How many Cards do you have with each lender??????
#16
Join Date: Dec 2007
Location: TX
Posts: 212
Amex:
Blue
Costco
Hilton
SPG
BofA/FIA:
AOPA
Schwab (of whatever it's officially called now)
Cap1:
3xNo Hassle Cash
Chase:
AARP
Amazon
Continental PPlus
Freedom
Citi:
ATT
Forward
MTVu
2xTY Preferred
HSBC:
Best Buy
Saks
There are some issuers that generally don't allow more than 1 card per person (Discover, BankAtlantic come to mind)
Blue
Costco
Hilton
SPG
BofA/FIA:
AOPA
Schwab (of whatever it's officially called now)
Cap1:
3xNo Hassle Cash
Chase:
AARP
Amazon
Continental PPlus
Freedom
Citi:
ATT
Forward
MTVu
2xTY Preferred
HSBC:
Best Buy
Saks
There are some issuers that generally don't allow more than 1 card per person (Discover, BankAtlantic come to mind)
#17
Join Date: Jul 2001
Location: Near Pittsburgh, Pennsylvania, USA, Earth (PIT)
Programs: Airline/TSA Avoidance Platinum, Hotel Disloyalty Silver, Hertz 1.7*
Posts: 5,277
I actually have six valid accounts from Chase, plus a mortgage originated and serviced by them.
Otherwise my credit card use is not out of the ordinary and probably not quite so optimized as some of the others in this thread, but I thought I'd share since I had so many from one bank. I've been using my old Chase Freedom as the workhorse, given that I was getting 3% on gas/groceries PLUS 5% on the quarterly specials. Now that the 3% is going away, I am ill-prepared for a good replacement....
I just got a Chase CO card earlier this year to get a free bonus (fee waived first year) that would be merged with my UA balance eventually. I figured they would cancel one of my other 5 cards that I haven't used in ages. Nope, they left 'em all open. One is a truly toy card with still only a $3k limit, LOL. A couple date from the days of churning intro BT offers and a couple from when one could get multiple UA bonuses.
Anyway, Chase seems to like me. Have two from some other banks and Amex. Last year when I truly had no balances except for ones paid off every month, I had FICO in the high 700s, I think one of the two real scores actually read over 800. Now I've hit up a couple of 0% offers for a little while, but not for very high utilization so should be fine.
Otherwise my credit card use is not out of the ordinary and probably not quite so optimized as some of the others in this thread, but I thought I'd share since I had so many from one bank. I've been using my old Chase Freedom as the workhorse, given that I was getting 3% on gas/groceries PLUS 5% on the quarterly specials. Now that the 3% is going away, I am ill-prepared for a good replacement....
I just got a Chase CO card earlier this year to get a free bonus (fee waived first year) that would be merged with my UA balance eventually. I figured they would cancel one of my other 5 cards that I haven't used in ages. Nope, they left 'em all open. One is a truly toy card with still only a $3k limit, LOL. A couple date from the days of churning intro BT offers and a couple from when one could get multiple UA bonuses.
Anyway, Chase seems to like me. Have two from some other banks and Amex. Last year when I truly had no balances except for ones paid off every month, I had FICO in the high 700s, I think one of the two real scores actually read over 800. Now I've hit up a couple of 0% offers for a little while, but not for very high utilization so should be fine.
#18
Join Date: May 2011
Location: ORD
Programs: AA LTG, Marriott LTP. 50% Delta LTS, Working on Hyatt LTD
Posts: 676
Here's mine. Got them all in the past 4 weeks while reading Flyertalk. Only had the two credit cards that came with my brokerage account for the past 5 years, not sure if that had an effect.
Amex:
Platinum 100k
SPG 15k (Go-To card)
Delta plat (got approved but cancelled when I got screwed on the deal)
Chase:
UA MP 30k
CO OP 30k
Sapphire Preferred (under review) 100k
BofA:
Alaska Air 40k
Barclays:
USAir 30K (40k less 10k balance xfer - no balances to xfer )
Citi:
AA Visa 75k (Backup Go-To card)
AA Amex 75k
Amex:
Platinum 100k
SPG 15k (Go-To card)
Delta plat (got approved but cancelled when I got screwed on the deal)
Chase:
UA MP 30k
CO OP 30k
Sapphire Preferred (under review) 100k
BofA:
Alaska Air 40k
Barclays:
USAir 30K (40k less 10k balance xfer - no balances to xfer )
Citi:
AA Visa 75k (Backup Go-To card)
AA Amex 75k