Alaska Airlines card offers, Personal & Business [2012-2016]
Aug 20, 18, 9:00 am - Wikipost
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Oct 11, 16, 11:05 am
#3961
Join Date: Nov 2013
Location: LAX, LGB, SNA
Programs: AA EXP OWE, DL DM ST+, AS MVPG, UA, BA, WN CP, Hyatt E, Ritz Plat, HH GM
Posts: 3,184
Originally Posted by Ed Janowsky
Wow that's scary!!! Not too many inquiries, but rather too many new accounts opened which shows on all reports. That's very similar to Chase and their 5/24.
Oct 11, 16, 11:08 am
#3962
Join Date: Jun 2014
Programs: 747 Upper Deck QF J LAX-BNE; A380 SQ SuiteC+D SYD-SIN & SIN-HKG; 777 CX F HKG-JFK; Park Hyatt Sydney
Posts: 513
OK so Preacher7 says too many recent inquiries, and hiima says too many new accounts.
Preacher7, please confirm too many recent inquiries, too many new accounts, or going off memory so it may have been too many new accounts even though you originally said inquiries. What does your rejection letter state?
Preacher7, please confirm too many recent inquiries, too many new accounts, or going off memory so it may have been too many new accounts even though you originally said inquiries. What does your rejection letter state?
Last edited by Ed Janowsky; Oct 11, 16 at 11:15 am
Oct 11, 16, 11:13 am
#3963
Join Date: Jun 2014
Programs: 747 Upper Deck QF J LAX-BNE; A380 SQ SuiteC+D SYD-SIN & SIN-HKG; 777 CX F HKG-JFK; Park Hyatt Sydney
Posts: 513
Originally Posted by hiima
When I've open north of 15 new accounts in the last 6 months, that makes sense for denial. Also 3 of them were BoA AS. Only counting personal too.
Oct 11, 16, 11:35 am
#3964
Join Date: Oct 2011
Posts: 4,167
Originally Posted by muji
No need to make further purchases.
It took about a month for my $100 credit to post.
It took about a month for my $100 credit to post.
Oct 11, 16, 1:17 pm
#3965
Join Date: Feb 2011
Location: NYC suburbs
Programs: UA LT Gold (BIS), AA LT Plat (HT BD), Hilton, Hyatt, IHG, Delta, BA, Alaska
Posts: 1,016
FWIW, another recent data-point:
6 BOA Alaska cards in past 18 months, occasionally 2 at the same time, usually closed after 3-8 months, several times approved for Platinum then multiple calls and the 2-3 months signature conversion, most recent account (still) open since March, most recent closed account from January through July. Total applications and new accounts approximately 30/24. For me BOA pulls from Experian where I have many pulls, a reconsideration representative told me 24 or 26 when I asked a few months ago, currently with 4 pulls on Transunion and 2 on Equifax.
Applied 2-3 weeks ago, website stated unable to give decision and under review and will send letter, called recon an hour or 2 later, was told declined due to already having an open account, call ended with decline. Called recon same number again an hour or 2 or day later, long conversation, approved signature 5K, needs review, he will call me again in 24-48 business hours, voicemail 2 business days later, call returned, approved signature 5K BUT it would require closing the existing account. (I do not recall any comments from any of the 3 or 4 credit analysts about number of inquiries or number of new accounts.)
I haven’t read of similar experiences so it caught me a little by surprise. I was planning to close the already open account shortly after opening the new account so in that regard it worked out okay. But I agree, this may well be indicative of a paradigm change for BOA credit card applications.
(Clarification: All of my BOA Alaska accounts have been and are personal accounts)
6 BOA Alaska cards in past 18 months, occasionally 2 at the same time, usually closed after 3-8 months, several times approved for Platinum then multiple calls and the 2-3 months signature conversion, most recent account (still) open since March, most recent closed account from January through July. Total applications and new accounts approximately 30/24. For me BOA pulls from Experian where I have many pulls, a reconsideration representative told me 24 or 26 when I asked a few months ago, currently with 4 pulls on Transunion and 2 on Equifax.
Applied 2-3 weeks ago, website stated unable to give decision and under review and will send letter, called recon an hour or 2 later, was told declined due to already having an open account, call ended with decline. Called recon same number again an hour or 2 or day later, long conversation, approved signature 5K, needs review, he will call me again in 24-48 business hours, voicemail 2 business days later, call returned, approved signature 5K BUT it would require closing the existing account. (I do not recall any comments from any of the 3 or 4 credit analysts about number of inquiries or number of new accounts.)
I haven’t read of similar experiences so it caught me a little by surprise. I was planning to close the already open account shortly after opening the new account so in that regard it worked out okay. But I agree, this may well be indicative of a paradigm change for BOA credit card applications.
(Clarification: All of my BOA Alaska accounts have been and are personal accounts)
Last edited by Dr Jabadski; Oct 12, 16 at 12:21 pm Reason: clarification
Oct 11, 16, 9:36 pm
#3966
Join Date: Apr 2012
Programs: 24 million points to burn!
Posts: 1,511
Originally Posted by Ed Janowsky
OK so Preacher7 says too many recent inquiries, and hiima says too many new accounts.
Preacher7, please confirm too many recent inquiries, too many new accounts, or going off memory so it may have been too many new accounts even though you originally said inquiries. What does your rejection letter state?
Preacher7, please confirm too many recent inquiries, too many new accounts, or going off memory so it may have been too many new accounts even though you originally said inquiries. What does your rejection letter state?
Oct 11, 16, 9:42 pm
#3967
Join Date: Apr 2012
Programs: 24 million points to burn!
Posts: 1,511
Originally Posted by Dr Jabadski
FWIW, another recent data-point:
6 BOA Alaska cards in past 18 months, occasionally 2 at the same time, usually closed after 3-8 months, several times approved for Platinum then multiple calls and the 2-3 months signature conversion, most recent account (still) open since March, most recent closed account from January through July. Total applications and new accounts approximately 30/24. For me BOA pulls from Experian where I have many pulls, a reconsideration representative told me 24 or 26 when I asked a few months ago, currently with 4 pulls on Transunion and 2 on Equifax.
Applied 2-3 weeks ago, website stated unable to give decision and under review and will send letter, called recon an hour or 2 later, was told declined due to already having an open account, call ended with decline. Called recon same number again an hour or 2 or day later, long conversation, approved signature 5K, needs review, he will call me again in 24-48 business hours, voicemail 2 business days later, call returned, approved signature 5K BUT it would require closing the existing account. (I do not recall any comments from any of the 3 or 4 credit analysts about number of inquiries or number of new accounts.)
I haven’t read of similar experiences so it caught me a little by surprise. I was planning to close the already open account shortly after opening the new account so in that regard it worked out okay. But I agree, this may well be indicative of a paradigm change for BOA credit card applications.
6 BOA Alaska cards in past 18 months, occasionally 2 at the same time, usually closed after 3-8 months, several times approved for Platinum then multiple calls and the 2-3 months signature conversion, most recent account (still) open since March, most recent closed account from January through July. Total applications and new accounts approximately 30/24. For me BOA pulls from Experian where I have many pulls, a reconsideration representative told me 24 or 26 when I asked a few months ago, currently with 4 pulls on Transunion and 2 on Equifax.
Applied 2-3 weeks ago, website stated unable to give decision and under review and will send letter, called recon an hour or 2 later, was told declined due to already having an open account, call ended with decline. Called recon same number again an hour or 2 or day later, long conversation, approved signature 5K, needs review, he will call me again in 24-48 business hours, voicemail 2 business days later, call returned, approved signature 5K BUT it would require closing the existing account. (I do not recall any comments from any of the 3 or 4 credit analysts about number of inquiries or number of new accounts.)
I haven’t read of similar experiences so it caught me a little by surprise. I was planning to close the already open account shortly after opening the new account so in that regard it worked out okay. But I agree, this may well be indicative of a paradigm change for BOA credit card applications.
So is it really AS telling their partner banks to tighten the screws? Are people having trouble churning other B of A cards? B/c at this point, other MBNA Canada cards are still churnable; only the AS card is effected.
Oct 12, 16, 2:13 am
#3968
Join Date: May 2015
Posts: 372
Currently have 1 Personal and 1 Biz. Application was over 90 days ago, first part of July. Lowered credit line about 2 weeks ago. What do you all think? Safe to go for a second personal? I have a mortgage and checking account with them for about the past 8 years now. Also, does the 90 days start from the application date, approval date or the date the email was sent saying the card is on the way? Thanks!
Oct 12, 16, 8:06 am
#3969
Join Date: Jan 2012
Posts: 203
Originally Posted by Preacher7
Interesting. As many of you probably know, this data point is consistent with the new rule this year with AS MBNA card in Canada: only one open card at a time.
So is it really AS telling their partner banks to tighten the screws? Are people having trouble churning other B of A cards? B/c at this point, other MBNA Canada cards are still churnable; only the AS card is effected.
So is it really AS telling their partner banks to tighten the screws? Are people having trouble churning other B of A cards? B/c at this point, other MBNA Canada cards are still churnable; only the AS card is effected.
Oct 12, 16, 8:16 am
#3970
Join Date: Nov 2006
Location: LAX
Posts: 2,814
Originally Posted by ManFactSpendLA
Currently have 1 Personal and 1 Biz. Application was over 90 days ago, first part of July. Lowered credit line about 2 weeks ago. What do you all think? Safe to go for a second personal? I have a mortgage and checking account with them for about the past 8 years now. Also, does the 90 days start from the application date, approval date or the date the email was sent saying the card is on the way? Thanks!
B of A customer with mortgage and checking account as well
Alaska personal approved May 2016
Alaska personal approved August 2016
Alaska Business approved this morning, instant approval
5 experian pulls within last 6 months including today's
Oct 12, 16, 12:40 pm
#3971
Join Date: May 2015
Posts: 372
Thanks! Pulled trigger and says pending. Makes me nervous. I'll report back. Any advice?
Originally Posted by metoo
Data Point.
B of A customer with mortgage and checking account as well
Alaska personal approved May 2016
Alaska personal approved August 2016
Alaska Business approved this morning, instant approval
5 experian pulls within last 6 months including today's
B of A customer with mortgage and checking account as well
Alaska personal approved May 2016
Alaska personal approved August 2016
Alaska Business approved this morning, instant approval
5 experian pulls within last 6 months including today's
Oct 13, 16, 2:44 pm
#3972
Join Date: Jan 2015
Posts: 1
AS Visa Signature denied - "already have account"
Wife and I each applied for personal AS card on Oct. 2 or 3 online and got "decision pending", with same being reported for multiple days by the BOFA web site for checking status. When identical letters came in mail, I was shocked to see they were "unable to approve the Alaska Airlines Visa Signature card you requested because you already have an account endorsed by this organization." 
Does this mean churning this card now requires closing existing account(s)? I have one open AS personal card, opened "way back" in December. Wife has 3 open AS cards, with most recent approval around 6/20/16, for which BOFA simply reallocated $20k CL from other card that had $60k CL. We did not lower CLs before applying last week.
Second paragraph of rejection letter: "Our decision included a review of one or more of the following: your account history, your total relationship with us, current economic trends and a copy of your credit report or reports."
We've had BOFA checking account for 10-15 years (balance around $10k), opened 5 personal AS cards each over the past 3 years without much extra spending beyond minimum required spend ($100 to get $100 statement credit for most), make $160k, have each acquired 18-20 new cards total in past 2 years, and have 800+ credit scores with each bureau.
Haven't tried calling recon line yet but might.
Does this mean churning this card now requires closing existing account(s)? I have one open AS personal card, opened "way back" in December. Wife has 3 open AS cards, with most recent approval around 6/20/16, for which BOFA simply reallocated $20k CL from other card that had $60k CL. We did not lower CLs before applying last week.
Second paragraph of rejection letter: "Our decision included a review of one or more of the following: your account history, your total relationship with us, current economic trends and a copy of your credit report or reports."
We've had BOFA checking account for 10-15 years (balance around $10k), opened 5 personal AS cards each over the past 3 years without much extra spending beyond minimum required spend ($100 to get $100 statement credit for most), make $160k, have each acquired 18-20 new cards total in past 2 years, and have 800+ credit scores with each bureau.
Haven't tried calling recon line yet but might.
Oct 13, 16, 5:59 pm
#3973
Join Date: Jan 2014
Posts: 565
>> opened 5 personal AS cards each over the past 3 years without much extra spending beyond minimum required spend
Somehow, this all makes sense on why they would put additional limits in place now.
Anyone tried closing all existing AS cards, then applying for a single card?
Somehow, this all makes sense on why they would put additional limits in place now.
Anyone tried closing all existing AS cards, then applying for a single card?
Oct 14, 16, 6:36 am
#3974
Join Date: Aug 2013
Posts: 319
Anyone know how long it takes for the miles to post after statement close? I don't mean the sign-up bonus, I'm talking about the miles earned through normal spend.
Oct 14, 16, 8:53 am
#3975
Join Date: Jan 2014
Posts: 565
Originally Posted by jjangoo
Anyone know how long it takes for the miles to post after statement close? I don't mean the sign-up bonus, I'm talking about the miles earned through normal spend.
