Mar 12, 2014, 3:53 pm
Last edit by: muji
As an additional resource for these cards see this thread: Alaska Airlines Visa
PERSONAL CARDS
30k mile offer, $75 AF, $1k spend: https://www.bankofamerica.com/credit...s-credit-card/
+2k miles if done with onboard paper application
30k mile offer with $100 credit and fee for companion ticket waived the first year, $75 AF, $1k spend: https://secure.bankofamerica.com/app...aignid=4020594
link no longer working
30k mile offer with $100 credit, $75 AF, $1k spend: https://secure.bankofamerica.com/app...aignid=4009277
link no longer working
If you are applying for a personal Alaska card, and are not an expert on applying for Alaska cards STOP, don't apply yet.
Instead, read this post. Doing that first may save you a huge amount of wasted time and frustration.
A few people in the Alaska Airlines forum have in the past received personally targeted, single-use links for a 50k offer
when they opt-in to "Partner Offers" in their Mileage Plan account preferences.
=======================================
BUSINESS CARDS
30k mile offer, $75 AF, $1k spend, no foreign transaction fees:
https://www.bankofamerica.com/smallb...-credit-card//
Note: There are two different earning formats for the business card, which you choose when you apply:
To avoid billing confusion later, make sure you choose the Individual Level Earning Plan if you are not going to have employee cards under the same account as your account.
Also see the Applying for Business Credit Cards [Consolidated] thread (not-BofA-specific) for general tips on applying for business cards.
------------------------------------------------------------------------------------
Reconsideration # (for personal cards):
1-800-354-0401 (8am-7pm ET Mon-Fri) direct, referring agent from another BofA line called it their "credit department"
1-866-811-4108 from the Alaska Airlines Visa thread post 949
Business card Recon Line:
866-695-6598 (8-7 EST M-F from what I was told)
Biz card status line: 888 663 6262
Biz Card credit analyst line: 877 665 5022, 877 665 5023 (seems to be non-working number)
Check application status online here:
https://www.bankofamerica.com/credit...status-form.go
------------------------------------------------------------------------------------
Credit Enquiries for Personal cards come from BofA. Enquiries for business cards come from FIA. Credit bureaus usually merge enquiries from the same requester made on the same day. Enquiries from BofA and FIA will not be merged.
When do the initial bonus miles post? You will get the miles after the statement closes for the cycle in which you meet your minimum spend. Usually AS points show up the Sunday evening after your statement closes, but sometimes it takes an additional week.
If there's a statement credit, when does it post?
It seems to be batch-processed. It will post automatically. Can be on the same statement or the next statement. It does not appear to be based on the statement close date.
.................................................. .................
PERSONAL CARDS
30k mile offer, $75 AF, $1k spend: https://www.bankofamerica.com/credit...s-credit-card/
+2k miles if done with onboard paper application
30k mile offer with $100 credit and fee for companion ticket waived the first year, $75 AF, $1k spend: https://secure.bankofamerica.com/app...aignid=4020594
link no longer working
30k mile offer with $100 credit, $75 AF, $1k spend: https://secure.bankofamerica.com/app...aignid=4009277
link no longer working
If you are applying for a personal Alaska card, and are not an expert on applying for Alaska cards STOP, don't apply yet.
Instead, read this post. Doing that first may save you a huge amount of wasted time and frustration.
A few people in the Alaska Airlines forum have in the past received personally targeted, single-use links for a 50k offer
when they opt-in to "Partner Offers" in their Mileage Plan account preferences.
=======================================
BUSINESS CARDS
30k mile offer, $75 AF, $1k spend, no foreign transaction fees:
https://www.bankofamerica.com/smallb...-credit-card//
Note: There are two different earning formats for the business card, which you choose when you apply:
- $50 per company, $25 per card (Business Level Earning Plan)
- $0 per company, $75 per card (Individual Level Earning Plan)
To avoid billing confusion later, make sure you choose the Individual Level Earning Plan if you are not going to have employee cards under the same account as your account.
Also see the Applying for Business Credit Cards [Consolidated] thread (not-BofA-specific) for general tips on applying for business cards.
------------------------------------------------------------------------------------
Reconsideration # (for personal cards):
1-800-354-0401 (8am-7pm ET Mon-Fri) direct, referring agent from another BofA line called it their "credit department"
1-866-811-4108 from the Alaska Airlines Visa thread post 949
Business card Recon Line:
866-695-6598 (8-7 EST M-F from what I was told)
Biz card status line: 888 663 6262
Biz Card credit analyst line: 877 665 5022, 877 665 5023 (seems to be non-working number)
Check application status online here:
https://www.bankofamerica.com/credit...status-form.go
------------------------------------------------------------------------------------
Credit Enquiries for Personal cards come from BofA. Enquiries for business cards come from FIA. Credit bureaus usually merge enquiries from the same requester made on the same day. Enquiries from BofA and FIA will not be merged.
When do the initial bonus miles post? You will get the miles after the statement closes for the cycle in which you meet your minimum spend. Usually AS points show up the Sunday evening after your statement closes, but sometimes it takes an additional week.
If there's a statement credit, when does it post?
It seems to be batch-processed. It will post automatically. Can be on the same statement or the next statement. It does not appear to be based on the statement close date.
.................................................. .................
Alaska Airlines card offers, Personal & Business [2012-2016]
May 14, 2015, 1:19 pm
#1951
Join Date: Dec 2010
Posts: 1,513
Applied today for Alaska and Virgin, both were declined. I got these cards back in February, got bonus and cancelled them recently. Called and had a difficult time to explain these new card - apparently, CSR can see all open/closed cards. Anyway, I was approved for both by shifting a CL from my existing Spirit card. I wonder, do I have a chance to be approved for another Alaska/Virgin cards today?
May 14, 2015, 2:30 pm
#1952
Join Date: Jun 2012
Programs: AA EXP, Hyatt Globalist, *A Silver
Posts: 4,896
May 14, 2015, 3:30 pm
#1953
Join Date: Jan 2013
Location: BOS
Programs: AA EXP, DL PM, Hyatt Diamond
Posts: 2,028
May 14, 2015, 6:39 pm
#1954
Join Date: Jun 2011
Posts: 800
Rule is if BoA will approve you for a line of credit, you will get it.
I'd space it out more (many here do 3 month cycles of 2 each) just to be safe.
You surely can test it out to let us know your results, though. Gladly appreciate it in advance!
May 14, 2015, 9:55 pm
#1955
Join Date: Mar 2015
Location: AZ
Posts: 186
Applied for 2: 1 approved , 1 pending. Too late to call recon.
May 14, 2015, 11:30 pm
#1956
Join Date: Feb 2013
Location: Scottsdale, Az.
Programs: US Gold & AA Lifetime Gold
Posts: 216
Applied for and was approved for 2 cards for me and 2 more for my wife. The 50k in miles appeared in our accounts before hitting the $1k in spending. Anyone seen that before?
May 15, 2015, 4:16 am
#1958
Join Date: Oct 2010
Location: EWR, SLC, SGN
Posts: 1,113
This thread is already looking more and more like Citi Exec thread. It won't last long at this rate IMO.
May 15, 2015, 6:59 am
#1959
Join Date: Jan 2014
Posts: 565
Everything in this game looks the same way. Continual pushing the limit until things die. Do it Quick!
It will take a few retroactive blacklisting to get people's attention. The banks though, does not seem to want to take that step.
It will take a few retroactive blacklisting to get people's attention. The banks though, does not seem to want to take that step.
May 15, 2015, 8:24 am
#1960
Join Date: Sep 2013
Programs: AA Lifetime Gold
Posts: 3,677
Even though you only end up with 1 HP, you end up with 5 cards issued in one day. Good luck applying for any other cards in the near future from any bank. Once Recon sees those 5 cards issued in one day> instant denial.
I've got too many other cards I want to apply for soon, including a Citi Premier and a new CSP, to want to jeopardize those apps for 5 AS apps. I did want to pick up maybe 2 AS cards every 3 or 4 months though, and I can't help wondering if all of these multiple card apps are going to kill off that deal.
Any data points of getting 3, 4, or 5 AS cards at once, and going on to do successful AoRs in the near future? I'd like to be wrong about this, I just doubt that I am.
May 15, 2015, 8:31 am
#1961
Join Date: Jun 2011
Posts: 800
I'm usually not one of the blogger haters, and I'm usually quite skeptical of 'the sky is falling' posts. But yesterday Bow Tie Guy did a post about how he just got 5 AS cards in one day. Not only is it stupid to broadcast how to do that to the general newbie population, many of whom won't have the credit history and Recon experience to pull that off, but doesn't everyone understand that HPs are only part of the problem here?
Even though you only end up with 1 HP, you end up with 5 cards issued in one day. Good luck applying for any other cards in the near future from any bank. Once Recon sees those 5 cards issued in one day> instant denial.
I've got too many other cards I want to apply for soon, including a Citi Premier and a new CSP, to want to jeopardize those apps for 5 AS apps. I did want to pick up maybe 2 AS cards every 3 or 4 months though, and I can't help wondering if all of these multiple card apps are going to kill off that deal.
Any data points of getting 3, 4, or 5 AS cards at once, and going on to do successful AoRs in the near future? I'd like to be wrong about this, I just doubt that I am.
Even though you only end up with 1 HP, you end up with 5 cards issued in one day. Good luck applying for any other cards in the near future from any bank. Once Recon sees those 5 cards issued in one day> instant denial.
I've got too many other cards I want to apply for soon, including a Citi Premier and a new CSP, to want to jeopardize those apps for 5 AS apps. I did want to pick up maybe 2 AS cards every 3 or 4 months though, and I can't help wondering if all of these multiple card apps are going to kill off that deal.
Any data points of getting 3, 4, or 5 AS cards at once, and going on to do successful AoRs in the near future? I'd like to be wrong about this, I just doubt that I am.
These two banks are VERY risk averse and there have been reports of these two banks taking action on THEIR part to reduce your current limits or even close your account without notice when they see a scramble for additional lines of credit ELSEWHERE (5 at BoA)...
I'd look at the grand scheme of things when applying for so many cards at once and how it impacts your relationship with all the other partners you work with in the financial world. It's not just BoA you're dealing with. Remember that!
May 15, 2015, 8:55 am
#1962
Moderator: Travel Buzz
Join Date: Aug 2012
Location: Sunny San Diego
Posts: 3,095
The largest risk to other card issuers would be to Chase and Barclays.
These two banks are VERY risk averse and there have been reports of these two banks taking action on THEIR part to reduce your current limits or even close your account without notice when they see a scramble for additional lines of credit ELSEWHERE (5 at BoA)...
I'd look at the grand scheme of things when applying for so many cards at once and how it impacts your relationship with all the other partners you work with in the financial world. It's not just BoA you're dealing with. Remember that!
These two banks are VERY risk averse and there have been reports of these two banks taking action on THEIR part to reduce your current limits or even close your account without notice when they see a scramble for additional lines of credit ELSEWHERE (5 at BoA)...
I'd look at the grand scheme of things when applying for so many cards at once and how it impacts your relationship with all the other partners you work with in the financial world. It's not just BoA you're dealing with. Remember that!
May 15, 2015, 9:12 am
#1963
Join Date: Jun 2011
Posts: 800
No kidding! You are right on the money! The stampede for bazillion browser methods for these cards and the extinction of our favorite avian will cause plenty of trouble for the masses. Think of the young or youngish person with limited credit and even more limited resources jumping on this. The banks will take a look at a thin credit file and xxx cards open in xxx days and they will not approve!
If people new to this tarnish their credit reports early, they'll be out of commission for at least a year. They may also be discouraged/be more cautious of these things in the future.
It's one of those strange paradoxes where you take the fall early and hopefully turn it into a learning experience rather than ride your high horse until one day the world ends and you don't know what to do with your life because you can no longer fly for free.
Just a thought...
I'll be applying for my BoA cards after my Citi apps early next month so they don't see my new accounts.
Planning matters; order matters. Everything matters in this game.
May 15, 2015, 9:52 am
#1964
Join Date: Mar 2015
Location: AZ
Posts: 186
My apps went into Pending state. Called the recon and they said there is nothing they can see or do due to "pending". They have to wait until it gets 24hrs to process.
Is this true or recon BS?
Is this true or recon BS?