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2013 App-O-Rama (AOR) and Churn Advice Archive

2013 App-O-Rama (AOR) and Churn Advice Archive

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Old Jul 27, 13, 9:35 pm
  #1276  
 
Join Date: Apr 2010
Posts: 411
Originally Posted by Daniel on the way View Post
Thanks!

AME: I have fly delta for 3 years and do not know how to use 50k miles in my account. I have no interest in sky peso.
"Sky Pesos", as so many people seem to call them, can be incredibly lucrative. In the past year, I've flown:

JFK-Dakar, Senegal-JFK (120K, business class)

JFK-Mauritius; Reunion-Paris (stop)-JFK (120K, business class)

JFK-Seoul-JFK (70K, economy class)

All 310K were earned via credit card bonuses (including transfers from Membership Rewards with 50% bonus). Even after all of this spending, I still have 240K left -- enough for two more African trips.
grlmopz is offline  
Old Jul 27, 13, 9:39 pm
  #1277  
 
Join Date: Dec 2003
Location: Brooklyn, NY, United States
Programs: AA, BA, UA, Spirit, Delta, PC Plat, SPG Gold, HHonors Diamond, Club Carlson Gold, Marriott Gold
Posts: 1,735
Originally Posted by sanfran8080 View Post
Sorry but ur FICO score must be in the tank after applying for 20 credit cards.
Really? Read more, then come back and tell us you weren't serious.
mnscout is offline  
Old Jul 27, 13, 9:42 pm
  #1278  
 
Join Date: Dec 2003
Location: Brooklyn, NY, United States
Programs: AA, BA, UA, Spirit, Delta, PC Plat, SPG Gold, HHonors Diamond, Club Carlson Gold, Marriott Gold
Posts: 1,735
Originally Posted by grlmopz View Post
"Sky Pesos", as so many people seem to call them, can be incredibly lucrative. In the past year, I've flown:

JFK-Dakar, Senegal-JFK (120K, business class)

JFK-Mauritius; Reunion-Paris (stop)-JFK (120K, business class)

JFK-Seoul-JFK (70K, economy class)

All 310K were earned via credit card bonuses (including transfers from Membership Rewards with 50% bonus). Even after all of this spending, I still have 240K left -- enough for two more African trips.
I agree. Flew JFK to Paris in J for 100K. But I also agree that they are a pain to redeem.
mnscout is offline  
Old Jul 28, 13, 12:12 am
  #1279  
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Join Date: May 2012
Location: SIN
Programs: UA 1k, AA EXP, Hyatt Diamond, SPG Platinum
Posts: 257
Originally Posted by sanfran8080 View Post
Sorry but ur FICO score must be in the tank after applying for 20 credit cards.
No, it is still pretty good.
Daniel on the way is offline  
Old Jul 28, 13, 3:05 pm
  #1280  
 
Join Date: Apr 2002
Posts: 550
Starting my first quarterly AOR:

Here is what I/wife have:

American 50/100k
BA 130/104k
Delta 360/0k
Southwest 36/22k
United 100/40
Amex Reward 104/112k
Hilton 88k/0
Starwood 294k/0

Today I have applied for 2 cards:

AA Citibank Visa 50k each
Chase Sapphire 40k each

We rarely use Hilton.

Am I right that I should limit my quarterly AOR to 3-4 cards?

If so, here are my thoughts:

1) Barclay 30k for USAirways which will eventually disapper as Citibank would like take over after merger (my guess)
2) Wait 8 days and apply for a different AA card at Citibank
3) Apply Southwest Visa.

Input/suggestions/ideas?

Thanks in advance
atwnsw2 is offline  
Old Jul 28, 13, 6:29 pm
  #1281  
 
Join Date: Oct 2010
Location: The People's Republik of Taxachusetts
Posts: 155
Originally Posted by Daniel on the way View Post
Thanks!

50000 hilton points are not worth a hard pull.

BOA alaska is a candidate. But it is difficult to accumulate huge amount of alaska miles. My mileage and hotel accounts usually have half a million points.

AME: I have fly delta for 3 years and do not know how to use 50k miles in my account. I have no interest in sky peso.

BCE/BCP? Is that blue? 6K limit for 6%? Not worth a hard pull.

barclays, I wait for them...I like its virgin american card.
I beg to differ. I have both the Amex Hilton and Citi Hilton Signature and got 120,000 points combined (70,000+50,000)from both through manufactured spend.

120,000 is worth two hard pulls for me.
Calipso is offline  
Old Jul 28, 13, 6:57 pm
  #1282  
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Join Date: Jan 2013
Location: LAX/SNA
Programs: AA, Hilton Gold
Posts: 3,886
Originally Posted by Calipso View Post
I beg to differ. I have both the Amex Hilton and Citi Hilton Signature and got 120,000 points combined (70,000+50,000)from both through manufactured spend.

120,000 is worth two hard pulls for me.
It depends. If you don't have any Hilton points, probably not worth it. But if you're sitting on around 200k, might be worth a few more cards to get to whatever award you want.
PainCorp is offline  
Old Jul 28, 13, 7:10 pm
  #1283  
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Join Date: Feb 2005
Location: Valley of the Sun
Programs: AA PLT, SPG PLT, IHG AMB PLT,
Posts: 10,677
Originally Posted by atwnsw2 View Post
Today I have applied for 2 cards:

AA Citibank Visa 50k each
Chase Sapphire 40k each

We rarely use Hilton.

Am I right that I should limit my quarterly AOR to 3-4 cards?

If so, here are my thoughts:

1) Barclay 30k for USAirways which will eventually disapper as Citibank would like take over after merger (my guess)
2) Wait 8 days and apply for a different AA card at Citibank
3) Apply Southwest Visa.

Input/suggestions/ideas?

Thanks in advance
It's what you are comfortable with, remember this is a marathon not a sprint. When you are looking for links to sign up for, look at the bloggers, I found a 50K CSP link and a 40K US Airways link.
FlightNurse is offline  
Old Jul 28, 13, 7:48 pm
  #1284  
 
Join Date: May 2013
Posts: 747
Originally Posted by FlightNurse View Post
It's what you are comfortable with, remember this is a marathon not a sprint. When you are looking for links to sign up for, look at the bloggers, I found a 50K CSP link and a 40K US Airways link.
There's still a CSP 50k around? Thought those went with the days of the MC CSP
nrdk is offline  
Old Jul 28, 13, 7:51 pm
  #1285  
 
Join Date: Feb 2013
Location: San Antonio
Programs: AS MVP
Posts: 2,276
Originally Posted by atwnsw2 View Post
Starting my first quarterly AOR: ......

2) Wait 8 days and apply for a different AA card at Citibank

Input/suggestions/ideas?
Different? Why? Reread the wiki and the last few pages.
KennyBSAT is offline  
Old Jul 28, 13, 10:39 pm
  #1286  
 
Join Date: Jul 2013
Location: KC
Programs: Rapid Rewards
Posts: 15
Wow I just read all 58 pages and I wanted to use miles to get a trip to Tokyo and Frankfurt from KC in economy so I think from what I've read AA Advantage has the lowest rate to those 2 places. I want to do my own AoR but I have recently quit my job and am going back to school full time and I feel like with my 0 income my app would be rejected and the bank may take action on some of my other accounts I have listed below (I've always paid in full before due date). Does anyone have experience with applying with 0 income?
BTW here is whats listed on CR all accounts are open and i listed the open year and limit

Citi Dividend 6k (2004)
Citi TY 20k (2007)
Chase Freedom 9.5k (2005)
Chase SW Premier 13k (2011)
Discover More 5k (2008)
AMEX Blue 11k (2006)
US Bank Cash+ 11k (2012)
BOA Cash Rewards 7k (2011)
Barclays NFL 7k (2012)

thanks for your input
baller4ever85 is offline  
Old Jul 28, 13, 11:19 pm
  #1287  
 
Join Date: Nov 2011
Location: SFO/SJC
Programs: whatever comes with CCs
Posts: 1,027
Originally Posted by Calipso View Post
I beg to differ. I have both the Amex Hilton and Citi Hilton Signature and got 120,000 points combined (70,000+50,000)from both through manufactured spend.

120,000 is worth two hard pulls for me.
Originally Posted by PainCorp View Post
It depends. If you don't have any Hilton points, probably not worth it. But if you're sitting on around 200k, might be worth a few more cards to get to whatever award you want.
I have recently started renewing my interest in the Hilton program for average stays. Their points+money can offer phenomenal value. If you + SO get the citi reserve, then it's 2 nights per year (1 night stays are a pain) that could be used for nice locations and the points earned in that process for points+money. Plus if you manufacture spend via the amex cards you can really go very far. IME HHonors Gold is the most meaningful status that can be obtained with CCs.
mintcilantro is offline  
Old Jul 28, 13, 11:27 pm
  #1288  
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Join Date: Jan 2013
Location: LAX/SNA
Programs: AA, Hilton Gold
Posts: 3,886
Originally Posted by mintcilantro View Post
IME HHonors Gold is the most meaningful status that can be obtained with CCs.
Not sure about any more, but there were ways to get HH Gold without spending on CC or staying in the hotel.
PainCorp is offline  
Old Jul 29, 13, 2:27 pm
  #1289  
 
Join Date: Jul 2013
Posts: 95
Originally Posted by FlightNurse View Post
It's what you are comfortable with, remember this is a marathon not a sprint. When you are looking for links to sign up for, look at the bloggers, I found a 50K CSP link and a 40K US Airways link.
Personally I'd rather (and did) sign up for the 35K US Airways ($89 fee waived), which can be found on FT on the special credit offers thread. 5K extra miles for $89 just doesn't make sense to me.
hmmurdock is offline  
Old Jul 29, 13, 2:48 pm
  #1290  
 
Join Date: May 2013
Posts: 52
Ok read through most this thread, but still have some questions.
First off, I'm a single male who already has a mortgage, so no worries about that.

I have: a capital one free card (my CC from 8 years back in college)
Amex Delta gold (got with a 70K bonus, downgrading to a free Amex blue sky soon)

I signed up for this week:
Chase UA card: 50K with 2000 in 3 months
Barclays US card: 35K with first purchase, 10K each year
Both have first year fee waviest

So my big questions are 1. Does downgrading a card from delta to sky blue reset my time on that card so I can apply in 18 or so months again?
2. There seems to be some discussion on which cards are the easiest to close and then reopen or downgrade and reopen. Is this possible with chase? Or should I sign up for a citi AA card to start churnning? I'm planning on getting an AA card once US merges and I have one account.
GuySmylie is offline  

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