Bank of America Reconsideration?

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Bank of America Reconsideration phone numbers
1-888-663-6262 (auto line, option 3 for recent apps)
1-800-354-0401 (8-7pm EST M-F) STILL working for personal apps 9/25/17
1-877-721-9405 (auto line, option 3 for recent apps)
from posts #113 and 122: 1-866-224-7803 (no longer active)
from post #92: 1-888-221-6262 (no longer active)
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Old Jun 15, 11, 10:46 am
  #1  
inY
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Bank of America Reconsideration?

Has anybody succeeded in getting Bank of America to reconsider an application? http://ficoforums.myfico.com/t5/Cred...date_ascending has a bunch of numbers. Looking for Virgin Atlantic card approval.

800-718-6072 got me a credit analyst for existing credit. He was willing to transfer my existing line to a new Bank of America branded card but not to a loyalty card. Then he transferred me to 877-721-9405 but that was new applications. New applications will tell you to wait for the mail.

800-732-9194 got me applications with option 1 to apply, 2 for approved cards, and 3 to hear you've been rejected.
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Old Jun 22, 11, 9:41 am
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I applied for the BOA Alaska Visa Sig and was denied a couple days ago. Called 877-721-9405 and asked for reconsideration. Then was transfered to a nice credit analyst. She asked a few questions and approved my card right away.

Hope it helps somehow!
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Old Jul 15, 11, 7:39 pm
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Originally Posted by InBur View Post
I applied for the BOA Alaska Visa Sig and was denied a couple days ago. Called 877-721-9405 and asked for reconsideration. Then was transfered to a nice credit analyst. She asked a few questions and approved my card right away.

Hope it helps somehow!
Hi. I tried this phone number today and got something called Quantum.
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Old Jul 19, 11, 8:07 pm
  #4  
inY
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Originally Posted by sneuhardt View Post
Hi. I tried this phone number today and got something called Quantum.
Quantum is an anonymous brand of Bank of America. Bank of America does cards for other banks e.g. Bank of Hawaii's Hawaiian Airlines card. Bank of Hawaii doesn't want the line to say Bank of America, so the line uses a generic name.
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Old Jul 20, 11, 4:12 pm
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Also try 866-458-8805.
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Old Jul 23, 11, 2:55 pm
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After applying for an Alaska Airlines and Virgin Atlantic at the same time, I was declined for one of them. I used the 866-458-8805 phone number, explained I have a very good credit score, assiduously pay off my credit cards when due, and handle my credit extremely well. The analyst asked why I wanted another card; I said it's an excellent card. The credit analyst agreed and approved me for the other card. YMMV.
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Old Apr 13, 12, 1:08 pm
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Originally Posted by I can see for miles View Post
After applying for an Alaska Airlines and Virgin Atlantic at the same time, I was declined for one of them. I used the 866-458-8805 phone number, explained I have a very good credit score, assiduously pay off my credit cards when due, and handle my credit extremely well. The analyst asked why I wanted another card; I said it's an excellent card. The credit analyst agreed and approved me for the other card. YMMV.
I just called that number for reconsideration and was approved for the Alaska Air card. Evidently one late payment (late by only 1 day over 3 years ago!) triggered the computer to reject my online app. But the rep I spoke with realized that the rest of my file is spotless so she approved me on the spot.
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Old Apr 13, 12, 4:41 pm
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I too called the reconsideration line and after what it seemed like a million questions the nice rep approved my card
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Old Apr 19, 12, 1:45 pm
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I got a reject letter today for the Virgin card. Called 866-458-8805 and they apologized and approved me on the spot. They said I'd been rejected due to a "short credit history" (basically since 2005) - the date I moved from the UK. Far pickier than AMEX, Chase and Citi who have never had a problem in the dozens of applications I've made with them over the last couple of years.
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Old Apr 20, 12, 2:48 pm
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Originally Posted by User Name View Post
I got a reject letter today for the Virgin card. Called 866-458-8805 and they apologized and approved me on the spot. They said I'd been rejected due to a "short credit history" (basically since 2005) - the date I moved from the UK. Far pickier than AMEX, Chase and Citi who have never had a problem in the dozens of applications I've made with them over the last couple of years.
Yep the BoA analysts absolutely would not reconsider my application for the Virgin card. Tried twice. First one said my income was too low. Second one said I could income my scholarship grant as income and my future income since I have job offer upon graduation. But then said I had a short history and they already gave me the max credit limit they could give me (ie $1000). Sad, considering other companies have given me at least $4000 credit line and BoA Cash Rewards is my oldest credit line. I guess its understandable since my credit history is relatively new, less than a year old (not counting authorized account) but with 730 credit score. Surprised since other companies have no qualms with giving me credit (I two Chase and two AMEX).
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Old Sep 18, 13, 7:00 pm
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Any recent reports of calling Recon? I have tried to call 3 times and no one every picks up on the line.
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Old Sep 20, 13, 1:04 pm
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Originally Posted by keirnna View Post
Any recent reports of calling Recon? I have tried to call 3 times and no one every picks up on the line.
That number is no longer in service. And all of the blogs keep on just copy/pasting that number. Try this on 888-503-6090

Cheers,

PedroNY
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Old Sep 26, 13, 7:11 am
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Originally Posted by PedroNY View Post
That number is no longer in service. And all of the blogs keep on just copy/pasting that number. Try this on 888-503-6090

Cheers,

PedroNY
You're my hero, thanks!
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Old Oct 11, 13, 10:16 am
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The 888-503-6090 now has a recording that says it is a non-working number at card services.
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Old Oct 11, 13, 1:54 pm
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This one worked for me earlier this week:

1-866-865-7839
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