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-   -   How many hard pulls are you comfortable with? (https://www.flyertalk.com/forum/credit-card-programs/1463077-how-many-hard-pulls-you-comfortable.html)

Jerfer May 10, 2013 9:43 am

Has anyone here heard of B*? I applied for seven credit cards last month.

Normally the resulting inquiries stay on your report for two years, but I should have them bumped completely off, 0 inquiries showing on my reports, by next week. It involves signing up for multiple credit monitoring programs. I'm currently signed up for five and I'm very close to being inquiry free.

jatink129 May 10, 2013 9:46 am


Originally Posted by Jerfer (Post 20729006)
Has anyone here heard of B*?

I applied for seven credit cards last month. Normally they stay on your report for two years, but I should have them bumped completely off, 0 inquiries showing on my reports, by next week. It involves signing up for multiple credit monitoring programs. I'm currently signed up for five and I'm very close to being inquiry free.

Yeah. :D

But it doesn't work on EX. And that's where the majority of my inquiries are. I don't even bother getting rid of the 2-3 I have on TU and EQ.

Jerfer May 10, 2013 9:50 am


Originally Posted by jatink129 (Post 20729019)
Yeah. :D

But it doesn't work on EX. And that's where the majority of my inquiries are. I don't even bother getting rid of the 2-3 I have on TU and EQ.

I know, damn EX. It's hard to get anything off of there. Once I get a CA off I'm freezing EX forever :D. TU and EQ are both about perfect. It was easy as butter to get the CA ($31) off of those. I have six inquiries on TU and six on EQ so I figure it's worth the bumpage.

duranza May 10, 2013 11:27 am

Where does one see where the hard pulls are from when looking at the credit report?

chrisj500 May 10, 2013 12:19 pm


Originally Posted by duranza (Post 20729554)
Where does one see where the hard pulls are from when looking at the credit report?

You'd need to look at the inquiries section on each of the three major credit reporting bureaus - Equifax, Experian, and TransUnion. The hard pulls will only display on their respective report. For example, if you're only looking at an Experian based report, you'll only see Experian pulls.

bchips May 15, 2013 5:15 pm

Well, I was able to get 2 new Chase cards and an Amex with my 21 inquiries. Maybe I'll lay low for a while because I'm not sure how successful I'll be with 24 inquires.

johnnie198x May 16, 2013 11:58 am


Originally Posted by bchips (Post 20757777)
Well, I was able to get 2 new Chase cards and an Amex with my 21 inquiries. Maybe I'll lay low for a while because I'm not sure how successful I'll be with 24 inquires.

24 inq in one CRA, right?


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