Jan 2, 2017, 9:16 am
Last edit by: yugi
Ways to get high rewards or bonus on credit card spending:
1. sign-on bonus, miles, UR or MR points, free nights and cash rewards
2. on-going rewards, points or cashback
3. spending bonus for extra points/$ or status, like spending $10,000 to get extra 20k points etc.
Cards with large spending bonus: (alphabetical)
AmEx Delta Skymiles Gold: $25,000 MQD waived for elite status
AmEx HH Ascend: $40,000 to Diamond
Barclay Aviator Red: $25,000 for $3,000 EQD
BofA Merrill +: $50,000 for additional $200 travel credit
Chase Ritz Carlton: $10,000 to renew Gold status. Subject to change from 8/1/2018
Chase United MileagePlus Explorer: $25,000 for 10,000 United miles
A lot more to list...
Cards that earn better than 1 airline mile (or points convertible 1:1 to airline miles) per dollar: (alphabetical)
Amex Blue Business Plus - 2x MRs on up to $50k per year. No AF, FTF.
Amex Blue for Business - 1.3x MRs (Another card needed in order to transfer, such as Amex ED/EDP/PRG/BGR/Plat etc). No AF, FTF. Discontinued, replaced by BBP.
Amex Business Platinum - 1.5x for charges over $5,000 up to 1M extra points ($2M spend) AF $450, no FTF. Many other perks.
Amex EveryDay - 1.2x if you make 20+ charges per cycle. No AF, FTF.
Amex EveryDay Preferred - 1.5x if you make 30+ charges per cycle. AF $95, FTF.
Bank of America Virgin Atlantic MasterCard - 1.5x VS miles, 2x if you spend $15k per year, 2.1x if you spend $25k per year. AF $90, no FTF.
Bank of America Air France KLM Mastercard - 1.5x AF miles. AF $89, no FTF.
Barclaycard Arrival Premier - 1.43x for all partners except JAL, AC (1.18x). You will get 2.14x on all partners except JAL, AC (1.76x), if you spend $15k or $25k per year. AF $150, FYF, no FTF. Discontinued.
Capital One Venture X Visa - 2x on all partners, except Accor and EVA. AF $395, no FTF, many other perks.
Capital One Spark Miles Business Visa - 2x on all partners, except Accor and EVA. AF $95, FYF, no FTF.
Capital One Venture Visa - 2x on all partners, except Accor and EVA. AF $95, FYF, no FTF.
Capital One Venture One Visa - 1.25x on all partners, except Accor and EVA. no AF, no FTF.
Capital One Spark Miles Select Business Visa - 1.5x on all partners, except Accor and EVA. No AF, no FTF.
Chase Freedom Unlimited Visa - 1.5x URs (Another card needed in order to transfer, such as CSR/CSP/Ink Plus/Ink Bold/Ink Preferred). No AF, FTF.
Chase Ink Unlimited Business Visa - 1.5x URs, Same as Freedom Unlimited
Citi Double Cash MC - 2x TYP. You need a premium Citi card, (Premier, Prestige or Chairman) to transfer to partners other than JetBlue at 1:1 ratio. No AF, FTF.
Cards that earn hotel points
Amex Hilton Honors - 3x HH points, no AF, no FTF
Amex Hilton Honors Surpass - 3x HH points, AF $95, no FTF, some perks
Amex Hilton Honors Business - 3x HH points, AF $95, no FTF, some perks
Amex Hilton Honors Aspire - 3x HH points, AF $450, no FTF, lots of perks.
Amex Bonvoy - 2x Marriott points. AF $95, FYF, no FTF. Discontinued.
Amex Bonvoy Business - same as Amex Bonvoy. AF $125, no FTF.
Amex Bonvoy Brilliant - same as Amex Bonvoy. AF $450
Barclaycard Choice Privileges Visa - 2x on everything. No AF, FTF.
Barclaycard Wyndham Rewards Visa - 2x (grandfathered versions 2x on everything). AF $69/$0, FTF.
Chase Bonvoy Boundless Visa - same as Amex Bonvoy.
Chase IHG Traveler MC - 2x on everything. No AF, no FTF.
Chase IHG Premier/Premier Business MC - 3x on everything. AF $99, no FTF.
Chase Ritz-Carlton Visa Infinite - same as Amex Bonvoy. AF $450, no FTF. Discontinued, but can be obtained via PC from another Chase Bonvoy card.
FNBO Best Western Rewards Premium MC - 2x BW points. AF $59, no FTF
FNBO Best Western Rewards MC - 2x BW points. No AF, no FTF
2%+ Cashback Cards: (by % amount)
US Bank Altitude Reserve Visa - 4.5% towards travel (cashout possible), if you use Android Pay, Samsung Pay, Apple Pay or LG Pay for in-person, in-app or online purchases. AF $400, no FTF, many other perks.
Barclaycard Priceline Rewards Visa (grandfathered 2x/5x version) - 3.33% if redeemed against Priceline or travel purchases, 2% if redeemed for everything else. No AF, no FTF.
AOD CU Visa Signature - 3% on everything. No AF, no FTF. Discontinued.
Synchrony Paypal Cashback Mastercard - 3% if paid with Paypal, 2% everywhere else, no AF, FTF.
Barclaycard Arrival Premier MC - 3% if you spend exactly $15k or $25k, 2%, if you spend less than $15k. AF $150, FYF, no FTF, some perks. Discontinued.
Bank of America Travel Rewards Visa (with Platinum (Honors) Preferred Rewards) - 2.25/2.625%. No AF, no FTF.
Bank of America Premium Rewards Visa (with Platinum (Honors) Preferred Rewards) - 2.25/2.625%. AF $95, no FTF, some perks.
Bank of America Premium Rewards Elite Visa (with Platinum (Honors) Preferred Rewards) - 2.25/2.625%. AF $550, no FTF, many other perks.
USAA Limitless Cashback Rewards Visa - 2.5% (must be USAA member, with $1k direct deposit per month). no AF. Discontinued.
Alliant Cashback Visa Signature - 2.5% up to $10k per cycle, if you have $1k on your checking account. No AF, no FTF.
Barclaycard Arrival Plus MasterCard - 2.1% if you redeem for travel purchases. AF $89, no FTF. Discontinued.
Discover it Miles - 3% (first year only, 1.5% after that). No AF, no FTF.
Exactly 2% Cashback Cards: (alphabetical)
Amex Blue Business Cash - 2% on up to $50k per year. No AF, FTF.
BBVA Compass Rewards Visa - 2%, if you receive $1000 in direct deposits per month to checking account. No AF.
Blispay Visa - 2%. No AF.
Citi Double Cash MasterCard - 2%. No AF, FTF.
Capital One Spark Cash Business Visa - 2%. AF $95, FYF, no FTF.
Capital One Spark Miles Business Visa - 2% if redeemed for travel. AF $95, FYF, no FTF.
Capital One Venture Visa - 2% if you redeem for travel purchases. AF $95, FYF, no FTF.
Capital One Venture X Visa - 2% if you redeem for travel purchases. AF $395, no FTF, many other perks.
Fidelity Rewards Visa - 2%. No AF.
PenFed Power Cash Rewards Visa (with Honors Advantage) - 2%. No AF, no FTF.
PNC Premier Traveler Visa - 2% if you redeem for travel purchases. AF $85, FYF, no FTF.
State Department Federal CU Premium Cashback+ Visa - 2%, no AF, no FTF.
Synchrony Paypal Cashback MC - 2% for non-PayPal purchases, no AF, FTF.
Too many to list.
1. sign-on bonus, miles, UR or MR points, free nights and cash rewards
2. on-going rewards, points or cashback
3. spending bonus for extra points/$ or status, like spending $10,000 to get extra 20k points etc.
Cards with large spending bonus: (alphabetical)
AmEx Delta Skymiles Gold: $25,000 MQD waived for elite status
AmEx HH Ascend: $40,000 to Diamond
Barclay Aviator Red: $25,000 for $3,000 EQD
BofA Merrill +: $50,000 for additional $200 travel credit
Chase Ritz Carlton: $10,000 to renew Gold status. Subject to change from 8/1/2018
Chase United MileagePlus Explorer: $25,000 for 10,000 United miles
A lot more to list...
Cards that earn better than 1 airline mile (or points convertible 1:1 to airline miles) per dollar: (alphabetical)
Amex Blue Business Plus - 2x MRs on up to $50k per year. No AF, FTF.
Amex Blue for Business - 1.3x MRs (Another card needed in order to transfer, such as Amex ED/EDP/PRG/BGR/Plat etc). No AF, FTF. Discontinued, replaced by BBP.
Amex Business Platinum - 1.5x for charges over $5,000 up to 1M extra points ($2M spend) AF $450, no FTF. Many other perks.
Amex EveryDay - 1.2x if you make 20+ charges per cycle. No AF, FTF.
Amex EveryDay Preferred - 1.5x if you make 30+ charges per cycle. AF $95, FTF.
Bank of America Virgin Atlantic MasterCard - 1.5x VS miles, 2x if you spend $15k per year, 2.1x if you spend $25k per year. AF $90, no FTF.
Bank of America Air France KLM Mastercard - 1.5x AF miles. AF $89, no FTF.
Barclaycard Arrival Premier - 1.43x for all partners except JAL, AC (1.18x). You will get 2.14x on all partners except JAL, AC (1.76x), if you spend $15k or $25k per year. AF $150, FYF, no FTF. Discontinued.
Capital One Venture X Visa - 2x on all partners, except Accor and EVA. AF $395, no FTF, many other perks.
Capital One Spark Miles Business Visa - 2x on all partners, except Accor and EVA. AF $95, FYF, no FTF.
Capital One Venture Visa - 2x on all partners, except Accor and EVA. AF $95, FYF, no FTF.
Capital One Venture One Visa - 1.25x on all partners, except Accor and EVA. no AF, no FTF.
Capital One Spark Miles Select Business Visa - 1.5x on all partners, except Accor and EVA. No AF, no FTF.
Chase Freedom Unlimited Visa - 1.5x URs (Another card needed in order to transfer, such as CSR/CSP/Ink Plus/Ink Bold/Ink Preferred). No AF, FTF.
Chase Ink Unlimited Business Visa - 1.5x URs, Same as Freedom Unlimited
Citi Double Cash MC - 2x TYP. You need a premium Citi card, (Premier, Prestige or Chairman) to transfer to partners other than JetBlue at 1:1 ratio. No AF, FTF.
Cards that earn hotel points
Amex Hilton Honors - 3x HH points, no AF, no FTF
Amex Hilton Honors Surpass - 3x HH points, AF $95, no FTF, some perks
Amex Hilton Honors Business - 3x HH points, AF $95, no FTF, some perks
Amex Hilton Honors Aspire - 3x HH points, AF $450, no FTF, lots of perks.
Amex Bonvoy - 2x Marriott points. AF $95, FYF, no FTF. Discontinued.
Amex Bonvoy Business - same as Amex Bonvoy. AF $125, no FTF.
Amex Bonvoy Brilliant - same as Amex Bonvoy. AF $450
Barclaycard Choice Privileges Visa - 2x on everything. No AF, FTF.
Barclaycard Wyndham Rewards Visa - 2x (grandfathered versions 2x on everything). AF $69/$0, FTF.
Chase Bonvoy Boundless Visa - same as Amex Bonvoy.
Chase IHG Traveler MC - 2x on everything. No AF, no FTF.
Chase IHG Premier/Premier Business MC - 3x on everything. AF $99, no FTF.
Chase Ritz-Carlton Visa Infinite - same as Amex Bonvoy. AF $450, no FTF. Discontinued, but can be obtained via PC from another Chase Bonvoy card.
FNBO Best Western Rewards Premium MC - 2x BW points. AF $59, no FTF
FNBO Best Western Rewards MC - 2x BW points. No AF, no FTF
2%+ Cashback Cards: (by % amount)
US Bank Altitude Reserve Visa - 4.5% towards travel (cashout possible), if you use Android Pay, Samsung Pay, Apple Pay or LG Pay for in-person, in-app or online purchases. AF $400, no FTF, many other perks.
Barclaycard Priceline Rewards Visa (grandfathered 2x/5x version) - 3.33% if redeemed against Priceline or travel purchases, 2% if redeemed for everything else. No AF, no FTF.
AOD CU Visa Signature - 3% on everything. No AF, no FTF. Discontinued.
Synchrony Paypal Cashback Mastercard - 3% if paid with Paypal, 2% everywhere else, no AF, FTF.
Barclaycard Arrival Premier MC - 3% if you spend exactly $15k or $25k, 2%, if you spend less than $15k. AF $150, FYF, no FTF, some perks. Discontinued.
Bank of America Travel Rewards Visa (with Platinum (Honors) Preferred Rewards) - 2.25/2.625%. No AF, no FTF.
Bank of America Premium Rewards Visa (with Platinum (Honors) Preferred Rewards) - 2.25/2.625%. AF $95, no FTF, some perks.
Bank of America Premium Rewards Elite Visa (with Platinum (Honors) Preferred Rewards) - 2.25/2.625%. AF $550, no FTF, many other perks.
USAA Limitless Cashback Rewards Visa - 2.5% (must be USAA member, with $1k direct deposit per month). no AF. Discontinued.
Alliant Cashback Visa Signature - 2.5% up to $10k per cycle, if you have $1k on your checking account. No AF, no FTF.
Barclaycard Arrival Plus MasterCard - 2.1% if you redeem for travel purchases. AF $89, no FTF. Discontinued.
Discover it Miles - 3% (first year only, 1.5% after that). No AF, no FTF.
Exactly 2% Cashback Cards: (alphabetical)
Amex Blue Business Cash - 2% on up to $50k per year. No AF, FTF.
BBVA Compass Rewards Visa - 2%, if you receive $1000 in direct deposits per month to checking account. No AF.
Blispay Visa - 2%. No AF.
Citi Double Cash MasterCard - 2%. No AF, FTF.
Capital One Spark Cash Business Visa - 2%. AF $95, FYF, no FTF.
Capital One Spark Miles Business Visa - 2% if redeemed for travel. AF $95, FYF, no FTF.
Capital One Venture Visa - 2% if you redeem for travel purchases. AF $95, FYF, no FTF.
Capital One Venture X Visa - 2% if you redeem for travel purchases. AF $395, no FTF, many other perks.
Fidelity Rewards Visa - 2%. No AF.
PenFed Power Cash Rewards Visa (with Honors Advantage) - 2%. No AF, no FTF.
PNC Premier Traveler Visa - 2% if you redeem for travel purchases. AF $85, FYF, no FTF.
State Department Federal CU Premium Cashback+ Visa - 2%, no AF, no FTF.
Synchrony Paypal Cashback MC - 2% for non-PayPal purchases, no AF, FTF.
Too many to list.
Which card(s) to use for high spend or large purchases? [Consolidated]
Apr 2, 2018, 7:41 am
#331
FlyerTalk Evangelist
Join Date: Aug 2002
Location: Intermountain West
Programs: Too many to list
Posts: 12,082
They will be moved into Marriott because the SPG program will end. And, you can freely transfer your pts between the two programs until the final merger. 3 Marriott = 1 SPG ratio.
Apr 2, 2018, 6:44 pm
#333
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 1,973
I just got both the cards and minimum spend for the bonus is not an issue.
I have a a bill for 14K coming up and i need help with which card to use. - With respect to rewards redemption.
With BofA PR w/PH i get 2.625%, so as per the card reviews its a no brainier - but "Points are always worth 1 cent each and can be redeemed for a statement credit or award travel in the Bank of America Travel Center" (Forbes - Is the Bank of America Premium Rewards Better than the Sapphire Reserve and Amex Platinum Cards)
On CSR - Points are worth 1.5 cents each when booked for travel on Chase or transferred to a Chase Ultimate Rewards travel partner
Which card should i use for the 14K tax payment ?
Should it be all on one of the card or some ratio ?
I have a a bill for 14K coming up and i need help with which card to use. - With respect to rewards redemption.
With BofA PR w/PH i get 2.625%, so as per the card reviews its a no brainier - but "Points are always worth 1 cent each and can be redeemed for a statement credit or award travel in the Bank of America Travel Center" (Forbes - Is the Bank of America Premium Rewards Better than the Sapphire Reserve and Amex Platinum Cards)
On CSR - Points are worth 1.5 cents each when booked for travel on Chase or transferred to a Chase Ultimate Rewards travel partner
Which card should i use for the 14K tax payment ?
Should it be all on one of the card or some ratio ?
Cap1 Spark $750 bonus, $7.5k spend
Otherwise I'd use Amex BBP or Citi AT&T Access More (depending on a bill)
If you can pay it in person, then US Bank Altitude Reserve + Samsung Pay for 4.5% cashback.
Apr 9, 2018, 11:19 am
#334
Join Date: Jul 2017
Posts: 12
Amex Business Platinum with 75k signup bonus ($10k + $10k spend) and 1.5x on payments over $5k
Cap1 Spark $750 bonus, $7.5k spend
Otherwise I'd use Amex BBP or Citi AT&T Access More (depending on a bill)
If you can pay it in person, then US Bank Altitude Reserve + Samsung Pay for 4.5% cashback.
Cap1 Spark $750 bonus, $7.5k spend
Otherwise I'd use Amex BBP or Citi AT&T Access More (depending on a bill)
If you can pay it in person, then US Bank Altitude Reserve + Samsung Pay for 4.5% cashback.
Apr 10, 2018, 7:58 am
#335
Join Date: May 2004
Location: Raleigh-Durham
Programs: HH Diamond; Marriott Gold; AA Platinum
Posts: 758
Braces for the boys - best sign on bonus for card?
Hello,
Hope this is the right place to post - both boys need braces- Got the estimate from the orthodontist, and we are looking at about 8K after insurance kicks in.
We already have CHase Sapphire with 122K points on it, and want to see what you would do to maximize earning points...getting a card with a sign-on bonus would be awesome. Checked online, and Capital One Venture has a bonus going on - 50K after spending 3k within 3 months.
Thank you in advance for your thoughts/opinions.
D
Hope this is the right place to post - both boys need braces- Got the estimate from the orthodontist, and we are looking at about 8K after insurance kicks in.
We already have CHase Sapphire with 122K points on it, and want to see what you would do to maximize earning points...getting a card with a sign-on bonus would be awesome. Checked online, and Capital One Venture has a bonus going on - 50K after spending 3k within 3 months.
Thank you in advance for your thoughts/opinions.
D
Apr 10, 2018, 11:50 am
#337
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,933
Hello,
Hope this is the right place to post - both boys need braces- Got the estimate from the orthodontist, and we are looking at about 8K after insurance kicks in.
We already have CHase Sapphire with 122K points on it, and want to see what you would do to maximize earning points...getting a card with a sign-on bonus would be awesome. Checked online, and Capital One Venture has a bonus going on - 50K after spending 3k within 3 months.
Thank you in advance for your thoughts/opinions.
D
Hope this is the right place to post - both boys need braces- Got the estimate from the orthodontist, and we are looking at about 8K after insurance kicks in.
We already have CHase Sapphire with 122K points on it, and want to see what you would do to maximize earning points...getting a card with a sign-on bonus would be awesome. Checked online, and Capital One Venture has a bonus going on - 50K after spending 3k within 3 months.
Thank you in advance for your thoughts/opinions.
D
Apr 10, 2018, 12:46 pm
#338
Join Date: Apr 2018
Posts: 1
I spend over 2,000,000/yr on my business card - What's the best CC program for me?
Hi everybody! Longtime lurker here for personal cards/programs/etc, but I've been interested in accessing rewards through my business spending lately. I spend over 1,000,000 per year on the company debit card, and this number will be well over 2,000,000 this year. I currently get no rewards whatsoever through my current debit card, so I'm wondering what options there are for someone in my spending range.
Unfortunately nearly all discussion about which credit/charge card is best relates to people to spend 2-5% of what I do per year on the card, (primarily from shipping companies) so I've been able to find very little info. I'm looking for a card/program that has no spending cap above all else, since most seem to cap at 5-10% of what I spend in a year. I don't have much time to get really technical and strategic about how I redeem my miles/points, and all I really want is something that generates points/miles that I can transfer to various airlines and use to book hotels. I realize I could get cash back with some cards instead, but I'd like to use this as the family travel fund so we have an incentive to do more traveling.
Can anyone offer any advice as to what a good credit/charge card would be for someone in my situation? If I end up going with a recommendation made here I'll gladly donate $100 to the forum!
Unfortunately nearly all discussion about which credit/charge card is best relates to people to spend 2-5% of what I do per year on the card, (primarily from shipping companies) so I've been able to find very little info. I'm looking for a card/program that has no spending cap above all else, since most seem to cap at 5-10% of what I spend in a year. I don't have much time to get really technical and strategic about how I redeem my miles/points, and all I really want is something that generates points/miles that I can transfer to various airlines and use to book hotels. I realize I could get cash back with some cards instead, but I'd like to use this as the family travel fund so we have an incentive to do more traveling.
Can anyone offer any advice as to what a good credit/charge card would be for someone in my situation? If I end up going with a recommendation made here I'll gladly donate $100 to the forum!
Apr 10, 2018, 1:42 pm
#339
Join Date: Dec 2009
Location: New York, NY
Programs: AA Gold. UA Silver, Marriott Gold, Hilton Diamond, Hyatt (Lifetime Diamond downgraded to Explorist)
Posts: 6,776
Jebus oh all the missed out miles/points you could have had. That said, looking forward, need a bit more info.
Firstly, is this your company where you can make any decisions?
Clarifying, are you saying your primary spending is with shipping companies or that was what the people giving examples primarily spent on but in much lower levels of spending?
Do your vendors have restrictions on companies (Amex, Mastercard, Visa ect)? Do they allow credit transactions or are you required to conduct a debit function?
Does your company have any issue with annual fees? Or with opening a corporate card? Giving you a letter stating your corporate spending responsibilities and a statement of reimbursement time?
Do you have a bank relationship via your own banking, mortgage, current company banking? With your level of spending having a good banking relationship will help with the ability to spend. Last thing you want is a declined transaction with a client/vendor.
Firstly, is this your company where you can make any decisions?
Clarifying, are you saying your primary spending is with shipping companies or that was what the people giving examples primarily spent on but in much lower levels of spending?
Do your vendors have restrictions on companies (Amex, Mastercard, Visa ect)? Do they allow credit transactions or are you required to conduct a debit function?
Does your company have any issue with annual fees? Or with opening a corporate card? Giving you a letter stating your corporate spending responsibilities and a statement of reimbursement time?
Do you have a bank relationship via your own banking, mortgage, current company banking? With your level of spending having a good banking relationship will help with the ability to spend. Last thing you want is a declined transaction with a client/vendor.
Apr 10, 2018, 2:59 pm
#341
Join Date: Mar 2009
Location: Edwardsburg, MI
Programs: Hilton Diamond, Delta Plat
Posts: 189
Yoshi and comptalk ask good questions. A lot depends on what you ultimately want to do with the points and/or miles you earn. Can you use personal cards for business expenses or do they have to be designated business cards?
I have upwards of $500K of business spend. I'm currently bullish on Chase UR points. My combination of Freedom Unlimited, Sapphire Reserve & Ink Preferred ensure that I'm getting a minimum return on any spending of 2.25% (You earn 1.5 points per dollar spent on the FU card and you can redeem those for at least at 1.5 cents per point by having the Reserve card). Even better I have significant spending that earns 3 points per dollar on internet advertising, shipping, travel and dining. That results in a minimum return of 4.5% on those dollars spent. Of course you can sometimes do better than 1.5 cents per point by transferring them to travel partners like Hyatt and United as opposed to using the Chase travel portal.
Since the Ink preferred caps the 3x bonus at $150K of spending I also maintain the Amex Business Gold card. You can earn 3x points on your choice of certain categories including shipping (I use it for internet advertising). I don't value Amex points as much but I hope to eventually use them for Singapore Airlines.
Lastly I put $40K of spend on my Hilton Surpass (or whatever it's called now) to maintain Hilton Diamond status.
I have upwards of $500K of business spend. I'm currently bullish on Chase UR points. My combination of Freedom Unlimited, Sapphire Reserve & Ink Preferred ensure that I'm getting a minimum return on any spending of 2.25% (You earn 1.5 points per dollar spent on the FU card and you can redeem those for at least at 1.5 cents per point by having the Reserve card). Even better I have significant spending that earns 3 points per dollar on internet advertising, shipping, travel and dining. That results in a minimum return of 4.5% on those dollars spent. Of course you can sometimes do better than 1.5 cents per point by transferring them to travel partners like Hyatt and United as opposed to using the Chase travel portal.
Since the Ink preferred caps the 3x bonus at $150K of spending I also maintain the Amex Business Gold card. You can earn 3x points on your choice of certain categories including shipping (I use it for internet advertising). I don't value Amex points as much but I hope to eventually use them for Singapore Airlines.
Lastly I put $40K of spend on my Hilton Surpass (or whatever it's called now) to maintain Hilton Diamond status.
Apr 10, 2018, 7:38 pm
#343
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,954
Apr 10, 2018, 10:27 pm
#344
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 1,973
But did you verify that the dentist accept credit cards for something like this? And with no fees for using a credit card? There are a lot of medical professionals who don't accept credit cards either at all, or not above a certain amount, or may charge extra fees for accepting. So don't assume that you can use a credit card for this without checking, just because you can a credit card for most other stuff in life.
Apr 11, 2018, 12:52 am
#345
A FlyerTalk Posting Legend, Moderator, Information Desk, Ambassador, Alaska Airlines
Join Date: Dec 2006
Location: FAI
Programs: AS MVP Gold100K, AS 1MM, Maika`i Card, AGR, HH Gold, Hertz PC, Marriott Titanium LTG, CO, 7H, BA, 8E
Posts: 42,953
Welcome to Flyertalk @Psilocyfer.
Please follow the redirect as we send your query to the Credit Card forum.
~beckoa, co-moderator Information Desk
Please follow the redirect as we send your query to the Credit Card forum.
~beckoa, co-moderator Information Desk