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-   -   Canadian credit card question (https://www.flyertalk.com/forum/credit-card-programs/1381112-canadian-credit-card-question.html)

danlauz Aug 26, 2012 7:34 am

Canadian credit card question
 
This situation was briefly discussed a few months back but, i have some new details to discuss. Here is the situation...

I must give a deposit to 1 supplier by credit card (a few 100 000 a year) . When the product is sold on my side, they must "suppose" refund my deposit on the same credit card. I have however found that, it would be possible for me to use a different credit card on their system for the refund portion VS the deposit portion. This would be good as, i would be able to keep my points instead of loosing them.
Here are my questions...

A) in the eventuality that i could select a credit card with no annual fees and use this one for the refund, would it be possible for me to ask for a refund by check when my statement comes to be negative ?

B) would a prepaid amex or similar card would do the job ? Would it be possible with this type of card to claim back money by check or automatic bank machine ?

Any others suggestions ?

drwilliams Aug 26, 2012 5:22 pm

If you get a credit card from a bank you do business with you may be able to simply do online banking and transfer the money from your credit card to another account.

This is assuming the credit will go through properly.


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