Alaska Airlines card offers, Personal & Business [2012-2016]
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#4201
Suspended
Join Date: Oct 2016
Posts: 187
I accidently submitted two applications of alaska visa card(not on purpose! I swear!). Both in pending! Then I called BOA and the CS said one of my applications was cancelled automatically and the other one was approved! So I don't think two cards in one day will work any more!

#4202
Join Date: May 2013
Programs: N/A
Posts: 682
The safest path seems to be:
For each category (personal, business):
First lower the credit limit as much as possible.
Then wait a month or more. (Ie, lower the credit limit soon after you get the card; don't wait until you're ready to cancel!)
Only then close the card.
Only then apply for a new card.
Reasons:
1. Closing a card locks up the credit limit on that card for another year or so!
The only way around that is to lower credit limit first, but that also takes a while (though a much shorter while) to be reflected in future card apps.
2. Some people are getting denied these days if they are applying for the same kind of card they already have open.
Finally, be aware that if you are not given at least $5k of credit limit on a personal card application, you will have wasted that application, because you'll be issued a Plat card with only a 5k bonus, instead of the Signature card with the 30k bonus!
This issue doesn't exist with the Alaska business cards, there you either get approved and get 30k bonus, or you get denied, it's much simpler.
For each category (personal, business):
First lower the credit limit as much as possible.
Then wait a month or more. (Ie, lower the credit limit soon after you get the card; don't wait until you're ready to cancel!)
Only then close the card.
Only then apply for a new card.
Reasons:
1. Closing a card locks up the credit limit on that card for another year or so!

2. Some people are getting denied these days if they are applying for the same kind of card they already have open.
Finally, be aware that if you are not given at least $5k of credit limit on a personal card application, you will have wasted that application, because you'll be issued a Plat card with only a 5k bonus, instead of the Signature card with the 30k bonus!


#4203
Join Date: Jul 2011
Location: North America
Posts: 2,193
Well I was going for 1 biz + 1 pers (new to BoA) but somehow managed to apply for 1 biz + 2 pers (first one crapped out, but it really didn't.)
Anyway ... biz was instant approval. ^
One pers shows "declined", the other "pending" --- perhaps one was canned as a duplicate? And other may need identity verification before completing processing?
Wondering what are my chances BoA may approve one or both personal apps. Should I just ask the same credit analyst if they can review both apps?
Anyway ... biz was instant approval. ^
One pers shows "declined", the other "pending" --- perhaps one was canned as a duplicate? And other may need identity verification before completing processing?
Wondering what are my chances BoA may approve one or both personal apps. Should I just ask the same credit analyst if they can review both apps?

#4204
Join Date: Apr 2012
Location: LAX
Posts: 548
Got a 35 k offer from boa through mail. 75 is not waived. Good deal?

#4206
A FlyerTalk Posting Legend; Moderator: American Express, Capital One, Citi, Chase, Credit Card Programs, Diners Club, Signatures
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 45,218
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Last edited by mia; Jan 16, 17 at 9:39 am
