inY

Has anybody succeeded in getting Bank of America to reconsider an application? http://ficoforums.myfico.com/t5/Cred...date_ascending has a bunch of numbers. Looking for Virgin Atlantic card approval.

800-718-6072 got me a credit analyst for existing credit. He was willing to transfer my existing line to a new Bank of America branded card but not to a loyalty card. Then he transferred me to 877-721-9405 but that was new applications. New applications will tell you to wait for the mail.

800-732-9194 got me applications with option 1 to apply, 2 for approved cards, and 3 to hear you've been rejected.

InBur

I applied for the BOA Alaska Visa Sig and was denied a couple days ago. Called 877-721-9405 and asked for reconsideration. Then was transfered to a nice credit analyst. She asked a few questions and approved my card right away.

Hope it helps somehow!

sneuhardt

Hi. I tried this phone number today and got something called Quantum.

inY

Quantum is an anonymous brand of Bank of America. Bank of America does cards for other banks e.g. Bank of Hawaii's Hawaiian Airlines card. Bank of Hawaii doesn't want the line to say Bank of America, so the line uses a generic name.

pgary

Also try 866-458-8805.

I can see for miles

After applying for an Alaska Airlines and Virgin Atlantic at the same time, I was declined for one of them. I used the 866-458-8805 phone number, explained I have a very good credit score, assiduously pay off my credit cards when due, and handle my credit extremely well. The analyst asked why I wanted another card; I said it's an excellent card. The credit analyst agreed and approved me for the other card. YMMV.

bennytma

I just called that number for reconsideration and was approved for the Alaska Air card. Evidently one late payment (late by only 1 day over 3 years ago!) triggered the computer to reject my online app. But the rep I spoke with realized that the rest of my file is spotless so she approved me on the spot.

extremeromance

I too called the reconsideration line and after what it seemed like a million questions the nice rep approved my card

User Name

I got a reject letter today for the Virgin card. Called 866-458-8805 and they apologized and approved me on the spot. They said I'd been rejected due to a "short credit history" (basically since 2005) - the date I moved from the UK. Far pickier than AMEX, Chase and Citi who have never had a problem in the dozens of applications I've made with them over the last couple of years.

gotoma

Yep the BoA analysts absolutely would not reconsider my application for the Virgin card. Tried twice. First one said my income was too low. Second one said I could income my scholarship grant as income and my future income since I have job offer upon graduation. But then said I had a short history and they already gave me the max credit limit they could give me (ie $1000). Sad, considering other companies have given me at least $4000 credit line and BoA Cash Rewards is my oldest credit line. I guess its understandable since my credit history is relatively new, less than a year old (not counting authorized account) but with 730 credit score. Surprised since other companies have no qualms with giving me credit (I two Chase and two AMEX).

The_Wrath_of_Khan

Any recent reports of calling Recon? I have tried to call 3 times and no one every picks up on the line.

PedroNY

That number is no longer in service. And all of the blogs keep on just copy/pasting that number. Try this on 888-503-6090

Cheers,

PedroNY

The_Wrath_of_Khan

You're my hero, thanks!

TrAAveller

The 888-503-6090 now has a recording that says it is a non-working number at card services.

jgstecker

This one worked for me earlier this week:

1-866-865-7839