Miles card question...
 

I am starting school again soon. I have bad credit, but I have $20,000 up front to pay for school. I will not qualify for any miles cards. however, given that I have so much up front is there some way that a credit card would accept an advance payment & I still qualify for the miles/$ and bonus sign up rewards? I've never heard of this before but I am also just 22, so who knows. I figured I would ask here before calling each credit card.

Any help would be greatly appreciated!

Moderator action
 

Post moved to Credit Card Programs forum.

How bad is your credit? Any charge offs, missed or late payments?

Is your school going to charge you a fee for making a credit card payment?

If you have bad credit you most likely will not get a points earning credit card as most banks require a score north of 700 for these types of cards and excellent credit. However, you could still apply for the Delta "Check Card" and get 30k and then you earn miles for every dollar spend. Then in the mean time, you can get a credit card that will help you repair your credit.