Sep 25, 2014, 2:08 am
Last edit by: eponymous_coward
American Express
Platinum ($450 Annual fee) http://www304.americanexpress.com/ge.../Platinum-Card
Plum Card (Business) ($250 Annual Fee) https://www.americanexpress.com/us/s...dit-cards/plum
Delta Reserve Card ($450 Annual Fee) https://www304.americanexpress.com/c...ta-credit-card
Delta Platinum Card ($195 Annual Fee) https://www304.americanexpress.com/credit-card/skymiles
Delta Gold Card ($95 Annual Fee) https://www304.americanexpress.com/c...delta-skymiles
Starwood Preferred Guest Card ($95 Annual Fee)https://www.americanexpress.com/us/c...referred-guest
Associated Credit Union Visa Platinum Preferred (no annual fee) http://www.acuonline.org/home/products/credit
Bank of America
Alaska Airlines Visa Signature cards, both personal and business ($75 Annual Fee) see the wikipost in this thread for signup links (which periodically change)
Amtrak Guests Rewards (two versions, one version with no annual fee) http://agr.amtrak.com/apply/
BankAmericard Travel Rewards (no annual fee; includes chip with online PIN as backup CVM) https://www.bankofamerica.com/credit...credit-card.go
Celebrity Cruises ($69 Annual Fee) https://www.bankofamerica.com/credit...credit-card.go
Barclays
Arrival Card ($0 Annual Fee) http://www.barclaycardarrival.com/ar...4&cellNumber=1
Arrival Plus Card ($89 Annual Fee) http://www.barclaycardarrival.com/
Carnival Cruises FunPoints ($0 Annual Fee) https://www.barclaycardus.com/apply/...2&cellNumber=2
Hawaiian Airlines ($89 Annual Fee) http://www.hawaiianairlinescard.com/
Lufthansa Miles & More Card ($79 Annual Fee, waived for certain miles & more members) https://www.barclaycardus.com/apply/...erid=BCSHP1214
Princess Cruises Card ($0 Annual Fee) https://www.barclaycardus.com/apply/...1&cellNumber=3
AAdvantage Aviator Red MasterCard ($89 Annual Fee; new applications not available)
Priceline Rewards ($0 Annual Fee)https://home.barclaycardus.com/cards...visa-card.html
Capital One --all cards http://www.capitalone.com/creditcard...ts/browse-all/ also see partner cards http://www.capitalone.com/creditcard...04_T_CCBRWPTNR
Chase
IHG Rewards Club Select ($49 fee, waived 1st yr, one free hotel night cert. yearly) https://creditcards.chase.com/credit...edit-card.aspx (previously known as Priority Club Select)
Hyatt ($75 annual fee, one free hotel night cert. yearly for category 1-4 hotels) https://creditcards.chase.com/credit...yatt-card.aspx
Marriott Rewards Premier ($85 annual fee, waived 1st yr, one free hotel night cert. yearly for category 1-5 hotels) https://creditcards.chase.com/credit...dit-cards.aspx
British Airways ($95 annual fee, 2-for-1 cert. after $30k annual spend) https://creditcards.chase.com/credit...edit-card.aspx
JP Morgan Select Visa (has both chip & signature and magnetic strip--$95 fee, waived 1st yr, has primary rental car coverage) https://creditcards.chase.com/credit...lect-card.aspx
Sapphire Preferred ($95 fee, waived 1st yr, 20% point discount on travel, 7% annual points bonus) https://creditcards.chase.com/credit...rred-card.aspx
United MileagePlus Club card ($395 annual fee, $100 statement credit, United Club membership, 2 free checked bags on UA, UA Premier Access) https://creditcards.chase.com/credit...edit-card.aspx
United MileagePlus Explorer card ($95 annual fee waived first year; 30K-55K sign-up bonus, depending on landing page offer [see UA forum for more info], free checked bag on UA, priority boarding on UA) https://creditcards.chase.com/credit...edit-card.aspx
Ink Bold Business ($95 annual fee, waived first year)
https://www.chase.com/online/busines...s/ink-bold.htm
Ink Plus Business ($95 annual fee, waived first year)
https://creditcards.chase.com/ink-bu.../ink-plus-card
Ritz-Carlton Rewards Credit Card (has both chip & signature and magnetic strip--$395 Annual fee. Has primary rental car coverage) https://creditcards.chase.com/credit...lton-card.aspx http://www.ritzcarltonrewardscard.com/home.php?pid=home
Citi
ThankYou Premier ($125 annual fee, waived 1st yr) https://www.citi.com/credit-cards/cr...er-credit-card
Prestige ($450 annual fee) https://www.citi.com/credit-cards/cr...-prestige-card
Executive AAdvantage ($450 annual fee) https://www.citi.com/credit-cards/cr...ite-mastercard
Expedia+ Voyager ($95 annual fee) https://www.citi.com/credit-cards/cr...a-plus-voyager
Hilton HHonors Reserve ($95 annual fee) https://www.citi.com/credit-cards/cr...s-reserve-card
AAdvantage Platinum MC ($95 annual fee, waived first year, retention offers may be possible subsequent years) -- as of 15 Nov 2015
Costco Anywhere Visa (no separate annual fee, requires a paid Costco Membership) https://www.citi.com/credit-cards/cr...sa-credit-card
Discover --all cards. no annual fee.
http://www.discovercard.com/credit-cards/
HSBC--several cards (But be careful--many of these cards have *very* low limits. The
Premier card, no annual fee, is a notable exception.) http://www.premiercardbenefits.com/1/2/3/
PenFed --all cards
examples:
Amex (no annual fee) https://www.penfed.org/productsandra...cards/amex.asp
Promise Visa (no annual fee) https://www.penfed.org/productsandra...romisecard.asp
Petal https://www.petalcard.com/ (Issued by WebBank, no AF, 1-1.5% cashback based on on timely payment, non-traditional approvals without credit scoring possible)
Navy Federal Credit Union --all cards
https://www.navyfederal.org/products...reditcards.php
Andrews FCU GlobeTrek Rewards Visa (No Annual Fee/Supports Chip & Pin) https://www.andrewsfcu.org/credit_ca...k_rewards.html
State Dept FCU Visa Platinum EMV Card (No Annual Fee/Supports Chip & Pin) https://www.sdfcu.org/emv-creditcards
San Francisco Fire Credit Union Platinum Visa (no annual fee) http://www.sffirecu.org/loans/credit-cards
Synchrony Bank/Cathay Pacific Signature Visa ($95 AF, no waiver, 1.5 Asia Miles per USD): https://us.cathaypacific.com/offers/credit-card/
Union Bank Graphite American Express ($99 annual fee, waived first year)
https://www.unionbank.com/personal-b...ards/index.jsp
**please check UA Fan's excellent list to see current bonus sign-up offers**
http://www.flyertalk.com/forum/miles...er-thread.html
Platinum ($450 Annual fee) http://www304.americanexpress.com/ge.../Platinum-Card
Plum Card (Business) ($250 Annual Fee) https://www.americanexpress.com/us/s...dit-cards/plum
Delta Reserve Card ($450 Annual Fee) https://www304.americanexpress.com/c...ta-credit-card
Delta Platinum Card ($195 Annual Fee) https://www304.americanexpress.com/credit-card/skymiles
Delta Gold Card ($95 Annual Fee) https://www304.americanexpress.com/c...delta-skymiles
Starwood Preferred Guest Card ($95 Annual Fee)https://www.americanexpress.com/us/c...referred-guest
Associated Credit Union Visa Platinum Preferred (no annual fee) http://www.acuonline.org/home/products/credit
Bank of America
Alaska Airlines Visa Signature cards, both personal and business ($75 Annual Fee) see the wikipost in this thread for signup links (which periodically change)
Amtrak Guests Rewards (two versions, one version with no annual fee) http://agr.amtrak.com/apply/
BankAmericard Travel Rewards (no annual fee; includes chip with online PIN as backup CVM) https://www.bankofamerica.com/credit...credit-card.go
Celebrity Cruises ($69 Annual Fee) https://www.bankofamerica.com/credit...credit-card.go
Barclays
Arrival Card ($0 Annual Fee) http://www.barclaycardarrival.com/ar...4&cellNumber=1
Arrival Plus Card ($89 Annual Fee) http://www.barclaycardarrival.com/
Carnival Cruises FunPoints ($0 Annual Fee) https://www.barclaycardus.com/apply/...2&cellNumber=2
Hawaiian Airlines ($89 Annual Fee) http://www.hawaiianairlinescard.com/
Lufthansa Miles & More Card ($79 Annual Fee, waived for certain miles & more members) https://www.barclaycardus.com/apply/...erid=BCSHP1214
Princess Cruises Card ($0 Annual Fee) https://www.barclaycardus.com/apply/...1&cellNumber=3
AAdvantage Aviator Red MasterCard ($89 Annual Fee; new applications not available)
Priceline Rewards ($0 Annual Fee)https://home.barclaycardus.com/cards...visa-card.html
Capital One --all cards http://www.capitalone.com/creditcard...ts/browse-all/ also see partner cards http://www.capitalone.com/creditcard...04_T_CCBRWPTNR
Chase
IHG Rewards Club Select ($49 fee, waived 1st yr, one free hotel night cert. yearly) https://creditcards.chase.com/credit...edit-card.aspx (previously known as Priority Club Select)
Hyatt ($75 annual fee, one free hotel night cert. yearly for category 1-4 hotels) https://creditcards.chase.com/credit...yatt-card.aspx
Marriott Rewards Premier ($85 annual fee, waived 1st yr, one free hotel night cert. yearly for category 1-5 hotels) https://creditcards.chase.com/credit...dit-cards.aspx
British Airways ($95 annual fee, 2-for-1 cert. after $30k annual spend) https://creditcards.chase.com/credit...edit-card.aspx
JP Morgan Select Visa (has both chip & signature and magnetic strip--$95 fee, waived 1st yr, has primary rental car coverage) https://creditcards.chase.com/credit...lect-card.aspx
Sapphire Preferred ($95 fee, waived 1st yr, 20% point discount on travel, 7% annual points bonus) https://creditcards.chase.com/credit...rred-card.aspx
United MileagePlus Club card ($395 annual fee, $100 statement credit, United Club membership, 2 free checked bags on UA, UA Premier Access) https://creditcards.chase.com/credit...edit-card.aspx
United MileagePlus Explorer card ($95 annual fee waived first year; 30K-55K sign-up bonus, depending on landing page offer [see UA forum for more info], free checked bag on UA, priority boarding on UA) https://creditcards.chase.com/credit...edit-card.aspx
Ink Bold Business ($95 annual fee, waived first year)
https://www.chase.com/online/busines...s/ink-bold.htm
Ink Plus Business ($95 annual fee, waived first year)
https://creditcards.chase.com/ink-bu.../ink-plus-card
Ritz-Carlton Rewards Credit Card (has both chip & signature and magnetic strip--$395 Annual fee. Has primary rental car coverage) https://creditcards.chase.com/credit...lton-card.aspx http://www.ritzcarltonrewardscard.com/home.php?pid=home
Citi
ThankYou Premier ($125 annual fee, waived 1st yr) https://www.citi.com/credit-cards/cr...er-credit-card
Prestige ($450 annual fee) https://www.citi.com/credit-cards/cr...-prestige-card
Executive AAdvantage ($450 annual fee) https://www.citi.com/credit-cards/cr...ite-mastercard
Expedia+ Voyager ($95 annual fee) https://www.citi.com/credit-cards/cr...a-plus-voyager
Hilton HHonors Reserve ($95 annual fee) https://www.citi.com/credit-cards/cr...s-reserve-card
AAdvantage Platinum MC ($95 annual fee, waived first year, retention offers may be possible subsequent years) -- as of 15 Nov 2015
Costco Anywhere Visa (no separate annual fee, requires a paid Costco Membership) https://www.citi.com/credit-cards/cr...sa-credit-card
Discover --all cards. no annual fee.
http://www.discovercard.com/credit-cards/
HSBC--several cards (But be careful--many of these cards have *very* low limits. The
Premier card, no annual fee, is a notable exception.) http://www.premiercardbenefits.com/1/2/3/
PenFed --all cards
examples:
Amex (no annual fee) https://www.penfed.org/productsandra...cards/amex.asp
Promise Visa (no annual fee) https://www.penfed.org/productsandra...romisecard.asp
Petal https://www.petalcard.com/ (Issued by WebBank, no AF, 1-1.5% cashback based on on timely payment, non-traditional approvals without credit scoring possible)
Navy Federal Credit Union --all cards
https://www.navyfederal.org/products...reditcards.php
Andrews FCU GlobeTrek Rewards Visa (No Annual Fee/Supports Chip & Pin) https://www.andrewsfcu.org/credit_ca...k_rewards.html
State Dept FCU Visa Platinum EMV Card (No Annual Fee/Supports Chip & Pin) https://www.sdfcu.org/emv-creditcards
San Francisco Fire Credit Union Platinum Visa (no annual fee) http://www.sffirecu.org/loans/credit-cards
Synchrony Bank/Cathay Pacific Signature Visa ($95 AF, no waiver, 1.5 Asia Miles per USD): https://us.cathaypacific.com/offers/credit-card/
Union Bank Graphite American Express ($99 annual fee, waived first year)
https://www.unionbank.com/personal-b...ards/index.jsp
**please check UA Fan's excellent list to see current bonus sign-up offers**
http://www.flyertalk.com/forum/miles...er-thread.html
USA Cards with no Foreign Transaction Fees
Sep 15, 2011, 8:51 pm
#63
Join Date: Mar 2004
Location: Brazil and Australia
Programs: AA EP; Formerly an Over-Entitled UA 1K MM until I wised-up and left UA for AA.
Posts: 208
"Foreign Transaction: 1% of each transaction in U.S. dollars."
Sep 15, 2011, 9:46 pm
#64
Original Poster
Join Date: Dec 2009
Location: DCA
Posts: 814
Good catch! I don't know if this was an older version of the card that was mentioned or what, but you are right. Current T & C show a 1% foreign tx fee. I'll delete it from the list!
Sep 16, 2011, 3:14 am
#65
Join Date: Oct 2005
Location: Berkeley
Programs: Hilton, Marriott
Posts: 144
It is from personal experience with the card. I got this card soon after it was first offered, so it is possible the terms which apply to my account are different from what is available now. I will have to find and review my account agreement to see if it explicitly refers to forex fees.
Sep 16, 2011, 4:20 pm
#66
Join Date: Sep 2011
Location: ARN/NYO/BMA
Posts: 3
The Swedish bank ICABanken offers a MasterCard with an annual fee of 30~ dollars or 27 euro that has no FX/transaction rate or fee. I believe that this is for Swedish citizens only (and as you might already know today the European Union proposed a tax on financial transactions, so I guess the free transactions won't help you anyway soon enough)
Sep 22, 2011, 6:56 am
#67
Join Date: Jul 2006
Programs: ML
Posts: 33
Discover dropping all foreign exchange fees to 0% on diners club network
Just heard from multiple CSR reps and a supervisor (some CSRs don't know yet) that as of November 7th, discover, which is now a diners club network card and has the logo on the back for merchant acceptance overseas now they tell me, will drop their foreign exchange surcharge from 2% to zero percent.
I gather they plan a marketing campaign in mid-October sometime as well. I was looking at the Discover "Escape" DC card - made a post about it in the DC forum.
Anyone hear differently? Please let me know, don't want to perpetuate bad information, but the escape and possibly miles cards look decent now. As I recall DC merchant acceptance was on par or even a bit better than AMEX abroad. But it has been a long time though.
Hope this helps!
I gather they plan a marketing campaign in mid-October sometime as well. I was looking at the Discover "Escape" DC card - made a post about it in the DC forum.
Anyone hear differently? Please let me know, don't want to perpetuate bad information, but the escape and possibly miles cards look decent now. As I recall DC merchant acceptance was on par or even a bit better than AMEX abroad. But it has been a long time though.
Hope this helps!
Sep 22, 2011, 9:16 am
#68
Original Poster
Join Date: Dec 2009
Location: DCA
Posts: 814
Just heard from multiple CSR reps and a supervisor (some CSRs don't know yet) that as of November 7th, discover, which is now a diners club network card and has the logo on the back for merchant acceptance overseas now they tell me, will drop their foreign exchange surcharge from 2% to zero percent.
I gather they plan a marketing campaign in mid-October sometime as well. I was looking at the Discover "Escape" DC card - made a post about it in the DC forum.
Anyone hear differently? Please let me know, don't want to perpetuate bad information, but the escape and possibly miles cards look decent now. As I recall DC merchant acceptance was on par or even a bit better than AMEX abroad. But it has been a long time though.
Hope this helps!
I gather they plan a marketing campaign in mid-October sometime as well. I was looking at the Discover "Escape" DC card - made a post about it in the DC forum.
Anyone hear differently? Please let me know, don't want to perpetuate bad information, but the escape and possibly miles cards look decent now. As I recall DC merchant acceptance was on par or even a bit better than AMEX abroad. But it has been a long time though.
Hope this helps!
I haven't heard this, but will add it to the list once I can provide a link that verifies the 0% fee.
Oct 1, 2011, 9:10 am
#69
Join Date: Jul 2006
Location: Seoul (GMP/RKSS) HNL/PHNL
Programs: A3 *G, fmr DL PM
Posts: 404
Originally Posted by Discover Financial Services
Dear fiveninerzero:
Enclosed please find a copy of our Privacy Policy. This Privacy Policy explains what type of information we collect from our cardmembers and how we are committed to keeping that information safe. We send this notice out annually to all of our cardmembers, including accounts with no activity and closed accounts with balances. Please note, if you have previously contacted us to opt out of information sharing, we will continue to honor that request.
We are pleased to inform you that, effective 11/06/11 we will no longer charge a Foreign Currency Fee on any international purchases made with your Discover® card. Additionally, we will no longer charge a Research Fee for any copies of billing statements or receipts that you request.
If you have any questions or if we can be of any assistance, please call us at 1-800-347-2683.
Thank you for choosing Discover card.
Sincerely,
Discover Card Customer Service
Oct 1, 2011, 5:52 pm
#71
Join Date: Aug 2008
Programs: HHonors Gold, Marriott Lifetime Gold, IHG Gold, OZ*G, AA Gold, AS MVP
Posts: 1,874
I definitely recommend Discover for anybody traveling to China. You can use it at any UnionPay merchant (in short-far wider acceptance) and there is no risk of the forced DCC that's plagued Visa/MC users over here so much.
In the past I was reluctant to recommend it due to FX fee, but now that's gone, I'm going to be telling more people about it.
In the past I was reluctant to recommend it due to FX fee, but now that's gone, I'm going to be telling more people about it.
Oct 1, 2011, 9:27 pm
#72
Join Date: Jul 2010
Programs: AA, DL, SPG, Hyatt
Posts: 313
I definitely recommend Discover for anybody traveling to China. You can use it at any UnionPay merchant (in short-far wider acceptance) and there is no risk of the forced DCC that's plagued Visa/MC users over here so much.
In the past I was reluctant to recommend it due to FX fee, but now that's gone, I'm going to be telling more people about it.
In the past I was reluctant to recommend it due to FX fee, but now that's gone, I'm going to be telling more people about it.
Oct 4, 2011, 3:08 pm
#73
Join Date: Jan 2006
Posts: 17
Penfed announced today that they have eliminated the foreign transaction fee on all of their cards:
http://www.marketwatch.com/story/pen...lio-2011-10-04
http://www.marketwatch.com/story/pen...lio-2011-10-04
Oct 4, 2011, 3:20 pm
#74
Join Date: Jul 2006
Location: Seoul (GMP/RKSS) HNL/PHNL
Programs: A3 *G, fmr DL PM
Posts: 404
Penfed announced today that they have eliminated the foreign transaction fee on all of their cards:
http://www.marketwatch.com/story/pen...lio-2011-10-04
http://www.marketwatch.com/story/pen...lio-2011-10-04
Oct 4, 2011, 3:23 pm
#75
FlyerTalk Evangelist
Join Date: Dec 2009
Location: HaMerkaz/Exit 145
Programs: UA, LY, BA, AA
Posts: 13,167
Penfed announced today that they have eliminated the foreign transaction fee on all of their cards:
http://www.marketwatch.com/story/pen...lio-2011-10-04
http://www.marketwatch.com/story/pen...lio-2011-10-04