Jan 9, 2014, 3:27 pm
Last edit by: philemer
50,000 after $3,000 spend:
https://www.capitalone.com/credit-cards/travel-and-miles/
Capital One usually does a hard pull with all three credit bureaus.
If you have a security freeze on your report, they generally will not allow you to submit a code for this report to be viewable.
If you've held this card before, it looks like you can get this bonus again. Data points: 1, 2. YMMV
__________________________________________________ __________________________________________
Note on redemption: You can reimburse yourself for the same charge an unlimited number of times.
Note on point transfer: The ability to transfer points between CapOne accounts ended effective September 15, 2015
see: http://www.flyertalk.com/forum/25009158-post383.html
Below are some successful and unsuccessful reimbursements form the Arrival Plus page, many if not most should be applicable.
Successful
Don't forget travel purchase needs to be > $25 charge for 2,500 mile redemption
Successful
9/11 Museum and Memorial - NYC
Accuracy Limo (via Square, Salt Lake City, UTlimoservice)
ACE Adventures (West Virginia White Water Rafting), had to call in to get it processed manually
agoda.com
AirAsia Flights (airasia.com)
airbnb bookings
Alaska Airlines checked baggage fee $25 charge
Amazing Bike Tours Thailand
American Airlines telephone booking (including booking fee)
Amtrak train ticket >$25 (ALB-NYP)
Amtrak train ticket >$25 (unknown destinations)
Argosy Cruises (SEA, classified as RECREATION)
Autoeurope.com
BART (Bay Area Rapid Transit) San Francisco
Bieber bus tickets
Boston MBTA Charlie Card reload & Commuter Rail passes & tickets
Burj Khalifa observation decks
Buying Lifemiles from Avianca
Canada Transfers Cancun
Capitaine Train Tickets (capitaine.com)
Carmel Limo (NYC car service)
carrentals.com
cheaptickets.com hotel
Chinese Visa Application Fees (had to call in. Credit showed up in account in 2 business days. See Post 912 and 921 for details)
City Taxi (Tampa)
CostcoTravel
Cotai Waterjet (Hong Kong)
CT Limo
Daily Getaways purchase of HHonors points
DB Bahn Trains Germany (bahn.de)
Disneyland Hong Kong (Manual redemption required)
DriveNow - all locations in EU/US
Dublin Bus Tours Hop on, Hop off (Green)
Eiffel Tower (manual redemption by phone allowed)
Empire State Building tickets
Enterprise rent-a-car, paid at the counter when returning the car (used Chase United Visa initially for primary coverage, but asked to pay with a different card when returning the car)
Eurostar Train Tickets (eurostar.com)
Europcar.com
Expedia.com
Global Entry (Venture Rewards card)
Hertz Rent-a-Car (booked on hertz.com)
Hong Kong Airport Express Pass
Hotel bookings through Rocketmiles (even refundable bookings or those tied to other promotions)
Hotels.com
Hotels.com Gift Card (classified as BUSINESS SERVICES NOT ELSEWHERE CLASSIFIED).
Hotwire
ItaliaRail (online booking agency for TrenItalia)
LA Swamp Tours, Steamboat cruise, Haunted History Tours (New Orleans)
Lahaina-Maui Ferry Tickets - booked online at www.go-lanai.com
Las Vegas Show Booked through hotel
Las Vegas show tickets booked online (Mandalay Bay Box office)
Limo Charges - Two limo charges that I made in March PRIOR the the recent changes to what qualifies as "Travel" showed up as eligible travel charges. I guess with the changes to what's covered, and for how long, these got pulled back in.
Lyft
M-Life advance reservation deposit
Montway Auto Transport (deposit)
New York City MTA Subway Cards
New York Waterways Ferry (between NJ and NYC)
Ngong Ping 360 (Hong Kong)
Norwegian Cruise Line purchase made from telephone order from vacationstogo.com
Norwegian Cruise Line (deposits and payments)
NS Hispeed Train Tickets (nshispeed.com)
NYC Taxi
Orbitz.com purchase
ORCA card for Seattle area tolls (considered the very typical GOVERNMENT SERVICES NOT ELSEWHERE CLASSIFIED)
The Parking Spot LAX
Paris RATP Metro/VATP (buy 10-ticket pack for >$25 and save cost)
PMRF Beach Cottages (Kauai)
Priceline
Primetime Shuttle (Worked from LAX-SNA)
rail europe on Travelocity
rail JR Rail in Japan, load as tourist attraction, call in to get it credit (Post#938)
Safari Helicopter Tour (Kauai)
Sandals.com resort booking (unique vacations) was not redeemable last year. Is redeemable online now
SEASTREAK LLC - NYC (Commuter Ferri)
Singapore Cable Car
Southwest Early Bird Check-in (billed separately from airfare charges)
Spirit of NY Dinner Cruises - www.spiritcruises.com, which have cruises in several other cities as well.
Starwood Vacation Ownership (SPG Timeshare) Westin Princeville Kauai (coded as Timeshare).
St Pauls Cathedral (manual redemption by phone allowed)
Super Shuttle (mixed, worked in SF when (billed SUPERSHUTTLE EXECUCARS), worked in Boston (SUPERSHUTTLE BOSTON), failed in LA (SUPERSHUTTLE)
Taxi in Zürich
Top of the Rock tickets - NYC
Trenitalia Online
Trimet (Portland OR public transportation)
TurboJET (Hong Kong)
Uber
United Baggage Fee
Universal Studio Orlando tickets (had to call in)
Viator (sightseeing/tours)
Victoria Clipper (passenger ferry)
Wedding at the Stratosphere's Chapel in the Clouds (billed as stratosphere)
Windsor Castle (manual redemption by phone allowed)
Wine purchases from different wine tasting rooms
WMATA (Washington DC Metro) - [reconfirmed 10/5/15]
Zipcar
Unsuccessful
www.b-europe.com (SNCB rail)
Amtrak (possibly due <$25 charge)
Blue Water Rafting. Merchant category "Recreation Services -- Not elsewhere classified"
Brazil airline GOL booked online codes as DIRECT MARKETING/DIRECT MARKETERS--NOT ELESWH ..
Car2go
De Palm Tours, Aruba (classified as Recreation. Called Barclay twice.)
Description: ZERVE *CA WHALES Merchant Category: THEATRICAL PRODUCERS (EXCEPT MOTION PICTURES), TICKET AGENCIES...Tickets to whale watching tour purchased over the phone.
Evan Evans Sightseeing tours (UK based)- http://www.evanevanstours.co.uk
Fastrak tag autoload for San Francisco bridge tolls ($25)
Gotobus.com Long Distance Buses, ~$100
Homeaway.com, posts as real estate. Barclays said they'd make a one-time exception but future purchases won't count as travel.
Hostelbookers.com deposit (maybe the charge which is >$25 will count?)
IHG points and cash hotel redemption
Malaysian Overnight Train KUL-SIN (ktmb.com.my)
Monterey Aquarium
Parking at HSV ($96 in parking at Huntsville International Airport)
Parking at IAH (Houston Intercontinental - on airport) -$76 (PARKING LOTS AND GARAGES)
Parking at LAS
Parking at Port Imperial, Weehawken, NJ
Parking at SNA (John Wayne Airport)
San Francisco Clipper Card public transit (autoload from website)
Skyjump at Stratosphere Hotel LV $150 (01/14) - not charged by hotel.
Space Needle and Chihuly Garden Tickets
Starwood points purchase (BUSINESS SERVICES NOT ELSEWHERE CLASSIFIED)
Taxi Magic /Curb- Taxi service
Thello train (France-Italy night train, codes as rail-freight)
Trenitalia (both online and in stations, posts as rail-freight)
https://www.capitalone.com/credit-cards/travel-and-miles/
Capital One usually does a hard pull with all three credit bureaus.
If you have a security freeze on your report, they generally will not allow you to submit a code for this report to be viewable.
If you've held this card before, it looks like you can get this bonus again. Data points: 1, 2. YMMV
__________________________________________________ __________________________________________
Note on redemption: You can reimburse yourself for the same charge an unlimited number of times.
Note on point transfer: The ability to transfer points between CapOne accounts ended effective September 15, 2015
see: http://www.flyertalk.com/forum/25009158-post383.html
Below are some successful and unsuccessful reimbursements form the Arrival Plus page, many if not most should be applicable.
Successful
Don't forget travel purchase needs to be > $25 charge for 2,500 mile redemption
Successful
9/11 Museum and Memorial - NYC
Accuracy Limo (via Square, Salt Lake City, UTlimoservice)
ACE Adventures (West Virginia White Water Rafting), had to call in to get it processed manually
agoda.com
AirAsia Flights (airasia.com)
airbnb bookings
Alaska Airlines checked baggage fee $25 charge
Amazing Bike Tours Thailand
American Airlines telephone booking (including booking fee)
Amtrak train ticket >$25 (ALB-NYP)
Amtrak train ticket >$25 (unknown destinations)
Argosy Cruises (SEA, classified as RECREATION)
Autoeurope.com
BART (Bay Area Rapid Transit) San Francisco
Bieber bus tickets
Boston MBTA Charlie Card reload & Commuter Rail passes & tickets
Burj Khalifa observation decks
Buying Lifemiles from Avianca
Canada Transfers Cancun
Capitaine Train Tickets (capitaine.com)
Carmel Limo (NYC car service)
carrentals.com
cheaptickets.com hotel
Chinese Visa Application Fees (had to call in. Credit showed up in account in 2 business days. See Post 912 and 921 for details)
City Taxi (Tampa)
CostcoTravel
Cotai Waterjet (Hong Kong)
CT Limo
Daily Getaways purchase of HHonors points
DB Bahn Trains Germany (bahn.de)
Disneyland Hong Kong (Manual redemption required)
DriveNow - all locations in EU/US
Dublin Bus Tours Hop on, Hop off (Green)
Eiffel Tower (manual redemption by phone allowed)
Empire State Building tickets
Enterprise rent-a-car, paid at the counter when returning the car (used Chase United Visa initially for primary coverage, but asked to pay with a different card when returning the car)
Eurostar Train Tickets (eurostar.com)
Europcar.com
Expedia.com
Global Entry (Venture Rewards card)
Hertz Rent-a-Car (booked on hertz.com)
Hong Kong Airport Express Pass
Hotel bookings through Rocketmiles (even refundable bookings or those tied to other promotions)
Hotels.com
Hotels.com Gift Card (classified as BUSINESS SERVICES NOT ELSEWHERE CLASSIFIED).
Hotwire
ItaliaRail (online booking agency for TrenItalia)
LA Swamp Tours, Steamboat cruise, Haunted History Tours (New Orleans)
Lahaina-Maui Ferry Tickets - booked online at www.go-lanai.com
Las Vegas Show Booked through hotel
Las Vegas show tickets booked online (Mandalay Bay Box office)
Limo Charges - Two limo charges that I made in March PRIOR the the recent changes to what qualifies as "Travel" showed up as eligible travel charges. I guess with the changes to what's covered, and for how long, these got pulled back in.
Lyft
M-Life advance reservation deposit
Montway Auto Transport (deposit)
New York City MTA Subway Cards
New York Waterways Ferry (between NJ and NYC)
Ngong Ping 360 (Hong Kong)
Norwegian Cruise Line purchase made from telephone order from vacationstogo.com
Norwegian Cruise Line (deposits and payments)
NS Hispeed Train Tickets (nshispeed.com)
NYC Taxi
Orbitz.com purchase
ORCA card for Seattle area tolls (considered the very typical GOVERNMENT SERVICES NOT ELSEWHERE CLASSIFIED)
The Parking Spot LAX
Paris RATP Metro/VATP (buy 10-ticket pack for >$25 and save cost)
PMRF Beach Cottages (Kauai)
Priceline
Primetime Shuttle (Worked from LAX-SNA)
rail europe on Travelocity
rail JR Rail in Japan, load as tourist attraction, call in to get it credit (Post#938)
Safari Helicopter Tour (Kauai)
Sandals.com resort booking (unique vacations) was not redeemable last year. Is redeemable online now
SEASTREAK LLC - NYC (Commuter Ferri)
Singapore Cable Car
Southwest Early Bird Check-in (billed separately from airfare charges)
Spirit of NY Dinner Cruises - www.spiritcruises.com, which have cruises in several other cities as well.
Starwood Vacation Ownership (SPG Timeshare) Westin Princeville Kauai (coded as Timeshare).
St Pauls Cathedral (manual redemption by phone allowed)
Super Shuttle (mixed, worked in SF when (billed SUPERSHUTTLE EXECUCARS), worked in Boston (SUPERSHUTTLE BOSTON), failed in LA (SUPERSHUTTLE)
Taxi in Zürich
Top of the Rock tickets - NYC
Trenitalia Online
Trimet (Portland OR public transportation)
TurboJET (Hong Kong)
Uber
United Baggage Fee
Universal Studio Orlando tickets (had to call in)
Viator (sightseeing/tours)
Victoria Clipper (passenger ferry)
Wedding at the Stratosphere's Chapel in the Clouds (billed as stratosphere)
Windsor Castle (manual redemption by phone allowed)
Wine purchases from different wine tasting rooms
WMATA (Washington DC Metro) - [reconfirmed 10/5/15]
Zipcar
Unsuccessful
www.b-europe.com (SNCB rail)
Amtrak (possibly due <$25 charge)
Blue Water Rafting. Merchant category "Recreation Services -- Not elsewhere classified"
Brazil airline GOL booked online codes as DIRECT MARKETING/DIRECT MARKETERS--NOT ELESWH ..
Car2go
De Palm Tours, Aruba (classified as Recreation. Called Barclay twice.)
Description: ZERVE *CA WHALES Merchant Category: THEATRICAL PRODUCERS (EXCEPT MOTION PICTURES), TICKET AGENCIES...Tickets to whale watching tour purchased over the phone.
Evan Evans Sightseeing tours (UK based)- http://www.evanevanstours.co.uk
Fastrak tag autoload for San Francisco bridge tolls ($25)
Gotobus.com Long Distance Buses, ~$100
Homeaway.com, posts as real estate. Barclays said they'd make a one-time exception but future purchases won't count as travel.
Hostelbookers.com deposit (maybe the charge which is >$25 will count?)
IHG points and cash hotel redemption
Malaysian Overnight Train KUL-SIN (ktmb.com.my)
Monterey Aquarium
Parking at HSV ($96 in parking at Huntsville International Airport)
Parking at IAH (Houston Intercontinental - on airport) -$76 (PARKING LOTS AND GARAGES)
Parking at LAS
Parking at Port Imperial, Weehawken, NJ
Parking at SNA (John Wayne Airport)
San Francisco Clipper Card public transit (autoload from website)
Skyjump at Stratosphere Hotel LV $150 (01/14) - not charged by hotel.
Space Needle and Chihuly Garden Tickets
Starwood points purchase (BUSINESS SERVICES NOT ELSEWHERE CLASSIFIED)
Taxi Magic /Curb- Taxi service
Thello train (France-Italy night train, codes as rail-freight)
Trenitalia (both online and in stations, posts as rail-freight)
Capital One Venture & other Cap 1 cards (50K for $3k spend)[Consolidated]
Dec 11, 2018, 9:15 am
#617
Join Date: Nov 2012
Posts: 22
I got it from the rejection explanation letter sent to me by Capital One. Reason for application rejection = no revolving balances on other credit cards. (I'm paraphrasing... don't have the letter with me). I've paid off every card's statement balance in full going on at least two years now. My FICO is around 840.
Dec 11, 2018, 9:40 am
#618
Join Date: Nov 2012
Posts: 22
In general, issuers report the balance that appears on your paper/pdf statements. If you pay that balance in full before the next statement in generated you are not carrying a balance and you pay no interest, but the issuers do not report payments made, only the next statement balance.
If you are paying all of your accounts early, such that the statements always show a zero balance, that might cause you to be declined, but paying the statement balance in full to avoid paying interest is invisible to other issuers and cannot be the basis for any decision.
If you are paying all of your accounts early, such that the statements always show a zero balance, that might cause you to be declined, but paying the statement balance in full to avoid paying interest is invisible to other issuers and cannot be the basis for any decision.
Date: 07/2018
Balance: $2,564
Scheduled: $25
Paid: $2,700 (prior month's balance)
Past due: $0
Dec 11, 2018, 10:43 am
#619
Join Date: Mar 2017
Programs: HHonors, TrueBlue, Delta SkyMiles, Hyatt Discoverist, Starwood Preferred Guest, American Airlines.
Posts: 2,035
I got it from the rejection explanation letter sent to me by Capital One. Reason for application rejection = no revolving balances on other credit cards. (I'm paraphrasing... don't have the letter with me). I've paid off every card's statement balance in full going on at least two years now. My FICO is around 840.
They should never reject anyone with an 840. They should be approving people with scores in the low 600's.
They'll never shake the reputation of being an issuer solely for those with garbage credit.
Dec 11, 2018, 11:12 am
#620
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,953
Dec 11, 2018, 1:23 pm
#622
Join Date: Oct 2013
Location: NYC
Programs: AA PPro, DL Gold, UA Silver, AS MVP Gold
Posts: 116
Dec 11, 2018, 1:34 pm
#623
Join Date: Oct 2007
Programs: AA, WN, UA, Bonvoy, Hertz
Posts: 2,491
A lot of recent credit applications even with a high score is just not their thing. I don't think though it makes them a bad issuer, it just makes them different. It also makes it much less likely that their promotions will go away due to churning.
Dec 11, 2018, 10:57 pm
#624
Join Date: Apr 2014
Posts: 1,773
My Venture application was denied by Capital One
Their reasoning was rather silly..
Based on your credit report from Equifax,too few or no revolving accounts have a balance
Based on your credit report from Trans Union,there are too many new revolving accounts
My credit score is excellent (> 810), and I only have 4 new accounts over past two years. It seems like CapitalOne is even more strict than Chase 5/24 rule. I am not sure why Capital One would reject someone who is a good spender like myself over some silly reasons they gave me.
p.s. I have a 1.5% quicksilver card from CapitalOne that was opened many years ago (although I haven't used it for past few years).
Based on your credit report from Equifax,too few or no revolving accounts have a balance
Based on your credit report from Trans Union,there are too many new revolving accounts
My credit score is excellent (> 810), and I only have 4 new accounts over past two years. It seems like CapitalOne is even more strict than Chase 5/24 rule. I am not sure why Capital One would reject someone who is a good spender like myself over some silly reasons they gave me.
p.s. I have a 1.5% quicksilver card from CapitalOne that was opened many years ago (although I haven't used it for past few years).
Dec 12, 2018, 12:25 am
#625
Join Date: Oct 2007
Programs: AA, WN, UA, Bonvoy, Hertz
Posts: 2,491
Well, Capital One will close your card after three years of no activity, and if you are not using the current card they issued you, why would they give you a new card? You could product change to the Venture on QS, but oh yeah, you want the starter bonus.
I know this forum thinks only 4 new in 2 years is not much, but for most others, it is a lot. Yes, they definitely appear to be more strict than Chase.
In any case, your experience is very common across all the credit boards about Capital One approvals.
I know this forum thinks only 4 new in 2 years is not much, but for most others, it is a lot. Yes, they definitely appear to be more strict than Chase.
In any case, your experience is very common across all the credit boards about Capital One approvals.
Dec 12, 2018, 8:13 am
#626
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,953
What Capital One is seeing are applicants who are opening accounts (too many new revolving accounts), but not using them ongoing (no revolving accounts have a balance). This indicates churning, and they aren't interested in awarding new account bonuses for card that will not be used after the bonus is earned. It doesn't matter to them if their algorithm is correct in your case, each of us is nothing other than an instance of a type.
Dec 12, 2018, 4:47 pm
#627
Join Date: Mar 2017
Programs: HHonors, TrueBlue, Delta SkyMiles, Hyatt Discoverist, Starwood Preferred Guest, American Airlines.
Posts: 2,035
Pretty much all of Chase's cards are better than Capital One's cards.
Capital One can't even offer an average CC without charging a $95 annual fee.
Unless someone is seriously embedded in Capital One's transfer partners, I don't see why one would try to get under 4/24 just to get a C.O card when they can get one from Chase instead - especially when their other ones offer a whooping 1.5% cash back, 1.25 "miles" per dollar, and 1.25% cash back if you pay on time that month.
People who know what they're doing will continue to LOL at "what's in your wallet?"
Capital One can't even offer an average CC without charging a $95 annual fee.
Unless someone is seriously embedded in Capital One's transfer partners, I don't see why one would try to get under 4/24 just to get a C.O card when they can get one from Chase instead - especially when their other ones offer a whooping 1.5% cash back, 1.25 "miles" per dollar, and 1.25% cash back if you pay on time that month.
People who know what they're doing will continue to LOL at "what's in your wallet?"
Dec 12, 2018, 5:36 pm
#628
Join Date: Apr 2014
Posts: 539
Pretty much all of Chase's cards are better than Capital One's cards.
Capital One can't even offer an average CC without charging a $95 annual fee.
Unless someone is seriously embedded in Capital One's transfer partners, I don't see why one would try to get under 4/24 just to get a C.O card when they can get one from Chase instead - especially when their other ones offer a whooping 1.5% cash back, 1.25 "miles" per dollar, and 1.25% cash back if you pay on time that month.
People who know what they're doing will continue to LOL at "what's in your wallet?"
Capital One can't even offer an average CC without charging a $95 annual fee.
Unless someone is seriously embedded in Capital One's transfer partners, I don't see why one would try to get under 4/24 just to get a C.O card when they can get one from Chase instead - especially when their other ones offer a whooping 1.5% cash back, 1.25 "miles" per dollar, and 1.25% cash back if you pay on time that month.
People who know what they're doing will continue to LOL at "what's in your wallet?"
)
Dec 13, 2018, 6:47 am
#629
Join Date: Jul 2004
Programs: CO, UA, AA, WN, DL Gold
Posts: 2,981
Dec 13, 2018, 8:34 am
#630
Join Date: Nov 2012
Posts: 22
What Capital One is seeing are applicants who are opening accounts (too many new revolving accounts), but not using them ongoing (no revolving accounts have a balance). This indicates churning, and they aren't interested in awarding new account bonuses for card that will not be used after the bonus is earned. It doesn't matter to them if their algorithm is correct in your case, each of us is nothing other than an instance of a type.