2013 App-O-Rama (AOR) and Churn Advice Archive
#1501
Join Date: Aug 2013
Posts: 11
I would double dip the Citi AAs today and again before the end of August, get the SPG card today while the 30k is active, and then wait the 65 days for another round of AoR which would include another Chase card and Citi card. So on roughly 10/25/13 or so plan an AoR for whatever is the best Citi card, Chase BA, go for the Barclays, and maybe another Amex of choice that fits your needs.
#1502
Join Date: May 2008
Posts: 202
Question on App timing.
On 7/29 I applied and was approved for:
Delta Gold Skymiles Amex
Amex Blue Cash
Chase Ink Plus
Barclays Arrival World Mastercard
Alaska Airlines BOA card
I'd like to get in on the Amex SPG and Citi AA promotions.
Currently if I wait the 90 days I am at Halloween before another AOR, but is it possible to jump on the both of these promotions and then load up again for the same time (Halloween)?
The cards I will be applying for in my next go round for sure are:
CSP
MB Amex Plat
And I haven't thought further.
I'm mostly interested in the AMEX Plat and the CSP, will the pulls relatively close together affect me when I go in for those apps?
On 7/29 I applied and was approved for:
Delta Gold Skymiles Amex
Amex Blue Cash
Chase Ink Plus
Barclays Arrival World Mastercard
Alaska Airlines BOA card
I'd like to get in on the Amex SPG and Citi AA promotions.
Currently if I wait the 90 days I am at Halloween before another AOR, but is it possible to jump on the both of these promotions and then load up again for the same time (Halloween)?
The cards I will be applying for in my next go round for sure are:
CSP
MB Amex Plat
And I haven't thought further.
I'm mostly interested in the AMEX Plat and the CSP, will the pulls relatively close together affect me when I go in for those apps?
#1503
FlyerTalk Evangelist
Join Date: Feb 2005
Location: PHX & AGP
Programs: AA Lifetime PLT, Bonvoy Lifetime Titanium, Hilton Gold
Posts: 11,453
Not true, I did CSP,IHG, and United, SPG, Delta Gold, Citi and US Air and was approved, the Delta Gold, I had to wait a week before I got approval, but the US Card was instant, now US Bank is the one that is tough... That will be one of my 3 next cards.
#1504
FlyerTalk Evangelist
Join Date: Feb 2005
Location: PHX & AGP
Programs: AA Lifetime PLT, Bonvoy Lifetime Titanium, Hilton Gold
Posts: 11,453
I'm assuming the Citi AA card will be easy enough to get right now, but I've also been reading that you should wait 90 days between Chase apps. How hard and fast is that rule? I don't want to do something stupid (again) and have to sit on the Chase sidelines for another 3 months, since I'm also looking forward to the CSP in a future AOR. On the other hand, I was also thinking about the SPG card as a possible alternative way of getting Avios, if applying for Chase again so soon seems like a bad idea. Thanks for any advice!
IF AA and BA are your main concern, then focus on Citi cards, and just the Chase BA card. By the end of this month, we will have over 650K AA miles because Citi has open the flood channel. I have Four Chase Cards, Freedom (had for three years), CSP, IHG and United. I wont be going after another Chase card for a while. I don't want chase to close me off. The worse thing you can do it try and push the AOR too quick.
If you are not reading some of he bloggers then you are missing out on some great info, ex. We are going on a trip to Vermont and NYC, was able to buy 200K IHG points for a whopping $639, our Intercontinental hotel in NYC cost $550/n or 50K/n so for $639 saved us over $1400....
#1505
FlyerTalk Evangelist
Join Date: Feb 2005
Location: PHX & AGP
Programs: AA Lifetime PLT, Bonvoy Lifetime Titanium, Hilton Gold
Posts: 11,453
I'd like to get in on the Amex SPG and Citi AA promotions.
Currently if I wait the 90 days I am at Halloween before another AOR, but is it possible to jump on the both of these promotions and then load up again for the same time (Halloween)?
The cards I will be applying for in my next go round for sure are:
CSP
MB Amex Plat
And I haven't thought further.
I'm mostly interested in the AMEX Plat and the CSP, will the pulls relatively close together affect me when I go in for those apps?
Currently if I wait the 90 days I am at Halloween before another AOR, but is it possible to jump on the both of these promotions and then load up again for the same time (Halloween)?
The cards I will be applying for in my next go round for sure are:
CSP
MB Amex Plat
And I haven't thought further.
I'm mostly interested in the AMEX Plat and the CSP, will the pulls relatively close together affect me when I go in for those apps?
Since you haven't gone after the Citi cards, I would start on them you should be able to get two of the cards before the end of month when the 50K miles go away.
Amex card SPG might be too early, they can be tough.
#1506
Join Date: May 2013
Location: Austin, TX
Programs: AA ExPlat, UA Silver, Marriott Lifetime Gold
Posts: 715
beginner. advise please!
With 710-720 credit on the three bureaus, I'm planning to apply to a couple of cards with bonuses. I'm thinking about Amex (Plat?), United's card (got the 50k offer) and Marriott (got the70k offer).
Some issues though: my credit history is just 6mo old; my only credit card is a BoA secured card with only a $1300 line and I've had four pulls (two for cards I thought I could get, one from AT&T and one from my tenant). I've never missed a payment, around 100k yearly income, no debt and I can bring my utilization down to 1% if needed. I also have an Amex corporate card if it makes any difference.
I assume I should wait before applying for cards, the question is how long? I'm not trying to get them all at the same time -my monthly spend around 2k, too low to hit many bonuses at the same time. How long should I wait? Should I try "easier" cards first?
Some issues though: my credit history is just 6mo old; my only credit card is a BoA secured card with only a $1300 line and I've had four pulls (two for cards I thought I could get, one from AT&T and one from my tenant). I've never missed a payment, around 100k yearly income, no debt and I can bring my utilization down to 1% if needed. I also have an Amex corporate card if it makes any difference.
I assume I should wait before applying for cards, the question is how long? I'm not trying to get them all at the same time -my monthly spend around 2k, too low to hit many bonuses at the same time. How long should I wait? Should I try "easier" cards first?
#1507
Join Date: Jul 2010
Location: New York
Programs: Cutting down :-(
Posts: 604
With 710-720 credit on the three bureaus, I'm planning to apply to a couple of cards with bonuses. I'm thinking about Amex (Plat?), United's card (got the 50k offer) and Marriott (got the70k offer).
Some issues though: my credit history is just 6mo old; my only credit card is a BoA secured card with only a $1300 line and I've had four pulls (two for cards I thought I could get, one from AT&T and one from my tenant). I've never missed a payment, around 100k yearly income, no debt and I can bring my utilization down to 1% if needed. I also have an Amex corporate card if it makes any difference.
I assume I should wait before applying for cards, the question is how long? I'm not trying to get them all at the same time -my monthly spend around 2k, too low to hit many bonuses at the same time. How long should I wait? Should I try "easier" cards first?
Some issues though: my credit history is just 6mo old; my only credit card is a BoA secured card with only a $1300 line and I've had four pulls (two for cards I thought I could get, one from AT&T and one from my tenant). I've never missed a payment, around 100k yearly income, no debt and I can bring my utilization down to 1% if needed. I also have an Amex corporate card if it makes any difference.
I assume I should wait before applying for cards, the question is how long? I'm not trying to get them all at the same time -my monthly spend around 2k, too low to hit many bonuses at the same time. How long should I wait? Should I try "easier" cards first?
#1508
Join Date: Aug 2013
Posts: 11
If you "really" read this thread, then you would know this is a marathon, not a sprint race.
IF AA and BA are your main concern, then focus on Citi cards, and just the Chase BA card. By the end of this month, we will have over 650K AA miles because Citi has open the flood channel. I have Four Chase Cards, Freedom (had for three years), CSP, IHG and United. I wont be going after another Chase card for a while. I don't want chase to close me off. The worse thing you can do it try and push the AOR too quick.
If you are not reading some of he bloggers then you are missing out on some great info, ex. We are going on a trip to Vermont and NYC, was able to buy 200K IHG points for a whopping $639, our Intercontinental hotel in NYC cost $550/n or 50K/n so for $639 saved us over $1400....
IF AA and BA are your main concern, then focus on Citi cards, and just the Chase BA card. By the end of this month, we will have over 650K AA miles because Citi has open the flood channel. I have Four Chase Cards, Freedom (had for three years), CSP, IHG and United. I wont be going after another Chase card for a while. I don't want chase to close me off. The worse thing you can do it try and push the AOR too quick.
If you are not reading some of he bloggers then you are missing out on some great info, ex. We are going on a trip to Vermont and NYC, was able to buy 200K IHG points for a whopping $639, our Intercontinental hotel in NYC cost $550/n or 50K/n so for $639 saved us over $1400....
As I said, in the end I did just go for Citi AA and Chase BA, instant approval on both. Now I'll try to take your advice and hold off on Chase for awhile while I continue to milk the Citi cow for as long as that lasts--here's hoping the new MC link extends its lifespan.
#1509
Join Date: Apr 2012
Location: Michigan
Programs: Hyatt Globalist
Posts: 503
I'm putting together an AOR for my wife (wanting to do Chase United, Amex SPG, US Bank Club Carlson Premier, and 2 x Citi AA) - if I apply for the 1st Citi AA card today, would it make more sense to lump the other cards on it TODAY, or apply for all of them with the 2nd Citi AA application in 8-9 days? Or some combination...I'm not sure we'll be able to get the US Bank Club Carlson approved if they see any recent inquiries.
Thanks!
Thanks!
#1510
Join Date: May 2008
Posts: 202
Thanks for the advice, ill apply for the first Citi AA card tonight.
#1511
Join Date: Nov 2009
Posts: 89
I'm putting together an AOR for my wife (wanting to do Chase United, Amex SPG, US Bank Club Carlson Premier, and 2 x Citi AA) - if I apply for the 1st Citi AA card today, would it make more sense to lump the other cards on it TODAY, or apply for all of them with the 2nd Citi AA application in 8-9 days? Or some combination...I'm not sure we'll be able to get the US Bank Club Carlson approved if they see any recent inquiries.
Thanks!
Thanks!
#1512
FlyerTalk Evangelist
Join Date: Feb 2005
Location: PHX & AGP
Programs: AA Lifetime PLT, Bonvoy Lifetime Titanium, Hilton Gold
Posts: 11,453
Yes, I've read you make that point before and appreciate the wisdom - though it can be hard to really hear it when you're just starting out and all these bloggers are screaming about rare deals that are about to expire (hello, SPG)!
As I said, in the end I did just go for Citi AA and Chase BA, instant approval on both. Now I'll try to take your advice and hold off on Chase for awhile while I continue to milk the Citi cow for as long as that lasts--here's hoping the new MC link extends its lifespan.
As I said, in the end I did just go for Citi AA and Chase BA, instant approval on both. Now I'll try to take your advice and hold off on Chase for awhile while I continue to milk the Citi cow for as long as that lasts--here's hoping the new MC link extends its lifespan.
#1513
FlyerTalk Evangelist
Join Date: Feb 2005
Location: PHX & AGP
Programs: AA Lifetime PLT, Bonvoy Lifetime Titanium, Hilton Gold
Posts: 11,453
I'm putting together an AOR for my wife (wanting to do Chase United, Amex SPG, US Bank Club Carlson Premier, and 2 x Citi AA) - if I apply for the 1st Citi AA card today, would it make more sense to lump the other cards on it TODAY, or apply for all of them with the 2nd Citi AA application in 8-9 days? Or some combination...I'm not sure we'll be able to get the US Bank Club Carlson approved if they see any recent inquiries.
Thanks!
Thanks!
#1514
Join Date: Apr 2012
Location: Michigan
Programs: Hyatt Globalist
Posts: 503
Do all cards today, however, apply for the US Bank card first, since they do not like seeing multi apps on the same day, so do them first and they will be the first card.. Do the citi card today and wait 8 days to do the second one, this will give you 100K if approved.
- (60k) US Bank Club Carlson Platinum
- (55k) Chase UA MileagePlus
- (30k) Amex SPG personal
- (50k) Citi AA Platinum
Last edited by dajoip; Aug 23, 2013 at 9:32 am
#1515
Join Date: Sep 2012
Location: ORD
Posts: 269
I had a couple questions about order as well. Applying for:
Barclays Arrival
SPG Business
United Business
Alaska Airlines
Citi 50K Visa (second will be a week later)
I'm planning on applying on Barclays first, suggestions on order otherwise?
I've seen the 25, 30, and 40k Alaskan offers. How churnable are they? Trying to decide which one to go for and only have 1 BOA card (Hawaiian Airlines) and not much history with them.
Thanks
Barclays Arrival
SPG Business
United Business
Alaska Airlines
Citi 50K Visa (second will be a week later)
I'm planning on applying on Barclays first, suggestions on order otherwise?
I've seen the 25, 30, and 40k Alaskan offers. How churnable are they? Trying to decide which one to go for and only have 1 BOA card (Hawaiian Airlines) and not much history with them.
Thanks