FlyerTalk Forums

FlyerTalk Forums (https://www.flyertalk.com/forum/index.php)
-   Credit Card Programs (https://www.flyertalk.com/forum/credit-card-programs-599/)
-   -   First card for noobie (https://www.flyertalk.com/forum/credit-card-programs/1357377-first-card-noobie.html)

Duaber Jun 16, 2012 1:57 pm

First card for noobie
 
Hello I have finally obtained a credit score (726 Experian) and am looking for my first FF points signup card to apply for. I'm looking for something that doesn't have a crazy spending limit 1k/month max.

ingy Jun 16, 2012 2:58 pm

The consensus favorites are:
 
Chase Sapphire Preferred

Starwood Preferred Guest from Amex

If. can meet the minimum spend why not get both the same day and have the two best to start

mia Jun 16, 2012 4:42 pm

Moderator action
 
Thread has been moved from MilesBuzz! to the specialized Credit Card Programs forum.

yOyOYoo Jun 16, 2012 5:07 pm

What is your age, income, credit history?

If your credit file is very thin, or you don't have a high enough income, you may not qualify for some of the more premium cards, and may need a starter card.

Chase Sapphire Pref and AMEX SPG are great cards if you qualify for them. If not, you may want to start with a Chase Freedom card, save up some Chase UR points, then apply for a CSP card when you build up some more credit.

jdtravel Jun 16, 2012 6:03 pm

My favorites are chase explorer, chase saphire, spg amex.

Duaber Jun 23, 2012 10:16 am

I ended up receiving a Chase Explorer and i'm working on getting the 65k bonus. Next card i'm looking at is the 50k offer from Hilton Amex

pgary Jun 23, 2012 12:00 pm


Originally Posted by Duaber (Post 18806951)
I ended up receiving a Chase Explorer and i'm working on getting the 65k bonus. Next card i'm looking at is the 50k offer from Hilton Amex

There is also a 60K Hilton Amex with a higher spend. You can compare all of the Hilton cards, including the Visa card, on my website below in the Credit Cards > Free Cards section.

Duaber Jun 24, 2012 2:42 pm

Anyone know of the low income FF cards? I was denied the chase sapphire preferred because I didn't have enough gross income. I was accepted for the Chase Explorer no problem. So far I have my eyes on the Hilton 50k Amex and the SPG card.


All times are GMT -6. The time now is 11:36 am.


This site is owned, operated, and maintained by MH Sub I, LLC dba Internet Brands. Copyright © 2024 MH Sub I, LLC dba Internet Brands. All rights reserved. Designated trademarks are the property of their respective owners.