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Scraping the bottom of the barrel
Over the last 15 months I applied and was approved for the following cards:
Chase Sapphire Plus United Hyatt Ink Bold Ink+ Citi AA Amex AA Business Visa HH Amex *2 US Bank Flexperks Business Olympic Promo Barkleys US Air Mastercard BofA Hawaiian Amex SPG Delta Gold PRG I am going to cool it for a few months, but in planning for my next move I am running out of fantasy as far as what cards to apply for. There is nothing more I get really excited about. I am mainly interested in international travel to Europe and South America, hotels are not that important as we have friends and family in many places. Am I missing something? I could just wait and spend my million+ miles until a killer offer shows up. On the other hand if there is another "must have" card I'd like to know about it. |
Why not repeat several of these cards again?
With Amex all you generally need to do is cancel the cards and wait 1 year. With Citi (on the Hilton), BofA, and if you're lucky, Barclays, you can often churn a couple times in a year. |
Originally Posted by teammjs:20380793
Why not repeat several of these cards again?
With Amex all you generally need to do is cancel the cards and wait 1 year. With Citi (on the Hilton), BofA, and if you're lucky, Barclays, you can often churn a couple times in a year. |
Brit Air?
Freedom? Amex Plat? Amex Biz versions of the card you already have? Hilton Reserve? |
Sapphire Plus Mastercard?
SPG Biz? AMEX Gold Biz? Another AA Biz? US Air Biz? |
Originally Posted by drminn
(Post 20380714)
Over the last 15 months I applied and was approved for the following cards:
Chase Sapphire Plus United Hyatt Ink Bold Ink+ Citi AA Amex AA Business Visa HH Amex *2 US Bank Flexperks Business Olympic Promo Barkleys US Air Mastercard BofA Hawaiian Amex SPG Delta Gold PRG I am going to cool it for a few months, but in planning for my next move I am running out of fantasy as far as what cards to apply for. There is nothing more I get really excited about. I am mainly interested in international travel to Europe and South America, hotels are not that important as we have friends and family in many places. Am I missing something? I could just wait and spend my million+ miles until a killer offer shows up. On the other hand if there is another "must have" card I'd like to know about it. do you plan to cancel these or maintain them for credit history (age)? |
Originally Posted by shoreline
(Post 20386539)
sounds like you have quite a selection.
do you plan to cancel these or maintain them for credit history (age)? I plan on keeping a few (Hyatt for the free night for $75, Sapphire and Ink Plus as a repository for my UR points, the Citi HH since they are free) and cancel the rest. AAoA is not that big an issue for me, Amex really helps there since they seem to report new accounts with the age of the oldest one - that would be more than 25 years, giving me an overall AaoA of nearly 10 years. |
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