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-   -   Debit Card vs. Credit Card linked to checking? (https://www.flyertalk.com/forum/credit-card-programs/1472838-debit-card-vs-credit-card-linked-checking.html)

aegt123 Jun 3, 2013 11:42 pm

Debit Card vs. Credit Card linked to checking?
 
Is there any way to tell just by the card number whether a card is debit or credit?

Are there credit cards out there that are linked to a checking account? For e.g., let say if I return something on my CC and as a result the account is positive I have the ability to transfer the funds out to another bank or write a check from that account.

Conventionally speaking these cards would be considered debit cards, but I am trying to figure out if there are cards coded as credit cards that are linked with checking/saving/money market accounts.

SpeedingLunatic Jun 4, 2013 10:27 pm

I know of at least one bank that will let you CA their CC to your checking without a fee, effectively doing what you are asking.


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