Marts around my area dont count as grocery.
Dec 25, 2015, 9:05 am
#1600
Join Date: Mar 2014
Posts: 148
Thank you for the reply. I double checked my 5% purchases, they all got it. I just checked my account this morning, but still missing roughly 75,000 points. I'm going to wait till after the holidays and see if they post.
Dec 28, 2015, 11:11 am
#1602
Join Date: Aug 2015
Posts: 322
In nearby drug stores, WG and RA, I saw Netspend, one vanilla, my vanilla, green dot VGCs. Many have mentioned vanilla's can't be used in WM to either load to serve or get MO. ( sometimes it works but there is cap of 49.99 per transaction), Can you use netspend and green dots in WM?
Dec 31, 2015, 2:44 am
#1604
Join Date: Mar 2014
Posts: 148