Mar 12, 2014, 3:53 pm
Last edit by: muji
As an additional resource for these cards see this thread: Alaska Airlines Visa
PERSONAL CARDS
30k mile offer, $75 AF, $1k spend: https://www.bankofamerica.com/credit...s-credit-card/
+2k miles if done with onboard paper application
30k mile offer with $100 credit and fee for companion ticket waived the first year, $75 AF, $1k spend: https://secure.bankofamerica.com/app...aignid=4020594
link no longer working
30k mile offer with $100 credit, $75 AF, $1k spend: https://secure.bankofamerica.com/app...aignid=4009277
link no longer working
If you are applying for a personal Alaska card, and are not an expert on applying for Alaska cards STOP, don't apply yet.
Instead, read this post. Doing that first may save you a huge amount of wasted time and frustration.
A few people in the Alaska Airlines forum have in the past received personally targeted, single-use links for a 50k offer
when they opt-in to "Partner Offers" in their Mileage Plan account preferences.
=======================================
BUSINESS CARDS
30k mile offer, $75 AF, $1k spend, no foreign transaction fees:
https://www.bankofamerica.com/smallb...-credit-card//
Note: There are two different earning formats for the business card, which you choose when you apply:
To avoid billing confusion later, make sure you choose the Individual Level Earning Plan if you are not going to have employee cards under the same account as your account.
Also see the Applying for Business Credit Cards [Consolidated] thread (not-BofA-specific) for general tips on applying for business cards.
------------------------------------------------------------------------------------
Reconsideration # (for personal cards):
1-800-354-0401 (8am-7pm ET Mon-Fri) direct, referring agent from another BofA line called it their "credit department"
1-866-811-4108 from the Alaska Airlines Visa thread post 949
Business card Recon Line:
866-695-6598 (8-7 EST M-F from what I was told)
Biz card status line: 888 663 6262
Biz Card credit analyst line: 877 665 5022, 877 665 5023 (seems to be non-working number)
Check application status online here:
https://www.bankofamerica.com/credit...status-form.go
------------------------------------------------------------------------------------
Credit Enquiries for Personal cards come from BofA. Enquiries for business cards come from FIA. Credit bureaus usually merge enquiries from the same requester made on the same day. Enquiries from BofA and FIA will not be merged.
When do the initial bonus miles post? You will get the miles after the statement closes for the cycle in which you meet your minimum spend. Usually AS points show up the Sunday evening after your statement closes, but sometimes it takes an additional week.
If there's a statement credit, when does it post?
It seems to be batch-processed. It will post automatically. Can be on the same statement or the next statement. It does not appear to be based on the statement close date.
.................................................. .................
PERSONAL CARDS
30k mile offer, $75 AF, $1k spend: https://www.bankofamerica.com/credit...s-credit-card/
+2k miles if done with onboard paper application
30k mile offer with $100 credit and fee for companion ticket waived the first year, $75 AF, $1k spend: https://secure.bankofamerica.com/app...aignid=4020594
link no longer working
30k mile offer with $100 credit, $75 AF, $1k spend: https://secure.bankofamerica.com/app...aignid=4009277
link no longer working
If you are applying for a personal Alaska card, and are not an expert on applying for Alaska cards STOP, don't apply yet.
Instead, read this post. Doing that first may save you a huge amount of wasted time and frustration.
A few people in the Alaska Airlines forum have in the past received personally targeted, single-use links for a 50k offer
when they opt-in to "Partner Offers" in their Mileage Plan account preferences.
=======================================
BUSINESS CARDS
30k mile offer, $75 AF, $1k spend, no foreign transaction fees:
https://www.bankofamerica.com/smallb...-credit-card//
Note: There are two different earning formats for the business card, which you choose when you apply:
- $50 per company, $25 per card (Business Level Earning Plan)
- $0 per company, $75 per card (Individual Level Earning Plan)
To avoid billing confusion later, make sure you choose the Individual Level Earning Plan if you are not going to have employee cards under the same account as your account.
Also see the Applying for Business Credit Cards [Consolidated] thread (not-BofA-specific) for general tips on applying for business cards.
------------------------------------------------------------------------------------
Reconsideration # (for personal cards):
1-800-354-0401 (8am-7pm ET Mon-Fri) direct, referring agent from another BofA line called it their "credit department"
1-866-811-4108 from the Alaska Airlines Visa thread post 949
Business card Recon Line:
866-695-6598 (8-7 EST M-F from what I was told)
Biz card status line: 888 663 6262
Biz Card credit analyst line: 877 665 5022, 877 665 5023 (seems to be non-working number)
Check application status online here:
https://www.bankofamerica.com/credit...status-form.go
------------------------------------------------------------------------------------
Credit Enquiries for Personal cards come from BofA. Enquiries for business cards come from FIA. Credit bureaus usually merge enquiries from the same requester made on the same day. Enquiries from BofA and FIA will not be merged.
When do the initial bonus miles post? You will get the miles after the statement closes for the cycle in which you meet your minimum spend. Usually AS points show up the Sunday evening after your statement closes, but sometimes it takes an additional week.
If there's a statement credit, when does it post?
It seems to be batch-processed. It will post automatically. Can be on the same statement or the next statement. It does not appear to be based on the statement close date.
.................................................. .................
Alaska Airlines card offers, Personal & Business [2012-2016]
Oct 19, 2016, 12:11 pm
#4007
Join Date: Feb 2013
Location: CMH, West Coast
Programs: AA Executive Platinum, oneworld emerald
Posts: 2,741
Data points: Applied for my first Alaska card 1/2016. Instantly approved with $12k credit limit. DM'ed BOA a few months later and preemptively lowered it to $5k. I already have a BoA Travel Rewards with a 6.8k limit I also lowered to 5k at the same time. Approved 10/6/2016 for a 2nd Alaska card, instantly approved for 8k.
Oct 19, 2016, 12:15 pm
#4008
Join Date: Oct 2011
Posts: 4,166
Dammit BOA, you're all over the place. How are we supposed to figure you out if we cannot establish a pattern?
Oct 19, 2016, 2:46 pm
#4009
Join Date: May 2014
Location: SoCal
Posts: 2,164
Wife applied for Biz and Personal cards, Biz auto approved, Personal pending due to credit frozen, called today denied " we extended two other credit cards to you this year"
She has 2 personal cards open prior to applications, its time to close those cards.
She has 2 personal cards open prior to applications, its time to close those cards.
Oct 20, 2016, 5:54 am
#4010
Join Date: Nov 2010
Location: Florida:)
Programs: AA, HH, SPG, UA
Posts: 269
Great, just as I was planning on doing the second one! Maybe I should close the first, wait a bit, and then try...
Oct 20, 2016, 9:20 am
#4011
Join Date: Dec 2015
Location: DCA
Posts: 818
I just applied for an Asiana card (I know this is AS thread, but hoping the folks here with extensive BofA expertise may be able to help..). App went to pending, so I called recon. They said problem was my Experian was frozen and I asked if they could pull TU, which they agreed to. She said she wasn't able to approve account as most of my revolving accounts were new (which is true, have 12 or so new cards in last year). I do have a 12 year old BofA Worldpoints card I never use and offered to transfer credit from that, but she refused. Said I needed to demonstrate more history with the new revolving accounts. I was pretty shocked at the denial. All three FICOs/FAKOs are mid-high 700s, seasoned mortgage and auto loans on report (so it's not just a bunch of relatively new CCs), six figure income. And I've been approved for 2 business AS and 1 business Asiana card in past 2 months (she didn't cite those, presumably because they are not on my personal report)?
Any chance of reconning this with another agent? I had been planning to do Asiana card then a personal AS card but this threw me for a loop!
Any chance of reconning this with another agent? I had been planning to do Asiana card then a personal AS card but this threw me for a loop!
Oct 20, 2016, 9:41 am
#4012
Join Date: Sep 2005
Location: Columbia, SC
Programs: AA Plat, SPG/Marriot Gold, HHonors Diamond, Hyatt Expl
Posts: 2,363
I just applied for an Asiana card (I know this is AS thread, but hoping the folks here with extensive BofA expertise may be able to help..). App went to pending, so I called recon. They said problem was my Experian was frozen and I asked if they could pull TU, which they agreed to. She said she wasn't able to approve account as most of my revolving accounts were new (which is true, have 12 or so new cards in last year). I do have a 12 year old BofA Worldpoints card I never use and offered to transfer credit from that, but she refused. Said I needed to demonstrate more history with the new revolving accounts. I was pretty shocked at the denial. All three FICOs/FAKOs are mid-high 700s, seasoned mortgage and auto loans on report (so it's not just a bunch of relatively new CCs), six figure income. And I've been approved for 2 business AS and 1 business Asiana card in past 2 months (she didn't cite those, presumably because they are not on my personal report)?
Any chance of reconning this with another agent? I had been planning to do Asiana card then a personal AS card but this threw me for a loop!
Any chance of reconning this with another agent? I had been planning to do Asiana card then a personal AS card but this threw me for a loop!
Oct 20, 2016, 9:59 am
#4013
Join Date: Dec 2015
Location: DCA
Posts: 818
More inquiries on EX. Only Barclay (and, apparently only sometimes, BofA) pull my TU so I prefer inquiries to go there. EX will be the same info. Lots of new revolving accounts but very low (under 2% on each card and across board) utilization.
Oct 20, 2016, 1:28 pm
#4014
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 29,756
This implies to that BofA now not just looks into number of inquiries but number of new accounts opened - a la Chase but not yet a defined rule.
Oct 21, 2016, 6:39 pm
#4015
FlyerTalk Evangelist
Join Date: Jul 2008
Location: IAH
Programs: DL DM, Hyatt Ist-iest, Stariott Platinum, Hilton Diamond
Posts: 12,789
I've read back a few pages and these DPs are all over the place.
My situation:
AS 1 Personal- opened May 2015, closed June 2016
AS 2 Business- same schedule
AS 3 Personal- opened December 2015, still open with a CL of $5k
I'd like to pull the trigger on another one, but can't decide what's lowest risk/highest change of auto approval. I have 2 other open BoA CCs (CLs of $1k and $5k), so total exposure of $11k.
Suggestions? Go for Biz since I have an open personal? Close the personal (which I was going to do before the fee anyway) and apply for another one in a couple months?
My situation:
AS 1 Personal- opened May 2015, closed June 2016
AS 2 Business- same schedule
AS 3 Personal- opened December 2015, still open with a CL of $5k
I'd like to pull the trigger on another one, but can't decide what's lowest risk/highest change of auto approval. I have 2 other open BoA CCs (CLs of $1k and $5k), so total exposure of $11k.
Suggestions? Go for Biz since I have an open personal? Close the personal (which I was going to do before the fee anyway) and apply for another one in a couple months?
Oct 22, 2016, 6:48 am
#4016
Join Date: May 2014
Location: SoCal
Posts: 2,164
I've read back a few pages and these DPs are all over the place.
My situation:
AS 1 Personal- opened May 2015, closed June 2016
AS 2 Business- same schedule
AS 3 Personal- opened December 2015, still open with a CL of $5k
I'd like to pull the trigger on another one, but can't decide what's lowest risk/highest change of auto approval. I have 2 other open BoA CCs (CLs of $1k and $5k), so total exposure of $11k.
Suggestions? Go for Biz since I have an open personal? Close the personal (which I was going to do before the fee anyway) and apply for another one in a couple months?
My situation:
AS 1 Personal- opened May 2015, closed June 2016
AS 2 Business- same schedule
AS 3 Personal- opened December 2015, still open with a CL of $5k
I'd like to pull the trigger on another one, but can't decide what's lowest risk/highest change of auto approval. I have 2 other open BoA CCs (CLs of $1k and $5k), so total exposure of $11k.
Suggestions? Go for Biz since I have an open personal? Close the personal (which I was going to do before the fee anyway) and apply for another one in a couple months?
Oct 22, 2016, 10:59 pm
#4017
Join Date: Jul 2015
Location: SFO
Posts: 108
Note: I didn't see a thread for retention offers on this card, so I'll put this here. Got offered 2500 miles today to keep my card open; had for 12 months, ~$3000 spend. Declined the offer, but might be worth a call for someone who'd otherwise keep the card open. CS rep offered it proactively - I didn't ask about offers or get transferred to a retention department.
Oct 23, 2016, 10:55 am
#4018
Moderator: Travel Buzz
Join Date: Aug 2012
Location: Sunny San Diego
Posts: 3,098
[QUOTE=bodiddely;27371297I do have a 12 year old BofA Worldpoints card I never use and offered to transfer credit from that, but she refused. [/QUOTE]
I strongly suggest that you start using this card to sweeten up your relationship with BoA. Our oldest card (morphed from an AOPA card) is the Worldpoints card with little or no use for years. BoA closed it when we applied for our first Alaska card, and required a hard pull to reopen it. We agreed to the HP, due to the benefits of having this very seasoned card on our credit report. I now use it at least once a month, but BoA likes to see "regular" use on the cards they issue.
I strongly suggest that you start using this card to sweeten up your relationship with BoA. Our oldest card (morphed from an AOPA card) is the Worldpoints card with little or no use for years. BoA closed it when we applied for our first Alaska card, and required a hard pull to reopen it. We agreed to the HP, due to the benefits of having this very seasoned card on our credit report. I now use it at least once a month, but BoA likes to see "regular" use on the cards they issue.
Oct 23, 2016, 11:00 am
#4019
Join Date: May 2010
Posts: 448
I am currently on my 4th BOA Alaska personal card, I usually apply 3 months apart after I lower the CL to 5k and then I cancel the previous card after I receive the new one. Does anyone have any suggestions on how to best maximize my chances of getting approved for the business card? should I wait x days after a personal card approval or is it more about the total credit limit that you have with BOA?
Oct 23, 2016, 6:41 pm
#4020
Join Date: Jun 2013
Posts: 308
I strongly suggest that you start using this card to sweeten up your relationship with BoA. Our oldest card (morphed from an AOPA card) is the Worldpoints card with little or no use for years. BoA closed it when we applied for our first Alaska card, and required a hard pull to reopen it. We agreed to the HP, due to the benefits of having this very seasoned card on our credit report. I now use it at least once a month, but BoA likes to see "regular" use on the cards they issue.