First card for noobie

Old Jun 16, 12, 2:57 pm
  #1  
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Join Date: Mar 2012
Location: Omaha, NE
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First card for noobie

Hello I have finally obtained a credit score (726 Experian) and am looking for my first FF points signup card to apply for. I'm looking for something that doesn't have a crazy spending limit 1k/month max.
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Old Jun 16, 12, 3:58 pm
  #2  
formerly known as Frugal Travel Guy
 
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The consensus favorites are:

Chase Sapphire Preferred

Starwood Preferred Guest from Amex

If. can meet the minimum spend why not get both the same day and have the two best to start
ingy is offline  
Old Jun 16, 12, 5:42 pm
  #3  
mia
A FlyerTalk Posting Legend, Moderator: American Express, Citi, Diners Club, Signatures
 
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Thread has been moved from MilesBuzz! to the specialized Credit Card Programs forum.
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Old Jun 16, 12, 6:07 pm
  #4  
 
Join Date: Feb 2012
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What is your age, income, credit history?

If your credit file is very thin, or you don't have a high enough income, you may not qualify for some of the more premium cards, and may need a starter card.

Chase Sapphire Pref and AMEX SPG are great cards if you qualify for them. If not, you may want to start with a Chase Freedom card, save up some Chase UR points, then apply for a CSP card when you build up some more credit.
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Old Jun 16, 12, 7:03 pm
  #5  
 
Join Date: Jun 2011
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My favorites are chase explorer, chase saphire, spg amex.
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Old Jun 23, 12, 11:16 am
  #6  
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I ended up receiving a Chase Explorer and i'm working on getting the 65k bonus. Next card i'm looking at is the 50k offer from Hilton Amex
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Old Jun 23, 12, 1:00 pm
  #7  
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Join Date: May 1998
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Originally Posted by Duaber View Post
I ended up receiving a Chase Explorer and i'm working on getting the 65k bonus. Next card i'm looking at is the 50k offer from Hilton Amex
There is also a 60K Hilton Amex with a higher spend. You can compare all of the Hilton cards, including the Visa card, on my website below in the Credit Cards > Free Cards section.
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Old Jun 24, 12, 3:42 pm
  #8  
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Join Date: Mar 2012
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Anyone know of the low income FF cards? I was denied the chase sapphire preferred because I didn't have enough gross income. I was accepted for the Chase Explorer no problem. So far I have my eyes on the Hilton 50k Amex and the SPG card.
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