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-   -   Looking to begin/expand churning! (https://www.flyertalk.com/forum/credit-card-programs/1318735-looking-begin-expand-churning.html)

longhorn11 Feb 28, 2012 4:26 pm


Originally Posted by roki (Post 18099326)
You know what, I can't find it for the life of me. I "found" it last night, but it was pretty late and I was pretty tired. It's quite possible I found a link to the old deal from 2010 and didn't check if it was still active. This changes the game for me then. I might go for a Hilton AMEX card instead then, since I can't realistically do the spending requirement for the SPG with the current offer.

I believe that 30k with 1k spending usually occurs during the summer. That's the offer I'm waiting for, I'm planning to get the Plat and SPG then.

roki Feb 28, 2012 4:29 pm

So, the AMEX PRG, Barclay's USAir, and Chase SW. I was looking into a 4th card option, and I'm thinking about the AMEX Hilton (no fee card). I know the Surpass has a bigger bonus, but there's no annual fee waiver for the first year and, while I want to start building hotel rewards too, I don't see myself using that card enough to make it worth getting the Surpass, and the 40K hilton points after $750 in spending seems like a decent bonus.

Any other input for a possible 4th card, or should I just stick with the 3?

roki Feb 28, 2012 4:37 pm


Originally Posted by longhorn11 (Post 18099539)
I believe that 30k with 1k spending usually occurs during the summer. That's the offer I'm waiting for, I'm planning to get the Plat and SPG then.

I guess I'll hold off on the SPG until then, and see if that offer comes up!

longhorn11 Feb 28, 2012 4:51 pm


Originally Posted by roki (Post 18099559)
So, the AMEX PRG, Barclay's USAir, and Chase SW. I was looking into a 4th card option, and I'm thinking about the AMEX Hilton (no fee card). I know the Surpass has a bigger bonus, but there's no annual fee waiver for the first year and, while I want to start building hotel rewards too, I don't see myself using that card enough to make it worth getting the Surpass, and the 40K hilton points after $750 in spending seems like a decent bonus.

Any other input for a possible 4th card, or should I just stick with the 3?

If you stick with 3, you would probably be in really good shape come mid to late summer for another round of applications (4-5 apps). Then you could just sit back, relax, and lay low until after your mortgage.

roki Feb 28, 2012 4:58 pm


Originally Posted by longhorn11 (Post 18099675)
If you stick with 3, you would probably be in really good shape come mid to late summer for another round of applications (4-5 apps). Then you could just sit back, relax, and lay low until after your mortgage.

That's probably smart. I don't want to get in over my head on my first round. Alright, Chase SW, AMEX PRG, and Barclays USAir it is! Doing the apps tonight after work.

longhorn11 Feb 28, 2012 5:42 pm


Originally Posted by roki (Post 18099711)
That's probably smart. I don't want to get in over my head on my first round. Alright, Chase SW, AMEX PRG, and Barclays USAir it is! Doing the apps tonight after work.

Good luck! I feel personally invested in this! :D

roki Feb 28, 2012 7:03 pm


Originally Posted by longhorn11 (Post 18099927)
Good luck! I feel personally invested in this! :D

The SW 50K premier card appears to be dead. There's still the $69 one, so now I'm torn. Should I go for it anyway?

longhorn11 Feb 28, 2012 7:23 pm


Originally Posted by roki (Post 18100281)
The SW 50K premier card appears to be dead. There's still the $69 one, so now I'm torn. Should I go for it anyway?

If you don't plan on canceling the SW card, I would wait for the $99 offer to come back, due to the anniversary points canceling out the annual fee. Then again, it's only $69 a year and you should get 3k points. You'd be "losing" $19 a year basically.

roki Feb 28, 2012 7:29 pm


Originally Posted by longhorn11 (Post 18100371)
If you don't plan on canceling the SW card, I would wait for the $99 offer to come back, due to the anniversary points canceling out the annual fee. Then again, it's only $69 a year and you should get 3k points. You'd be "losing" $19 a year basically.

I actually probably won't keep this card over a year. I don't really fly Southwest much, as most of the places I visit often domestically SW doesn't service. I'm gonna go ahead and go for it still.

roki Feb 28, 2012 7:37 pm

AMEX instant approved
Chase pending
Barlcays pending

I was hoping for 2/3 at least, but looks like I'll be placing a call to Chase. Do I have to wait for a letter to get my reference number?

longhorn11 Feb 28, 2012 7:47 pm


Originally Posted by roki (Post 18100456)
AMEX instant approved
Chase pending
Barlcays pending

I was hoping for 2/3 at least, but looks like I'll be placing a call to Chase. Do I have to wait for a letter to get my reference number?

No, go ahead and call sometime tomorrow. Here's the number 888-245-0625.

chris44 Feb 28, 2012 8:12 pm


Originally Posted by roki (Post 18100281)
The SW 50K premier card appears to be dead. There's still the $69 one, so now I'm torn. Should I go for it anyway?

It looks like you've already applied, but just wanted to note that when I go to the SW website, all three cards are still there and available. When you click on the one card (Plus) that's showing, it opens a new page, and you can scroll to the bottom to see the other two cards - Premier personal and Premier Business.

I've been debating which one to apply for, since I've already had a personal card and they likely won't let me have the bonus for another one. Maybe I'll try for the business card.

roki Feb 28, 2012 8:29 pm


Originally Posted by chris44 (Post 18100632)
It looks like you've already applied, but just wanted to note that when I go to the SW website, all three cards are still there and available. When you click on the one card (Plus) that's showing, it opens a new page, and you can scroll to the bottom to see the other two cards - Premier personal and Premier Business.

I've been debating which one to apply for, since I've already had a personal card and they likely won't let me have the bonus for another one. Maybe I'll try for the business card.

That's some irony. Good information, nonetheless.

jd1006 Feb 28, 2012 9:03 pm


Originally Posted by roki (Post 18099711)
That's probably smart. I don't want to get in over my head on my first round. Alright, Chase SW, AMEX PRG, and Barclays USAir it is! Doing the apps tonight after work.

How about a BOA card? Hawaiin 35k card transfers to Hilton at 1:2. $79 annual fee, 1k spend in 4 mo, but that's a good price for those points. Plus, you can easily get Hilton Gold status until March next year with the Visa Signature Trick.

longhorn11 Feb 28, 2012 9:17 pm


Originally Posted by chris44 (Post 18100632)
It looks like you've already applied, but just wanted to note that when I go to the SW website, all three cards are still there and available. When you click on the one card (Plus) that's showing, it opens a new page, and you can scroll to the bottom to see the other two cards - Premier personal and Premier Business.

I've been debating which one to apply for, since I've already had a personal card and they likely won't let me have the bonus for another one. Maybe I'll try for the business card.

Indeed those cards are still available, what the OP wanted was the 50k signup bonus.


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