Jan 9, 2014, 3:27 pm
Last edit by: philemer
50,000 after $3,000 spend:
https://www.capitalone.com/credit-cards/travel-and-miles/
Capital One usually does a hard pull with all three credit bureaus.
If you have a security freeze on your report, they generally will not allow you to submit a code for this report to be viewable.
If you've held this card before, it looks like you can get this bonus again. Data points: 1, 2. YMMV
__________________________________________________ __________________________________________
Note on redemption: You can reimburse yourself for the same charge an unlimited number of times.
Note on point transfer: The ability to transfer points between CapOne accounts ended effective September 15, 2015
see: http://www.flyertalk.com/forum/25009158-post383.html
Below are some successful and unsuccessful reimbursements form the Arrival Plus page, many if not most should be applicable.
Successful
Don't forget travel purchase needs to be > $25 charge for 2,500 mile redemption
Successful
9/11 Museum and Memorial - NYC
Accuracy Limo (via Square, Salt Lake City, UTlimoservice)
ACE Adventures (West Virginia White Water Rafting), had to call in to get it processed manually
agoda.com
AirAsia Flights (airasia.com)
airbnb bookings
Alaska Airlines checked baggage fee $25 charge
Amazing Bike Tours Thailand
American Airlines telephone booking (including booking fee)
Amtrak train ticket >$25 (ALB-NYP)
Amtrak train ticket >$25 (unknown destinations)
Argosy Cruises (SEA, classified as RECREATION)
Autoeurope.com
BART (Bay Area Rapid Transit) San Francisco
Bieber bus tickets
Boston MBTA Charlie Card reload & Commuter Rail passes & tickets
Burj Khalifa observation decks
Buying Lifemiles from Avianca
Canada Transfers Cancun
Capitaine Train Tickets (capitaine.com)
Carmel Limo (NYC car service)
carrentals.com
cheaptickets.com hotel
Chinese Visa Application Fees (had to call in. Credit showed up in account in 2 business days. See Post 912 and 921 for details)
City Taxi (Tampa)
CostcoTravel
Cotai Waterjet (Hong Kong)
CT Limo
Daily Getaways purchase of HHonors points
DB Bahn Trains Germany (bahn.de)
Disneyland Hong Kong (Manual redemption required)
DriveNow - all locations in EU/US
Dublin Bus Tours Hop on, Hop off (Green)
Eiffel Tower (manual redemption by phone allowed)
Empire State Building tickets
Enterprise rent-a-car, paid at the counter when returning the car (used Chase United Visa initially for primary coverage, but asked to pay with a different card when returning the car)
Eurostar Train Tickets (eurostar.com)
Europcar.com
Expedia.com
Global Entry (Venture Rewards card)
Hertz Rent-a-Car (booked on hertz.com)
Hong Kong Airport Express Pass
Hotel bookings through Rocketmiles (even refundable bookings or those tied to other promotions)
Hotels.com
Hotels.com Gift Card (classified as BUSINESS SERVICES NOT ELSEWHERE CLASSIFIED).
Hotwire
ItaliaRail (online booking agency for TrenItalia)
LA Swamp Tours, Steamboat cruise, Haunted History Tours (New Orleans)
Lahaina-Maui Ferry Tickets - booked online at www.go-lanai.com
Las Vegas Show Booked through hotel
Las Vegas show tickets booked online (Mandalay Bay Box office)
Limo Charges - Two limo charges that I made in March PRIOR the the recent changes to what qualifies as "Travel" showed up as eligible travel charges. I guess with the changes to what's covered, and for how long, these got pulled back in.
Lyft
M-Life advance reservation deposit
Montway Auto Transport (deposit)
New York City MTA Subway Cards
New York Waterways Ferry (between NJ and NYC)
Ngong Ping 360 (Hong Kong)
Norwegian Cruise Line purchase made from telephone order from vacationstogo.com
Norwegian Cruise Line (deposits and payments)
NS Hispeed Train Tickets (nshispeed.com)
NYC Taxi
Orbitz.com purchase
ORCA card for Seattle area tolls (considered the very typical GOVERNMENT SERVICES NOT ELSEWHERE CLASSIFIED)
The Parking Spot LAX
Paris RATP Metro/VATP (buy 10-ticket pack for >$25 and save cost)
PMRF Beach Cottages (Kauai)
Priceline
Primetime Shuttle (Worked from LAX-SNA)
rail europe on Travelocity
rail JR Rail in Japan, load as tourist attraction, call in to get it credit (Post#938)
Safari Helicopter Tour (Kauai)
Sandals.com resort booking (unique vacations) was not redeemable last year. Is redeemable online now
SEASTREAK LLC - NYC (Commuter Ferri)
Singapore Cable Car
Southwest Early Bird Check-in (billed separately from airfare charges)
Spirit of NY Dinner Cruises - www.spiritcruises.com, which have cruises in several other cities as well.
Starwood Vacation Ownership (SPG Timeshare) Westin Princeville Kauai (coded as Timeshare).
St Pauls Cathedral (manual redemption by phone allowed)
Super Shuttle (mixed, worked in SF when (billed SUPERSHUTTLE EXECUCARS), worked in Boston (SUPERSHUTTLE BOSTON), failed in LA (SUPERSHUTTLE)
Taxi in Zürich
Top of the Rock tickets - NYC
Trenitalia Online
Trimet (Portland OR public transportation)
TurboJET (Hong Kong)
Uber
United Baggage Fee
Universal Studio Orlando tickets (had to call in)
Viator (sightseeing/tours)
Victoria Clipper (passenger ferry)
Wedding at the Stratosphere's Chapel in the Clouds (billed as stratosphere)
Windsor Castle (manual redemption by phone allowed)
Wine purchases from different wine tasting rooms
WMATA (Washington DC Metro) - [reconfirmed 10/5/15]
Zipcar
Unsuccessful
www.b-europe.com (SNCB rail)
Amtrak (possibly due <$25 charge)
Blue Water Rafting. Merchant category "Recreation Services -- Not elsewhere classified"
Brazil airline GOL booked online codes as DIRECT MARKETING/DIRECT MARKETERS--NOT ELESWH ..
Car2go
De Palm Tours, Aruba (classified as Recreation. Called Barclay twice.)
Description: ZERVE *CA WHALES Merchant Category: THEATRICAL PRODUCERS (EXCEPT MOTION PICTURES), TICKET AGENCIES...Tickets to whale watching tour purchased over the phone.
Evan Evans Sightseeing tours (UK based)- http://www.evanevanstours.co.uk
Fastrak tag autoload for San Francisco bridge tolls ($25)
Gotobus.com Long Distance Buses, ~$100
Homeaway.com, posts as real estate. Barclays said they'd make a one-time exception but future purchases won't count as travel.
Hostelbookers.com deposit (maybe the charge which is >$25 will count?)
IHG points and cash hotel redemption
Malaysian Overnight Train KUL-SIN (ktmb.com.my)
Monterey Aquarium
Parking at HSV ($96 in parking at Huntsville International Airport)
Parking at IAH (Houston Intercontinental - on airport) -$76 (PARKING LOTS AND GARAGES)
Parking at LAS
Parking at Port Imperial, Weehawken, NJ
Parking at SNA (John Wayne Airport)
San Francisco Clipper Card public transit (autoload from website)
Skyjump at Stratosphere Hotel LV $150 (01/14) - not charged by hotel.
Space Needle and Chihuly Garden Tickets
Starwood points purchase (BUSINESS SERVICES NOT ELSEWHERE CLASSIFIED)
Taxi Magic /Curb- Taxi service
Thello train (France-Italy night train, codes as rail-freight)
Trenitalia (both online and in stations, posts as rail-freight)
https://www.capitalone.com/credit-cards/travel-and-miles/
Capital One usually does a hard pull with all three credit bureaus.
If you have a security freeze on your report, they generally will not allow you to submit a code for this report to be viewable.
If you've held this card before, it looks like you can get this bonus again. Data points: 1, 2. YMMV
__________________________________________________ __________________________________________
Note on redemption: You can reimburse yourself for the same charge an unlimited number of times.
Note on point transfer: The ability to transfer points between CapOne accounts ended effective September 15, 2015
see: http://www.flyertalk.com/forum/25009158-post383.html
Below are some successful and unsuccessful reimbursements form the Arrival Plus page, many if not most should be applicable.
Successful
Don't forget travel purchase needs to be > $25 charge for 2,500 mile redemption
Successful
9/11 Museum and Memorial - NYC
Accuracy Limo (via Square, Salt Lake City, UTlimoservice)
ACE Adventures (West Virginia White Water Rafting), had to call in to get it processed manually
agoda.com
AirAsia Flights (airasia.com)
airbnb bookings
Alaska Airlines checked baggage fee $25 charge
Amazing Bike Tours Thailand
American Airlines telephone booking (including booking fee)
Amtrak train ticket >$25 (ALB-NYP)
Amtrak train ticket >$25 (unknown destinations)
Argosy Cruises (SEA, classified as RECREATION)
Autoeurope.com
BART (Bay Area Rapid Transit) San Francisco
Bieber bus tickets
Boston MBTA Charlie Card reload & Commuter Rail passes & tickets
Burj Khalifa observation decks
Buying Lifemiles from Avianca
Canada Transfers Cancun
Capitaine Train Tickets (capitaine.com)
Carmel Limo (NYC car service)
carrentals.com
cheaptickets.com hotel
Chinese Visa Application Fees (had to call in. Credit showed up in account in 2 business days. See Post 912 and 921 for details)
City Taxi (Tampa)
CostcoTravel
Cotai Waterjet (Hong Kong)
CT Limo
Daily Getaways purchase of HHonors points
DB Bahn Trains Germany (bahn.de)
Disneyland Hong Kong (Manual redemption required)
DriveNow - all locations in EU/US
Dublin Bus Tours Hop on, Hop off (Green)
Eiffel Tower (manual redemption by phone allowed)
Empire State Building tickets
Enterprise rent-a-car, paid at the counter when returning the car (used Chase United Visa initially for primary coverage, but asked to pay with a different card when returning the car)
Eurostar Train Tickets (eurostar.com)
Europcar.com
Expedia.com
Global Entry (Venture Rewards card)
Hertz Rent-a-Car (booked on hertz.com)
Hong Kong Airport Express Pass
Hotel bookings through Rocketmiles (even refundable bookings or those tied to other promotions)
Hotels.com
Hotels.com Gift Card (classified as BUSINESS SERVICES NOT ELSEWHERE CLASSIFIED).
Hotwire
ItaliaRail (online booking agency for TrenItalia)
LA Swamp Tours, Steamboat cruise, Haunted History Tours (New Orleans)
Lahaina-Maui Ferry Tickets - booked online at www.go-lanai.com
Las Vegas Show Booked through hotel
Las Vegas show tickets booked online (Mandalay Bay Box office)
Limo Charges - Two limo charges that I made in March PRIOR the the recent changes to what qualifies as "Travel" showed up as eligible travel charges. I guess with the changes to what's covered, and for how long, these got pulled back in.
Lyft
M-Life advance reservation deposit
Montway Auto Transport (deposit)
New York City MTA Subway Cards
New York Waterways Ferry (between NJ and NYC)
Ngong Ping 360 (Hong Kong)
Norwegian Cruise Line purchase made from telephone order from vacationstogo.com
Norwegian Cruise Line (deposits and payments)
NS Hispeed Train Tickets (nshispeed.com)
NYC Taxi
Orbitz.com purchase
ORCA card for Seattle area tolls (considered the very typical GOVERNMENT SERVICES NOT ELSEWHERE CLASSIFIED)
The Parking Spot LAX
Paris RATP Metro/VATP (buy 10-ticket pack for >$25 and save cost)
PMRF Beach Cottages (Kauai)
Priceline
Primetime Shuttle (Worked from LAX-SNA)
rail europe on Travelocity
rail JR Rail in Japan, load as tourist attraction, call in to get it credit (Post#938)
Safari Helicopter Tour (Kauai)
Sandals.com resort booking (unique vacations) was not redeemable last year. Is redeemable online now
SEASTREAK LLC - NYC (Commuter Ferri)
Singapore Cable Car
Southwest Early Bird Check-in (billed separately from airfare charges)
Spirit of NY Dinner Cruises - www.spiritcruises.com, which have cruises in several other cities as well.
Starwood Vacation Ownership (SPG Timeshare) Westin Princeville Kauai (coded as Timeshare).
St Pauls Cathedral (manual redemption by phone allowed)
Super Shuttle (mixed, worked in SF when (billed SUPERSHUTTLE EXECUCARS), worked in Boston (SUPERSHUTTLE BOSTON), failed in LA (SUPERSHUTTLE)
Taxi in Zürich
Top of the Rock tickets - NYC
Trenitalia Online
Trimet (Portland OR public transportation)
TurboJET (Hong Kong)
Uber
United Baggage Fee
Universal Studio Orlando tickets (had to call in)
Viator (sightseeing/tours)
Victoria Clipper (passenger ferry)
Wedding at the Stratosphere's Chapel in the Clouds (billed as stratosphere)
Windsor Castle (manual redemption by phone allowed)
Wine purchases from different wine tasting rooms
WMATA (Washington DC Metro) - [reconfirmed 10/5/15]
Zipcar
Unsuccessful
www.b-europe.com (SNCB rail)
Amtrak (possibly due <$25 charge)
Blue Water Rafting. Merchant category "Recreation Services -- Not elsewhere classified"
Brazil airline GOL booked online codes as DIRECT MARKETING/DIRECT MARKETERS--NOT ELESWH ..
Car2go
De Palm Tours, Aruba (classified as Recreation. Called Barclay twice.)
Description: ZERVE *CA WHALES Merchant Category: THEATRICAL PRODUCERS (EXCEPT MOTION PICTURES), TICKET AGENCIES...Tickets to whale watching tour purchased over the phone.
Evan Evans Sightseeing tours (UK based)- http://www.evanevanstours.co.uk
Fastrak tag autoload for San Francisco bridge tolls ($25)
Gotobus.com Long Distance Buses, ~$100
Homeaway.com, posts as real estate. Barclays said they'd make a one-time exception but future purchases won't count as travel.
Hostelbookers.com deposit (maybe the charge which is >$25 will count?)
IHG points and cash hotel redemption
Malaysian Overnight Train KUL-SIN (ktmb.com.my)
Monterey Aquarium
Parking at HSV ($96 in parking at Huntsville International Airport)
Parking at IAH (Houston Intercontinental - on airport) -$76 (PARKING LOTS AND GARAGES)
Parking at LAS
Parking at Port Imperial, Weehawken, NJ
Parking at SNA (John Wayne Airport)
San Francisco Clipper Card public transit (autoload from website)
Skyjump at Stratosphere Hotel LV $150 (01/14) - not charged by hotel.
Space Needle and Chihuly Garden Tickets
Starwood points purchase (BUSINESS SERVICES NOT ELSEWHERE CLASSIFIED)
Taxi Magic /Curb- Taxi service
Thello train (France-Italy night train, codes as rail-freight)
Trenitalia (both online and in stations, posts as rail-freight)
Capital One Venture & other Cap 1 cards (50K for $3k spend)[Consolidated]
Oct 13, 2017, 2:48 pm
#512
Join Date: Jul 2003
Location: Wine Country, Finger Lakes
Programs: LFFRS BOD
Posts: 1,355
Just sent an email to CEO email where others have gotten a reply to reconsider approval. [email protected]
Both myself and husband got letters saying too few or no balances on revolving credit cards, income insufficient ( $110k) and too many recent opened accounts, both of us have scores close to 800 .
ETA no response.. guess that email is for credit line increases , husband received letter that repeated what the email had said. I did not get the letter.
Both myself and husband got letters saying too few or no balances on revolving credit cards, income insufficient ( $110k) and too many recent opened accounts, both of us have scores close to 800 .
ETA no response.. guess that email is for credit line increases , husband received letter that repeated what the email had said. I did not get the letter.
Last edited by duranza; Oct 20, 2017 at 8:19 pm
Oct 19, 2017, 2:16 pm
#513
Join Date: Aug 2015
Location: Chicago
Programs: Delta SkyMiles, IHG (Platinum Elite), Amtrak Guest Rewards, Marriott Bonvoy, Hilton Honors
Posts: 636
I've never had this card, and considering it for the bonus, but am wondering if three hits to my credit report are worth $500 (which is, essentially what the math comes down to). I have decent credit (around 700, and steadily improving) and do carry a balance, but have never paid a bill late and have no collections on my account. It sounds like I'm the kind of customer they want (I pay on time but carry a balance), but am worried that my credit score might result in a denial.
Also hoping someone can clarify regarding redemptions - do you need to redeem points for the full value of a purchase? Are there tiers? e.g. I read early in the thread that you need 60k points to redeem for anything for $350, etc but haven't been able to find if that's changed in the 5 years since those posts were made. Would appreciate more details regarding redemption from those who have the card.
Also hoping someone can clarify regarding redemptions - do you need to redeem points for the full value of a purchase? Are there tiers? e.g. I read early in the thread that you need 60k points to redeem for anything for $350, etc but haven't been able to find if that's changed in the 5 years since those posts were made. Would appreciate more details regarding redemption from those who have the card.
Oct 20, 2017, 6:37 am
#514
Join Date: Sep 2011
Posts: 1,857
Actually, it's only one hit to each of the 3 credit bureaus which is very different. A future lender looking at any one of your credit reports will only see 1 hard pull.
You didn't ask so forgive the momentary commentary, please consider focusing only on cards that offer 0% introductory APR until you can pay off the balances in full.
You didn't ask so forgive the momentary commentary, please consider focusing only on cards that offer 0% introductory APR until you can pay off the balances in full.
Oct 21, 2017, 3:36 am
#515
Join Date: Jul 2005
Programs: Hilton Diamond, Starwood Platinum, AA, SW, Delta
Posts: 885
Just sent an email to CEO email where others have gotten a reply to reconsider approval. [email protected]
Both myself and husband got letters saying too few or no balances on revolving credit cards, income insufficient ( $110k) and too many recent opened accounts, both of us have scores close to 800 .
ETA no response.. guess that email is for credit line increases , husband received letter that repeated what the email had said. I did not get the letter.
Both myself and husband got letters saying too few or no balances on revolving credit cards, income insufficient ( $110k) and too many recent opened accounts, both of us have scores close to 800 .
ETA no response.. guess that email is for credit line increases , husband received letter that repeated what the email had said. I did not get the letter.
Oct 21, 2017, 6:09 pm
#516
Join Date: Jul 2003
Location: Wine Country, Finger Lakes
Programs: LFFRS BOD
Posts: 1,355
Oct 22, 2017, 5:40 pm
#517
Join Date: Oct 2017
Posts: 2
Capital One Venture (50K offer) - Denied, Warning
First time poster and first credit card experience with Capital One. I've been receiving targeted solicitations from CO almost weekly for years. Received one yesterday. I decided to apply for the Venture 50k offer. Denied!! Reason: number of bank cards tradelines opened in the last 24 months. I am over 800, perfect credit history. I hold a total of 5 cards (3 renewed this year). I am currently at 4/24. Never been denied for credit. So why am I their targeted customer? Well this was a horrible credit mistake. Warning folks.
Oct 23, 2017, 6:08 am
#518
Join Date: Sep 2011
Posts: 1,857
It's not all that surprising. I applied last week and was declined, even though I knew I had little to no chance. 8/24 and 800+ FICO. I figured I'd roll the dice on the higher offer. I was also declined for Barclay's Arrival+ earlier in the month.
The fact that a bank's marketing department targets you has no bearing on whether or not their underwriting department will approve you.
The fact that a bank's marketing department targets you has no bearing on whether or not their underwriting department will approve you.
Oct 23, 2017, 7:30 am
#519
Join Date: Mar 2017
Programs: HHonors, TrueBlue, Delta SkyMiles, Hyatt Discoverist, Starwood Preferred Guest, American Airlines.
Posts: 2,035
It's not all that surprising. I applied last week and was declined, even though I knew I had little to no chance. 8/24 and 800+ FICO. I figured I'd roll the dice on the higher offer. I was also declined for Barclay's Arrival+ earlier in the month.
The fact that a bank's marketing department targets you has no bearing on whether or not their underwriting department will approve you.
The fact that a bank's marketing department targets you has no bearing on whether or not their underwriting department will approve you.
Anyone with an 800+ FICO should expect to be approved for a Capital One card at a high limit (unless you're over 1/6). I would've been more shocked at a denial than anything. We're not exactly talking about the JP Morgan Reserve here.
Last edited by mikesyr18; Oct 23, 2017 at 7:31 am Reason: Added 1/6 rule.
Oct 23, 2017, 1:34 pm
#520
Join Date: Aug 2015
Location: Chicago
Programs: Delta SkyMiles, IHG (Platinum Elite), Amtrak Guest Rewards, Marriott Bonvoy, Hilton Honors
Posts: 636
Actually, it's only one hit to each of the 3 credit bureaus which is very different. A future lender looking at any one of your credit reports will only see 1 hard pull.
You didn't ask so forgive the momentary commentary, please consider focusing only on cards that offer 0% introductory APR until you can pay off the balances in full.
You didn't ask so forgive the momentary commentary, please consider focusing only on cards that offer 0% introductory APR until you can pay off the balances in full.
Regarding balances, I do have some 0% APR cards and have recently refinanced some cc debt while I'm slowly paying off the balance (they are my moving costs from moving to my current place of residence), but I also spend about $1000/month on bills, groceries, transport, other expenses, etc that I pay off immediately after spending, and I figure I might as well earn some miles/points on purchases I'm making anyway. If I spent $3k in 3 months just doing regular spend, I don't see a good reason not to earn a bonus doing so unless I have a good reason to think I wouldn't get approved for the card in the first place.
Oct 23, 2017, 3:15 pm
#521
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,953
It would be rare for all three reports to show the same number of inquiries, because most lenders pull from only one bureau per application (because inquiries cost money).
Oct 24, 2017, 6:05 am
#522
Join Date: Sep 2011
Posts: 1,857
Regarding balances, I do have some 0% APR cards and have recently refinanced some cc debt while I'm slowly paying off the balance (they are my moving costs from moving to my current place of residence), but I also spend about $1000/month on bills, groceries, transport, other expenses, etc that I pay off immediately after spending, and I figure I might as well earn some miles/points on purchases I'm making anyway. If I spent $3k in 3 months just doing regular spend, I don't see a good reason not to earn a bonus doing so unless I have a good reason to think I wouldn't get approved for the card in the first place.
Oct 25, 2017, 10:46 am
#523
Join Date: Jul 2003
Location: Wine Country, Finger Lakes
Programs: LFFRS BOD
Posts: 1,355
Totally surprised at getting a call this morning. Didn't seem to be a supervisor, she just repeated the reasons I had received in the mail.
2 out of the three did not make sense to me and I didn't have a satisfactory answer. Husband in the same situation.
so no card for us.
Oct 27, 2017, 4:00 pm
#524
Join Date: Sep 2011
Posts: 1,857
"Based on your credit report from Trans Union,number of bank cards tradelines opened in the last 24 months"
Oct 27, 2017, 8:51 pm
#525
Join Date: Mar 2017
Programs: HHonors, TrueBlue, Delta SkyMiles, Hyatt Discoverist, Starwood Preferred Guest, American Airlines.
Posts: 2,035
Just circling back on this one last time as I received the letter from CapOne. The one and only reason for my denial for this card was pretty much what I suspected:
"Based on your credit report from Trans Union,number of bank cards tradelines opened in the last 24 months"
"Based on your credit report from Trans Union,number of bank cards tradelines opened in the last 24 months"