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-   -   does min spend include annual fee (https://www.flyertalk.com/forum/credit-card-programs/1388202-does-min-spend-include-annual-fee.html)

metoo Sep 16, 2012 4:10 pm
does min spend include annual fee
 
Forgive me for asking the question but I can't remember where I read whether the minimum spending would include the annual fee or not. I have the B of A Virgin Atlantic AMEX card and I need to spend $2500 within 3 months. Including the annual fee i am at $2505. Am I good or do I need to purchase another $85 or more?

redtop43 Sep 16, 2012 4:28 pm
Generally the annual fee is not considered part of the minimum spend - you have to spend $85 more - I could use a new webcam, just PM me for the shipping address ;)

metoo Sep 16, 2012 4:32 pm
thanks....off to Vons I go to buy Chevron Gas Gift cards

amolkold Sep 16, 2012 10:24 pm
Originally Posted by metoo (Post 19326477)
thanks....off to Vons I go to buy Chevron Gas Gift cards
If you're going to spend $85 at Vons on GCs, why not buy a $100 Visa GC for $105.95 and get a $10 off coupon for the next visit? ;)

pcharles Sep 17, 2012 6:19 am
Originally Posted by metoo (Post 19326376)
Forgive me for asking the question but I can't remember where I read whether the minimum spending would include the annual fee or not.
No. Do not ever count on the fee in your spend calculation. It is classified as a fee, and not considered a sale/charge.

Blaze away at the gas pump or otherwise so you are not short.

metoo Sep 17, 2012 6:39 am
One time i bought $500 worth of Gas Gift card. Figured I always need to have gas spending.


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